Chattanooga, TN · standard

ZIP Code 37408

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,486
299/sq mi
$81,250
Median income
$468,200
Median home value
55.1%
Bachelor's or higher

The verdict

Chattanooga pairs an above-median household income with upper-quartile home values, in a low-density, renter-heavy area.

Top 36%
household income, US ZIPs
Top 15%
home value, US ZIPs
299
people per sq mi
29%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37408 against every reporting US ZIP.

ZIP code 37408 is a sparsely populated ZIP (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to just 1,486 residents across 5.0 square miles, a density of 299 people per square mile, in the New York time zone.

ZIP 37408 lands in the middle-income range, with a median household income of $81,250 (22% above the Tennessee average), while per-capita income is $71,003. Poverty here runs at 11.3%, with unemployment measured at 4.8%. On housing, the median home value is $468,200 (89% above the state average) with median rent at $1,414 per month, and 28.7% of occupied units are owner-occupied.

This is a highly-educated ZIP: 55.1% of adults hold a bachelor's degree or higher, the median age is 32.1, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 37408, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37408

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37408.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37408, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,486

Population

5.0

Area (sq mi)

299

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37408?

32.1

Median Age

52.9%

Male

47.1%

Female

9.3%

Foreign-Born

White 59.9%
African American 30.5%
Asian 0.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,250

Median Household Income

+22% vs state

$71,003

Per Capita Income

11.3%

Poverty Rate

4.8%

Unemployment Rate

How ZIP 37408 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,250 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.8%
Bachelor's Degree or Higher 55.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,210

Total Housing Units

1,781

Occupied Units

429

Vacant Units

1.97

Avg Household Size

Occupancy Type

Owner 28.7%
Renter 71.3%

$468,200

Median Home Value

+89% vs state

$1,414

Median Rent

2011

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 401 business establishments in ZIP 37408, employing approximately 6,549 people with a combined annual payroll of $359,180,000.

401

Businesses

6,549

Employees

$359.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 57 14.2%
Retail trade 48 12.0%
Professional, scientific, and technical services 43 10.7%
Other services (except public administration) 36 9.0%
Construction 35 8.7%
Real estate and rental and leasing 35 8.7%
Wholesale trade 33 8.2%
Health care and social assistance 25 6.2%
Manufacturing 22 5.5%
Information 14 3.5%
Administrative and support and waste management and remediation services 14 3.5%
Arts, entertainment, and recreation 14 3.5%
Finance and insurance 12 3.0%
Transportation and warehousing 7 1.8%
Educational services 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37408 vs 37402 →

ZIP 37408 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37408 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37408 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37408 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37402 Chattanooga, TN 3,917 1.2 mi
37410 Chattanooga, TN 3,886 1.9 mi
37403 Chattanooga, TN 5,811 1.5 mi
37404 Chattanooga, TN 13,327 2.0 mi
37407 Chattanooga, TN 8,932 2.1 mi
37409 Chattanooga, TN 2,851 2.8 mi
37350 Lookout Mountain, TN 1,866 3.4 mi
37411 Chattanooga, TN 17,587 4.7 mi
30741 Rossville, GA 29,290 5.5 mi
37406 Chattanooga, TN 14,627 4.7 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 37408 in?
ZIP code 37408 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37408?
ZIP code 37408 in Chattanooga, TN has a population of 1,486 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37408?
The median household income in ZIP 37408 is $81,250, which is 7% above the national average of $76,288.
What is the average home value in ZIP 37408?
The median home value in ZIP 37408 is $468,200, which is 68% above the national average of $278,155.
What is the demographic makeup of ZIP 37408?
The largest racial group in ZIP 37408 is White at 59.9%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 37408?
ZIP code 37408 has 401 business establishments employing approximately 6,549 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37408?
The top industries by establishment count in ZIP 37408 are: Accommodation and food services (57), Retail trade (48), Professional, scientific, and technical services (43). There are 15 industry sectors represented in total.
What is the education level in ZIP code 37408?
In ZIP code 37408, 71.8% of residents aged 25+ have a high school diploma or higher, and 55.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37408?
In ZIP code 37408, approximately 28.7% of occupied housing units are owner-occupied and 71.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37408?
The poverty rate in ZIP code 37408 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.