Morristown, TN · standard
ZIP Code 37813
Hamblen County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,444
- 116/sq mi High-density area
- $48,011
- Median income Below-median income area
- $172,600
- Median home value Near-median home value
- 13.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Morristown pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 12th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 116
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37813 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37813 (Morristown, TN) rose +12.7% from 2023 to 2024. The all-transactions index moved from 249.2 in 2023 to 280.8 in 2024 (2000 = 100).
ZIP code 37813 is a mid-sized community (a standard USPS delivery area) in Morristown, Hamblen County, Tennessee, home to 17,444 residents across 150.9 square miles, a density of 116 people per square mile, in the New York time zone.
ZIP 37813 reports a modest median household income of $48,011 (28% below the average Tennessee ZIP), while per-capita income is $25,395. The poverty rate is 24.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $172,600 (30% below the average Tennessee ZIP), and median rent is $853; owner occupancy is 69.0%.
Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 4 more in Hamblen County, so 37813 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37813
Top 5 sectors by establishment count in Morristown, TN
Which industries have the most business establishments in ZIP 37813.
- Retail trade
Retail trade
96 establishments
- Accommodation and food services
Accommodation and food services
47 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
- Health care and social assistance
Health care and social assistance
46 establishments
- Manufacturing 37
Manufacturing
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37813, Morristown, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,444
Population
150.9
Area (sq mi)
116
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37813?
37.5
Median Age
46.9%
Male
53.1%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,011
Median Household Income
-28% vs state ZIP avg
$25,395
Per Capita Income
24.4%
Poverty Rate
5.5%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 37813 ranks among Tennessee ZIPs
Morristown, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,011 17th percentile higher than 17% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,702housing units
7,702
Total Housing Units
7,137
Occupied Units
565
Vacant Units
2.56
Avg Household Size
Occupancy Type
$172,600
Median Home Value
-30% vs state ZIP avg
$853
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.7%
YoY Change (2024)
281
HPI Index (2000 = 100)
+181%
Total Change Since 2000
Home values in ZIP 37813 have increased 12.7% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 165 |
| 2021 | +12.6% | 186 |
| 2022 | +21.3% | 225 |
| 2023 | +10.5% | 249 |
| 2024 | +12.7% | 281 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 441 business establishments in ZIP 37813, employing approximately 10,413 people with a combined annual payroll of $466,713,000.
441
Businesses
10,413
Employees
$466.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 96 | 21.8% |
| Accommodation and food services | 47 | 10.7% |
| Other services (except public administration) | 47 | 10.7% |
| Health care and social assistance | 46 | 10.4% |
| Manufacturing | 37 | 8.4% |
| Finance and insurance | 25 | 5.7% |
| Wholesale trade | 24 | 5.4% |
| Real estate and rental and leasing | 23 | 5.2% |
| Administrative and support and waste management and remediation services | 21 | 4.8% |
| Construction | 20 | 4.5% |
| Transportation and warehousing | 18 | 4.1% |
| Information | 14 | 3.2% |
| Professional, scientific, and technical services | 9 | 2.0% |
| Arts, entertainment, and recreation | 8 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37813 vs 37890 →
ZIP 37813 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37814
Morristown (37814)
33,071 residents
- 37813
Morristown (37813)
17,444 residents
- 37877 8,464
Talbott (37877)
8,464 residents
- 37890 6,668
White Pine (37890)
6,668 residents
- 37708 6,563
Bean Station (37708)
6,563 residents
- 37860 4,113
Russellville (37860)
4,113 residents
- 37891 3,626
Whitesburg (37891)
3,626 residents
- 37713 1,488
Bybee (37713)
1,488 residents
What this shows Among its immediate neighbors, ZIP 37813 ranks #2 by population - useful context the national average alone can't give.
ZIP 37813 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37877
Talbott (37877)
$77,624 median income
- 37860
Russellville (37860)
$73,875 median income
- 37890
White Pine (37890)
$59,355 median income
- 37814
Morristown (37814)
$55,650 median income
- 37713
Bybee (37713)
$54,000 median income
- 37813
Morristown (37813)
$48,011 median income
- 37891
Whitesburg (37891)
$47,288 median income
- 37708
Bean Station (37708)
$42,152 median income
What this shows By household income, ZIP 37813 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37813, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,444 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamblen County
Related Areas
Frequently Asked Questions
What county is ZIP code 37813 in?
ZIP code 37813 (Morristown) is located in Hamblen County, Tennessee. Hamblen County contains multiple ZIP codes, see the full list at /counties/hamblen-tn.
What is the population of ZIP code 37813?
ZIP code 37813 in Morristown, TN has a population of 17,444 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37813?
The median household income in ZIP 37813 is $48,011, which is 37% below the national average of $76,288.
What is the average home value in ZIP 37813?
The median home value in ZIP 37813 is $172,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 37813?
The largest racial group in ZIP 37813 is White at 74.1%. Hispanic or Latino residents make up 21.0% of the population.
How many businesses are in ZIP code 37813?
ZIP code 37813 has 441 business establishments employing approximately 10,413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37813?
The top industries by establishment count in ZIP 37813 are: Retail trade (96), Accommodation and food services (47), Other services (except public administration) (47). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37813?
According to the FHFA House Price Index, home values in ZIP 37813 increased by 12.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37813?
In ZIP code 37813, 52.3% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37813?
The mean commute time for workers in ZIP code 37813 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37813?
In ZIP code 37813, approximately 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37813?
The poverty rate in ZIP code 37813 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37813's numbers, next.
- See how ZIP 37813 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Morristown, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.