ZIP 37813 vs ZIP 37890

This side-by-side compares ZIP 37813 (Morristown, TN) and ZIP 37890 (White Pine, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37813 has a population of 17,444 at 116 people per square mile, while ZIP 37890 has 6,668 at 76 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37813 reports a median household income of $48,011 against $59,355 in ZIP 37890, with per-capita income of $25,395 vs $33,305. The share of adults holding a bachelor's degree or higher is 13.9% in 37813 and 20.6% in 37890. Poverty rate reads 24.4% vs 15.1%, and unemployment 5.5% vs 5.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $172,600 in 37813 versus $234,200 in 37890, with median rent of $853 and $837 per month respectively. Homeownership rate is 69.0% vs 77.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.