Residential delivery area · Tennessee
ZIP Code 37409: Chattanooga, TN
ZIP code 37409 is in Chattanooga, Tennessee, entirely in Hamilton County (Census 2020 ZIP-county file). About 3,400 people live there (Census Bureau, ACS 2020-2024), the 15th most populous of Chattanooga's 16 residential ZIP codes. Median household income is $74,754 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Chattanooga · 16 residential ZIPs
- County
- Hamilton County
- Census places
- Chattanooga
- Metro area
- Chattanooga, TN-GA
- House district
- TN-3 119th Congress
- State
- Tennessee
- Time zone
- Eastern
- Land area
- 4.4 sq mi · 760 people per sq mi
Where is ZIP code 37409?
37409 centers on 35.010°, -85.336° and covers 4.4 square miles of land plus 0.0 of water. It borders 8 ZIP codes: 37410, 37350, 37408, 30741, 37419, 30750, 30725, 30757.
The map draws ZIP code areas only. For the streets inside 37409, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 37409 compare with the rest of Chattanooga?
| Measure | 37409 | In Chattanooga | In Hamilton County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 3,357 | 15th of 16 | 24th of 31 | 371st of 636 |
| Median household income | $75k | 3rd of 10 | 10th of 21 | 126th of 425 |
| Median home value | $267k | 7th of 13 | 14th of 24 | 163rd of 436 |
Its median household income is higher than in 55% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 37409?
The 2020 Census counted 2,791 people in 37409; the ACS, which samples households over 2020-2024, estimates 3,357. Between the 2010 and 2020 censuses its population fell 2.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,357±586 (90% margin)
- 2020 Census count
- 2,791−2.1% since 2010 (2,851)
- Households
- 1,553
- Median age
- 35.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 37409?
Of the 3,357 people the ACS estimates in 37409, 15.6% are under 18 and 13.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.7%), then Black (not Hispanic) (14.9%).
- Under 1815.6%
- 18 to 6471.4%
- 65 and older13.0%
- White, not Hispanic70.7%
- Black, not Hispanic14.9%
- Asian, not Hispanic5.1%
- Hispanic or Latino4.9%
- Other or two or more4.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 37409 earn?
Median household income is $74,754 (ACS 2020-2024), the 10th highest of the 21 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($66,170 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $74,754±$13,588
- Income per person
- $39,221
- Below the poverty line
- 28.2%
- Unemployed (of the labor force)
- 14.5%
- Adults 25+ with a bachelor's degree
- 53.7%
- Adjusted gross income per tax return, 2022
- $87,5771,460 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 37409?
FHFA's house price index for 37409, built from repeat sales and appraisals of the same homes, rose 171% from 2015 to 2025 and rose 76% from 2020 to 2025, and moved −1.7% in 2025.
- Median home value (owners' estimate)
- $267,400
- Median gross rent
- $1,341
- Homes owned by their occupants
- 61.0%
- Housing units
- 1,722
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 37409?
130 business establishments had a location in this ZIP code in 2023, 23 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)21
- Health care and social assistance14
- Retail trade13
- Professional, scientific, and technical services13
- Construction12
- Accommodation and food services10
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 37409?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 37410 | Chattanooga | 4,129 | $29k | 1.4 mi |
| 37350 | Lookout Mountain | 2,111 | $201k | 1.4 mi |
| 37408 | Chattanooga | 3,502 | $81k | 2.0 mi |
| 30741 | Rossville, GA | 30,041 | $59k | 5.0 mi |
| 37419 | Chattanooga | 5,980 | $75k | 5.6 mi |
| 30750 | Lookout Mountain, GA | 4,130 | $108k | 5.9 mi |
| 30725 | Flintstone, GA | 5,304 | $50k | 6.0 mi |
| 30757 | Wildwood, GA | 1,589 | $61k | 7.9 mi |
| 37407 | Chattanooga | 9,156 | $36k | 2.7 mi (near) |
| 37402 | Chattanooga | 3,953 | $24k | 2.8 mi (near) |
| 37450 | Chattanooga | 0 | – | 3.0 mi (near) |
| 37403 | Chattanooga | 6,413 | $81k | 3.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.