Mount Carmel, TN · standard
ZIP Code 37645
Hawkins County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,145
- 329/sq mi High-density area
- $68,866
- Median income Near-median income area
- $179,600
- Median home value Near-median home value
- 13.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Mount Carmel pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 329
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37645 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37645 (Mount Carmel, TN) rose +7.3% from 2023 to 2024. The all-transactions index moved from 256.7 in 2023 to 275.4 in 2024 (2000 = 100).
ZIP code 37645 is a mid-sized community (a standard USPS delivery area) in Mount Carmel, Hawkins County, Tennessee, home to 5,145 residents across 15.7 square miles, a density of 329 people per square mile, in the New York time zone.
ZIP 37645 reports a modest median household income of $68,866 (4% above the average Tennessee ZIP), while per-capita income is $32,394. The poverty rate is 7.0%, with unemployment at 7.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $179,600 (27% below the average Tennessee ZIP), and median rent is $643; owner occupancy is 91.4%.
Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 25 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Hawkins County, so 37645 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37645
Top 5 sectors by establishment count in Mount Carmel, TN
Which industries have the most business establishments in ZIP 37645.
- Construction
Construction
7 establishments
- Retail trade
Retail trade
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Finance and insurance
Finance and insurance
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37645, Mount Carmel, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,145
Population
15.7
Area (sq mi)
329
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37645?
47.2
Median Age
50.5%
Male
49.5%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,866
Median Household Income
+4% vs state ZIP avg
$32,394
Per Capita Income
7.0%
Poverty Rate
7.4%
Unemployment Rate
25.2 min
Mean Commute Time
How ZIP 37645 ranks among Tennessee ZIPs
Mount Carmel, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,866 Top 36% higher than 64% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,138housing units
2,138
Total Housing Units
2,046
Occupied Units
92
Vacant Units
2.67
Avg Household Size
Occupancy Type
$179,600
Median Home Value
-27% vs state ZIP avg
$643
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.3%
YoY Change (2024)
275
HPI Index (2000 = 100)
+175%
Total Change Since 2000
Home values in ZIP 37645 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 164 |
| 2021 | +22.5% | 201 |
| 2022 | +19.1% | 240 |
| 2023 | +7.2% | 257 |
| 2024 | +7.3% | 275 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 41 business establishments in ZIP 37645, employing approximately 226 people with a combined annual payroll of $8,454,000.
41
Businesses
226
Employees
$8.5M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 17.1% |
| Retail trade | 6 | 14.6% |
| Accommodation and food services | 6 | 14.6% |
| Finance and insurance | 4 | 9.8% |
| Professional, scientific, and technical services | 4 | 9.8% |
| Administrative and support and waste management and remediation services | 3 | 7.3% |
| Health care and social assistance | 3 | 7.3% |
| Other services (except public administration) | 3 | 7.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37645 vs 37642 →
ZIP 37645 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37660
Kingsport (37660)
40,038 residents
- 37642 14,947
Church Hill (37642)
14,947 residents
- 24251 8,773
Gate City (24251)
8,773 residents
- 37665 5,589
Kingsport (37665)
5,589 residents
- 37645 5,145
Mount Carmel (37645)
5,145 residents
- 24290 1,874
Weber City (24290)
1,874 residents
What this shows Among its immediate neighbors, ZIP 37645 ranks #5 by population - useful context the national average alone can't give.
ZIP 37645 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37645
Mount Carmel (37645)
$68,866 median income
- 24290
Weber City (24290)
$60,923 median income
- 37642
Church Hill (37642)
$59,484 median income
- 37665
Kingsport (37665)
$50,991 median income
- 37660
Kingsport (37660)
$49,191 median income
- 24251
Gate City (24251)
$44,505 median income
What this shows By household income, ZIP 37645 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37645, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,145 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hawkins County
Related Areas
Frequently Asked Questions
What county is ZIP code 37645 in?
ZIP code 37645 (Mount Carmel) is located in Hawkins County, Tennessee. Hawkins County contains multiple ZIP codes, see the full list at /counties/hawkins-tn.
What is the population of ZIP code 37645?
ZIP code 37645 in Mount Carmel, TN has a population of 5,145 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37645?
The median household income in ZIP 37645 is $68,866, which is 10% below the national average of $76,288.
What is the average home value in ZIP 37645?
The median home value in ZIP 37645 is $179,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 37645?
The largest racial group in ZIP 37645 is White at 96.9%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 37645?
ZIP code 37645 has 41 business establishments employing approximately 226 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37645?
The top industries by establishment count in ZIP 37645 are: Construction (7), Retail trade (6), Accommodation and food services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 37645?
According to the FHFA House Price Index, home values in ZIP 37645 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37645?
In ZIP code 37645, 58.0% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37645?
The mean commute time for workers in ZIP code 37645 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37645?
In ZIP code 37645, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37645?
The poverty rate in ZIP code 37645 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37645's numbers, next.
- See how ZIP 37645 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Carmel, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.