ZIP Code 37416

standard

Source:

Chattanooga · Hamilton County · Tennessee

Population
14,486

492/sq mi

Median income
$70,705

▼ 7% vs US

higher than 48% of US ZIPs

Median home value
$253,100

▼ 9% vs US

higher than 58% of US ZIPs

Bachelor's or higher
34.2%

Median age 39

Land area
29.4 sq mi

New York

ZIP code 37416 in Chattanooga, Tennessee has a population of 14,486. The median household income is $70,705, which is 7% below the national average. Median home value is $253,100, 9% below the US average. 34.2% of residents hold a bachelor's degree or higher.

ZIP code 37416 is classified by USPS as a standard delivery area and covers roughly 29.4 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 14,486 residents, producing a population density of 492 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37416 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37416 sits at $70,705 (6% above the Tennessee average), while per-capita income is $39,118. The poverty rate stands at 12.7% and the unemployment rate at 5.5%. On housing, the median home value is $253,100 (2% above the state average) with median rent at $1,119 per month, and 60.3% of occupied units are owner-occupied, a direct signal of whether 37416 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.2% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37416 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37416

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37416.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37416, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,486

Population

29.4

Area (sq mi)

492

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37416?

39.0

Median Age

47.3%

Male

52.7%

Female

7.6%

Foreign-Born

White 48.1%
African American 42.3%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.1%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,705

Median Household Income

+6% vs state

$39,118

Per Capita Income

12.7%

Poverty Rate

5.5%

Unemployment Rate

20.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 34.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,522

Total Housing Units

6,135

Occupied Units

387

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 60.3%
Renter 39.7%

$253,100

Median Home Value

+2% vs state

$1,119

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

299

HPI Index (2000 = 100)

+199%

Total Change Since 2000

Home values in ZIP 37416 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.7% 182
2021 +15.2% 210
2022 +18.4% 248
2023 +15.5% 287
2024 +4.2% 299

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 415 business establishments in ZIP 37416, employing approximately 16,162 people with a combined annual payroll of $952,709,000.

415

Businesses

16,162

Employees

$952.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 69 16.6%
Wholesale trade 44 10.6%
Professional, scientific, and technical services 40 9.6%
Other services (except public administration) 36 8.7%
Transportation and warehousing 34 8.2%
Health care and social assistance 34 8.2%
Accommodation and food services 33 8.0%
Construction 23 5.5%
Manufacturing 23 5.5%
Finance and insurance 23 5.5%
Administrative and support and waste management and remediation services 22 5.3%
Real estate and rental and leasing 14 3.4%
Management of companies and enterprises 7 1.7%
Arts, entertainment, and recreation 5 1.2%
Information 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37416 vs 37351 →

ZIP Code City Population Distance
37351 Lupton City, TN 390 4.8 mi
37343 Hixson, TN 40,042 4.8 mi
37406 Chattanooga, TN 14,627 4.5 mi
37421 Chattanooga, TN 46,228 5.4 mi
37363 Ooltewah, TN 32,244 6.4 mi
37411 Chattanooga, TN 17,587 5.9 mi
37415 Chattanooga, TN 23,873 6.1 mi
37412 Chattanooga, TN 20,951 7.9 mi
30726 Graysville, GA 56 9.1 mi
37404 Chattanooga, TN 13,327 7.6 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 37416 in?
ZIP code 37416 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37416?
ZIP code 37416 in Chattanooga, TN has a population of 14,486 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37416?
The median household income in ZIP 37416 is $70,705, which is 7% below the national average of $76,288.
What is the average home value in ZIP 37416?
The median home value in ZIP 37416 is $253,100, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 37416?
The largest racial group in ZIP 37416 is White at 48.1%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 37416?
ZIP code 37416 has 415 business establishments employing approximately 16,162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37416?
The top industries by establishment count in ZIP 37416 are: Retail trade (69), Wholesale trade (44), Professional, scientific, and technical services (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37416?
According to the FHFA House Price Index, home values in ZIP 37416 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37416?
In ZIP code 37416, 59.6% of residents aged 25+ have a high school diploma or higher, and 34.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37416?
The mean commute time for workers in ZIP code 37416 is 20.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37416?
In ZIP code 37416, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37416?
The poverty rate in ZIP code 37416 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Chattanooga, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.