ZIP 37645 vs ZIP 37642

This side-by-side compares ZIP 37645 (Mount Carmel, TN) and ZIP 37642 (Church Hill, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37645 has a population of 5,145 at 329 people per square mile, while ZIP 37642 has 14,947 at 99 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37645 reports a median household income of $68,866 against $59,484 in ZIP 37642, with per-capita income of $32,394 vs $33,064. The share of adults holding a bachelor's degree or higher is 13.9% in 37645 and 15.3% in 37642. Poverty rate reads 7.0% vs 11.3%, and unemployment 7.4% vs 8.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $179,600 in 37645 versus $189,200 in 37642, with median rent of $643 and $885 per month respectively. Homeownership rate is 91.4% vs 80.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.