Chattanooga, TN

Multi-ZIP Census mosaic for Chattanooga, TN: 15 delivery areas, combined population 198,659. Sort the ZIP table by population before trusting any single city average (ACS 2023 5-Year Estimates).

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet CHATTANOOGA-TN · Chattanooga, TN 15 ZIPs · 198,659 pop · #16974/25278 · Hamilton County

INC-MID · RANK-LOWER · ABOVE-PEER · BOOK-WIDE · OWN-LOW · POP-MID · SPREAD-SPLIT · HOME-MID

  • INC-MID $61,787
  • RANK-LOWER #16974/25278
  • ABOVE-PEER over Sale Creek
  • BOOK-WIDE 15 ZIPs
  • OWN-LOW 47% owners
  • POP-MID 198,659
  • SPREAD-SPLIT 37402→37421
  • HOME-MID $288,780

Nearest income peer: Sale Creek, TN ( $6,813 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Chattanooga

Lowest/highest poles plus county-sharing cities nearest Chattanooga on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Chattanooga, TN sits among US cities with a below-median household income, on a mid-size population base, across a multi-ZIP patchwork.

33rd pct
household income vs 25,278 US cities
198,659
city population (Census)
15
USPS ZIP codes covered
$61,787
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income across a wide ZIP mosaic (15 codes): average household income $61,787 and home value $288,780 hide neighborhood splits. Poverty averages 22.7%, but the rate can concentrate in a minority of ZIPs. Sort the table by population first, then open the largest ZIP and one thin-edge ZIP.

Chattanooga sits in the lower half of Hamilton County on income: Hixson, Ooltewah and Soddy Daisy report more, Sale Creek and Lupton City report less. Lookout Mountain marks the far end of that range at $201,000, 225% above Chattanooga.

Within-city ZIP comparison

Where the ZIP codes inside Chattanooga differ

Chattanooga's city average masks two linked splits. Median household income runs from $24,214 in ZIP 37402 to $82,517 in ZIP 37421, while home values span $98,900 in 37407 to $525,200 in 37403. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
3.4×

37402 to 37421

Home-value high-to-low ratio
5.3×

37407 to 37403

Poverty-rate spread
34.5 points

37421 to 37407

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Chattanooga residents fan out across many ZIPs

Population is spread across 15 codes in Chattanooga. The densest, 37421, still represents only about 23% of the 198,659 residents, so no single ZIP stands in for the city.

Census ZBP business roll-up

Dense employer mosaic across Chattanooga

Citywide ZBP: 7,396 establishments, 169,167 employees , annual payroll $10,030,069k (~37 establishments per 1,000 residents) across 15 of 15 ZIPs. Peak business ZIP 37421 (2,083 units) ; leading NAICS Retail trade (1,086) · also Health care and social assistance · Accommodation and food services .

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ZIP Codes in Chattanooga, TN

These ZIP codes sit in Hamilton County, which covers 26 ZIP codes in all; 15 of them fall in Chattanooga. See the Hamilton County roll-up →

Chattanooga sits in the lower half of Hamilton County on income: Hixson, Ooltewah and Soddy Daisy report more, Sale Creek and Lupton City report less. Lookout Mountain marks the far end of that range at $201,000, 225% above Chattanooga.

Side-by-side: Compare 37421 vs 37415 →

ZIP Code Population Median income Establishments Density
37421 46,228 $82,517 2,083 587
37415 23,873 $70,972 502 507
37412 20,951 $62,508 455 926
37411 17,587 $56,579 411 783
37406 14,627 $44,850 390 461
37405 14,597 $81,337 633 102
37416 14,486 $70,705 415 492
37404 13,327 $56,637 457 1,044
37407 8,932 $35,845 250 985
37419 6,100 $74,787 175 53
37403 5,811 $81,136 287 1,311
37402 3,917 $24,214 716 999
37410 3,886 $28,708 91 509
37409 2,851 $74,754 130 251
37408 1,486 $81,250 401 299

Chattanooga roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Chattanooga, .