ZIP 37890 vs ZIP 37813

This side-by-side compares ZIP 37890 (White Pine, TN) and ZIP 37813 (Morristown, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37890 has a population of 6,668 at 76 people per square mile, while ZIP 37813 has 17,444 at 116 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37890 reports a median household income of $59,355 against $48,011 in ZIP 37813, with per-capita income of $33,305 vs $25,395. The share of adults holding a bachelor's degree or higher is 20.6% in 37890 and 13.9% in 37813. Poverty rate reads 15.1% vs 24.4%, and unemployment 5.2% vs 5.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $234,200 in 37890 versus $172,600 in 37813, with median rent of $837 and $853 per month respectively. Homeownership rate is 77.9% vs 69.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.