PlainZIP

Morristown, TN · standard

ZIP Code 37813

Hamblen County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,444
116/sq mi
$48,011
Median income
$172,600
Median home value
13.9%
Bachelor's or higher

The verdict

Morristown pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
35th pct
home value, US ZIPs
116
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37813 against every reporting US ZIP.

ZIP code 37813 is a mid-sized community (a standard USPS delivery area) in Morristown, Hamblen County, Tennessee, home to 17,444 residents across 150.9 square miles, a density of 116 people per square mile, in the New York time zone.

ZIP 37813 reports a modest median household income of $48,011 (28% below the Tennessee average), while per-capita income is $25,395. 24.4% of residents live below the poverty line, and the unemployment rate reads 5.5%. Median home value sits at $172,600 (30% below the state average), median rent at $853 a month, and owner-occupancy at 69.0%.

Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 25 minutes. To put 37813 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Hamblen County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37813

Top 5 sectors by establishment count in Morristown, TN

Which industries have the most business establishments in ZIP 37813.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37813, Morristown, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,444

Population

150.9

Area (sq mi)

116

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37813?

37.5

Median Age

46.9%

Male

53.1%

Female

8.2%

Foreign-Born

White 74.1%
African American 2.9%
Asian 1.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 8.6%
Hispanic or Latino 21.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,011

Median Household Income

-28% vs state

$25,395

Per Capita Income

24.4%

Poverty Rate

5.5%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 37813 ranks nationally

Morristown, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,011 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.3%
Bachelor's Degree or Higher 13.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,702

Total Housing Units

7,137

Occupied Units

565

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 69.0%
Renter 31.0%

$172,600

Median Home Value

-30% vs state

$853

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.7%

YoY Change (2024)

281

HPI Index (2000 = 100)

+181%

Total Change Since 2000

Home values in ZIP 37813 have increased 12.7% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 165
2021 +12.6% 186
2022 +21.3% 225
2023 +10.5% 249
2024 +12.7% 281

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 441 business establishments in ZIP 37813, employing approximately 10,413 people with a combined annual payroll of $466,713,000.

441

Businesses

10,413

Employees

$466.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 96 21.8%
Accommodation and food services 47 10.7%
Other services (except public administration) 47 10.7%
Health care and social assistance 46 10.4%
Manufacturing 37 8.4%
Finance and insurance 25 5.7%
Wholesale trade 24 5.4%
Real estate and rental and leasing 23 5.2%
Administrative and support and waste management and remediation services 21 4.8%
Construction 20 4.5%
Transportation and warehousing 18 4.1%
Information 14 3.2%
Professional, scientific, and technical services 9 2.0%
Arts, entertainment, and recreation 8 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37813 vs 37890 →

ZIP 37813 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37813 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37813 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37813 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37890 White Pine, TN 6,668 6.7 mi
37814 Morristown, TN 33,071 5.5 mi
37860 Russellville, TN 4,113 7.0 mi
37877 Talbott, TN 8,464 7.9 mi
37708 Bean Station, TN 6,563 11.0 mi
37713 Bybee, TN 1,488 9.5 mi
37891 Whitesburg, TN 3,626 10.6 mi

More ZIP Codes in Hamblen County

37814 standard
Morristown, TN
Pop: 33,071
37877 standard
Talbott, TN
Pop: 8,464
37860 standard
Russellville, TN
Pop: 4,113
37891 standard
Whitesburg, TN
Pop: 3,626

Related Areas

Hamblen County Morristown, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37813 in? ▼
ZIP code 37813 (Morristown) is located in Hamblen County, Tennessee. Hamblen County contains multiple ZIP codes, see the full list at /counties/hamblen-tn.
What is the population of ZIP code 37813? ▼
ZIP code 37813 in Morristown, TN has a population of 17,444 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37813? ▼
The median household income in ZIP 37813 is $48,011, which is 37% below the national average of $76,288.
What is the average home value in ZIP 37813? ▼
The median home value in ZIP 37813 is $172,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 37813? ▼
The largest racial group in ZIP 37813 is White at 74.1%. Hispanic or Latino residents make up 21.0% of the population.
How many businesses are in ZIP code 37813? ▼
ZIP code 37813 has 441 business establishments employing approximately 10,413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37813? ▼
The top industries by establishment count in ZIP 37813 are: Retail trade (96), Accommodation and food services (47), Other services (except public administration) (47). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37813? ▼
According to the FHFA House Price Index, home values in ZIP 37813 increased by 12.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37813? ▼
In ZIP code 37813, 52.3% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37813? ▼
The mean commute time for workers in ZIP code 37813 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37813? ▼
In ZIP code 37813, approximately 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37813? ▼
The poverty rate in ZIP code 37813 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.