ZIP Code 37409
standardSource:
Chattanooga · Hamilton County · Tennessee
- Population
- 2,851
- Median income
- $74,754
- Median home value
- $267,400
- Bachelor's or higher
- 53.7%
- Land area
- 11.4 sq mi
251/sq mi
▼ 2% vs US
higher than 55% of US ZIPs
▼ 4% vs US
higher than 61% of US ZIPs
Median age 35.5
New York
ZIP code 37409 in Chattanooga, Tennessee has a population of 2,851. The median household income is $74,754, which is 2% below the national average. Median home value is $267,400, 4% below the US average. 53.7% of residents hold a bachelor's degree or higher.
ZIP code 37409 is classified by USPS as a standard delivery area and covers roughly 11.4 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 2,851 residents, producing a population density of 251 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37409 against Tennessee and the nation.
On the economic side, the median household income for ZIP 37409 sits at $74,754 (12% above the Tennessee average), while per-capita income is $39,221. The poverty rate stands at 28.2% and the unemployment rate at 14.5%. On housing, the median home value is $267,400 (8% above the state average) with median rent at $1,341 per month, and 61.0% of occupied units are owner-occupied, a direct signal of whether 37409 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 53.7% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37409 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 37409
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 37409.
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Retail trade
Retail trade
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Construction
Construction
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37409, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,851
Population
11.4
Area (sq mi)
251
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37409?
35.5
Median Age
50.3%
Male
49.7%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,754
Median Household Income
+12% vs state
$39,221
Per Capita Income
28.2%
Poverty Rate
14.5%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,722
Total Housing Units
1,553
Occupied Units
169
Vacant Units
2.16
Avg Household Size
Occupancy Type
$267,400
Median Home Value
+8% vs state
$1,341
Median Rent
1941
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
618
HPI Index (2000 = 100)
+518%
Total Change Since 2000
Home values in ZIP 37409 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +518% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 341 |
| 2021 | +16.9% | 398 |
| 2022 | +21.1% | 482 |
| 2023 | +16.2% | 560 |
| 2024 | +10.3% | 618 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 130 business establishments in ZIP 37409, employing approximately 2,765 people with a combined annual payroll of $215,505,000.
130
Businesses
2,765
Employees
$215.5M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 21 | 16.1% |
| Health care and social assistance | 14 | 10.8% |
| Retail trade | 13 | 10.0% |
| Professional, scientific, and technical services | 13 | 10.0% |
| Construction | 12 | 9.2% |
| Accommodation and food services | 10 | 7.7% |
| Manufacturing | 9 | 6.9% |
| Wholesale trade | 9 | 6.9% |
| Finance and insurance | 9 | 6.9% |
| Administrative and support and waste management and remediation services | 8 | 6.2% |
| Educational services | 5 | 3.9% |
| Real estate and rental and leasing | 3 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37409 vs 37350 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37350 | Lookout Mountain, TN | 1,866 | 0.6 mi |
| 37410 | Chattanooga, TN | 3,886 | 1.7 mi |
| 37407 | Chattanooga, TN | 8,932 | 3.1 mi |
| 37408 | Chattanooga, TN | 1,486 | 2.8 mi |
| 37402 | Chattanooga, TN | 3,917 | 3.2 mi |
| 30725 | Flintstone, GA | 4,647 | 5.4 mi |
| 37403 | Chattanooga, TN | 5,811 | 4.2 mi |
| 37404 | Chattanooga, TN | 13,327 | 4.4 mi |
| 37419 | Chattanooga, TN | 6,100 | 4.4 mi |
| 30750 | Lookout Mountain, GA | 4,125 | 4.9 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37409 in? ▼
What is the population of ZIP code 37409? ▼
What is the median household income in ZIP 37409? ▼
What is the average home value in ZIP 37409? ▼
What is the demographic makeup of ZIP 37409? ▼
How many businesses are in ZIP code 37409? ▼
What are the main industries in ZIP code 37409? ▼
How have home values changed in ZIP code 37409? ▼
What is the education level in ZIP code 37409? ▼
What percentage of residents own vs. rent in ZIP 37409? ▼
What is the poverty rate in ZIP code 37409? ▼
ZIP Code Research Guides
Official Data Resources for Chattanooga, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.