PlainZIP

Covington, TN · standard

ZIP Code 38019

Tipton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,601
44/sq mi
$61,826
Median income
$215,100
Median home value
15.1%
Bachelor's or higher

The verdict

Covington pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
48th pct
home value, US ZIPs
44
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38019 against every reporting US ZIP.

ZIP code 38019 is a mid-sized community (a standard USPS delivery area) in Covington, Tipton County, Tennessee, home to 15,601 residents across 357.0 square miles, a density of 44 people per square mile, in the Chicago time zone.

ZIP 38019 reports a modest median household income of $61,826 (7% below the Tennessee average), while per-capita income is $30,729. 19.7% of residents live below the poverty line, and the unemployment rate reads 7.0%. Median home value sits at $215,100 (13% below the state average), median rent at $936 a month, and owner-occupancy at 60.9%.

Educational attainment sits below the national norm: 15.1% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 27 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 38019, plus 6 more within Tipton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38019

Top 5 sectors by establishment count in Covington, TN

Which industries have the most business establishments in ZIP 38019.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38019, Covington, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,601

Population

357.0

Area (sq mi)

44

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38019?

39.8

Median Age

45.2%

Male

54.8%

Female

0.2%

Foreign-Born

White 61.6%
African American 34.4%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,826

Median Household Income

-7% vs state

$30,729

Per Capita Income

19.7%

Poverty Rate

7.0%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 38019 ranks nationally

Covington, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,826 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 15.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,770

Total Housing Units

6,069

Occupied Units

701

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 60.9%
Renter 39.1%

$215,100

Median Home Value

-13% vs state

$936

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.9%

YoY Change (2024)

210

HPI Index (2000 = 100)

+110%

Total Change Since 2000

Home values in ZIP 38019 have decreased 2.9% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 141
2021 +13.6% 161
2022 +20.6% 194
2023 +11.8% 216
2024 -2.9% 210

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 323 business establishments in ZIP 38019, employing approximately 6,171 people with a combined annual payroll of $255,473,000.

323

Businesses

6,171

Employees

$255.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 75 23.2%
Health care and social assistance 45 13.9%
Accommodation and food services 40 12.4%
Other services (except public administration) 34 10.5%
Finance and insurance 29 9.0%
Construction 17 5.3%
Wholesale trade 14 4.3%
Professional, scientific, and technical services 14 4.3%
Real estate and rental and leasing 13 4.0%
Manufacturing 11 3.4%
Transportation and warehousing 11 3.4%
Information 6 1.9%
Administrative and support and waste management and remediation services 6 1.9%
Educational services 3 0.9%
Arts, entertainment, and recreation 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38019 vs 38041 →

ZIP 38019 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38019 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38019 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38019 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38041 Henning, TN 5,085 6.9 mi
38011 Brighton, TN 9,908 8.0 mi
38004 Atoka, TN 9,866 12.6 mi

More ZIP Codes in Tipton County

38058 standard
Munford, TN
Pop: 10,236
38011 standard
Brighton, TN
Pop: 9,908
38004 standard
Atoka, TN
Pop: 9,866
38023 standard
Drummonds, TN
Pop: 6,146
38049 standard
Mason, TN
Pop: 4,984
38015 standard
Burlison, TN
Pop: 2,828

Related Areas

Tipton County Covington, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38019 in? ▼
ZIP code 38019 (Covington) is located in Tipton County, Tennessee. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-tn.
What is the population of ZIP code 38019? ▼
ZIP code 38019 in Covington, TN has a population of 15,601 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38019? ▼
The median household income in ZIP 38019 is $61,826, which is 19% below the national average of $76,288.
What is the average home value in ZIP 38019? ▼
The median home value in ZIP 38019 is $215,100, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 38019? ▼
The largest racial group in ZIP 38019 is White at 61.6%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 38019? ▼
ZIP code 38019 has 323 business establishments employing approximately 6,171 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38019? ▼
The top industries by establishment count in ZIP 38019 are: Retail trade (75), Health care and social assistance (45), Accommodation and food services (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 38019? ▼
According to the FHFA House Price Index, home values in ZIP 38019 decreased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38019? ▼
In ZIP code 38019, 58.2% of residents aged 25+ have a high school diploma or higher, and 15.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38019? ▼
The mean commute time for workers in ZIP code 38019 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38019? ▼
In ZIP code 38019, approximately 60.9% of occupied housing units are owner-occupied and 39.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38019? ▼
The poverty rate in ZIP code 38019 is 19.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.