ZIP 38019 vs ZIP 38041

This side-by-side compares ZIP 38019 (Covington, TN) and ZIP 38041 (Henning, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38019 has a population of 15,601 at 44 people per square mile, while ZIP 38041 has 5,085 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38019 reports a median household income of $61,826 against $41,042 in ZIP 38041, with per-capita income of $30,729 vs $16,238. The share of adults holding a bachelor's degree or higher is 15.1% in 38019 and 6.2% in 38041. Poverty rate reads 19.7% vs 31.4%, and unemployment 7.0% vs 7.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $215,100 in 38019 versus $95,500 in 38041, with median rent of $936 and $723 per month respectively. Homeownership rate is 60.9% vs 77.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.