PlainZIP

Mount Carmel, TN · standard

ZIP Code 37645

Hawkins County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,145
329/sq mi
$68,866
Median income
$179,600
Median home value
13.9%
Bachelor's or higher

The verdict

Mount Carmel pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

45th pct
household income, US ZIPs
38th pct
home value, US ZIPs
329
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37645 against every reporting US ZIP.

ZIP code 37645 is a mid-sized community (a standard USPS delivery area) in Mount Carmel, Hawkins County, Tennessee, home to 5,145 residents across 15.7 square miles, a density of 329 people per square mile, in the New York time zone.

ZIP 37645 reports a modest median household income of $68,866 (4% above the Tennessee average), while per-capita income is $32,394. Poverty here runs at 7.0%, with unemployment measured at 7.4%. Housing costs here run $179,600 for a typical home value (27% below the state average), with rent averaging $643 a month; 91.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 25 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hawkins County, letting you compare 37645 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37645

Top 5 sectors by establishment count in Mount Carmel, TN

Which industries have the most business establishments in ZIP 37645.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37645, Mount Carmel, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,145

Population

15.7

Area (sq mi)

329

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37645?

47.2

Median Age

50.5%

Male

49.5%

Female

0.3%

Foreign-Born

White 96.9%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.5%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,866

Median Household Income

+4% vs state

$32,394

Per Capita Income

7.0%

Poverty Rate

7.4%

Unemployment Rate

25.2 min

Mean Commute Time

How ZIP 37645 ranks nationally

Mount Carmel, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,866 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 13.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,138

Total Housing Units

2,046

Occupied Units

92

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 91.4%
Renter 8.6%

$179,600

Median Home Value

-27% vs state

$643

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 37645 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 164
2021 +22.5% 201
2022 +19.1% 240
2023 +7.2% 257
2024 +7.3% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 41 business establishments in ZIP 37645, employing approximately 226 people with a combined annual payroll of $8,454,000.

41

Businesses

226

Employees

$8.5M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 7 17.1%
Retail trade 6 14.6%
Accommodation and food services 6 14.6%
Finance and insurance 4 9.8%
Professional, scientific, and technical services 4 9.8%
Administrative and support and waste management and remediation services 3 7.3%
Health care and social assistance 3 7.3%
Other services (except public administration) 3 7.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37645 vs 37642 →

ZIP 37645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37645 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37645 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37645 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37642 Church Hill, TN 14,947 4.4 mi
37665 Kingsport, TN 5,589 5.2 mi
37660 Kingsport, TN 40,038 5.4 mi
24290 Weber City, VA 1,874 6.3 mi
24251 Gate City, VA 8,773 7.4 mi

More ZIP Codes in Hawkins County

37857 standard
Rogersville, TN
Pop: 21,309
37642 standard
Church Hill, TN
Pop: 14,947
37711 standard
Bulls Gap, TN
Pop: 5,044
37873 standard
Surgoinsville, TN
Pop: 4,073
37811 standard
Mooresburg, TN
Pop: 3,215
37881 standard
Thorn Hill, TN
Pop: 2,291

Related Areas

Hawkins County Mount Carmel, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37645 in? ▼
ZIP code 37645 (Mount Carmel) is located in Hawkins County, Tennessee. Hawkins County contains multiple ZIP codes, see the full list at /counties/hawkins-tn.
What is the population of ZIP code 37645? ▼
ZIP code 37645 in Mount Carmel, TN has a population of 5,145 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37645? ▼
The median household income in ZIP 37645 is $68,866, which is 10% below the national average of $76,288.
What is the average home value in ZIP 37645? ▼
The median home value in ZIP 37645 is $179,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 37645? ▼
The largest racial group in ZIP 37645 is White at 96.9%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 37645? ▼
ZIP code 37645 has 41 business establishments employing approximately 226 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37645? ▼
The top industries by establishment count in ZIP 37645 are: Construction (7), Retail trade (6), Accommodation and food services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 37645? ▼
According to the FHFA House Price Index, home values in ZIP 37645 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37645? ▼
In ZIP code 37645, 58.0% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37645? ▼
The mean commute time for workers in ZIP code 37645 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37645? ▼
In ZIP code 37645, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37645? ▼
The poverty rate in ZIP code 37645 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.