Covington, TN · standard
ZIP Code 38019
Tipton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,601
- 44/sq mi Moderate-density area
- $61,826
- Median income Below-median income area
- $215,100
- Median home value Near-median home value
- 15.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Covington pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 44
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38019 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38019 (Covington, TN) fell -2.9% from 2023 to 2024. The all-transactions index moved from 216.5 in 2023 to 210.1 in 2024 (2000 = 100).
ZIP code 38019 is a mid-sized community (a standard USPS delivery area) in Covington, Tipton County, Tennessee, home to 15,601 residents across 357.0 square miles, a density of 44 people per square mile, in the Chicago time zone.
ZIP 38019 reports a modest median household income of $61,826 (7% below the average Tennessee ZIP), while per-capita income is $30,729. The poverty rate is 19.7%, with unemployment at 7.0%; those measures add context to the income figure. Median home value is $215,100 (13% below the average Tennessee ZIP) and median rent is $936; 60.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.1% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 27 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Tipton County, so 38019 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38019
Top 5 sectors by establishment count in Covington, TN
Which industries have the most business establishments in ZIP 38019.
- Retail trade
Retail trade
75 establishments
- Health care and social assistance
Health care and social assistance
45 establishments
- Accommodation and food services
Accommodation and food services
40 establishments
- Other services (except public administration)
Other services (except public administration)
34 establishments
- Finance and insurance 29
Finance and insurance
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38019, Covington, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,601
Population
357.0
Area (sq mi)
44
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38019?
39.8
Median Age
45.2%
Male
54.8%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,826
Median Household Income
-7% vs state ZIP avg
$30,729
Per Capita Income
19.7%
Poverty Rate
7.0%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 38019 ranks among Tennessee ZIPs
Covington, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,826 Top 50% higher than 50% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,770housing units
6,770
Total Housing Units
6,069
Occupied Units
701
Vacant Units
2.54
Avg Household Size
Occupancy Type
$215,100
Median Home Value
-13% vs state ZIP avg
$936
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.9%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 38019 have decreased 2.9% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 141 |
| 2021 | +13.6% | 161 |
| 2022 | +20.6% | 194 |
| 2023 | +11.8% | 216 |
| 2024 | -2.9% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 323 business establishments in ZIP 38019, employing approximately 6,171 people with a combined annual payroll of $255,473,000.
323
Businesses
6,171
Employees
$255.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 75 | 23.2% |
| Health care and social assistance | 45 | 13.9% |
| Accommodation and food services | 40 | 12.4% |
| Other services (except public administration) | 34 | 10.5% |
| Finance and insurance | 29 | 9.0% |
| Construction | 17 | 5.3% |
| Wholesale trade | 14 | 4.3% |
| Professional, scientific, and technical services | 14 | 4.3% |
| Real estate and rental and leasing | 13 | 4.0% |
| Manufacturing | 11 | 3.4% |
| Transportation and warehousing | 11 | 3.4% |
| Information | 6 | 1.9% |
| Administrative and support and waste management and remediation services | 6 | 1.9% |
| Educational services | 3 | 0.9% |
| Arts, entertainment, and recreation | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38019 vs 38041 →
ZIP 38019 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38019
Covington (38019)
15,601 residents
- 38011
Brighton (38011)
9,908 residents
- 38004
Atoka (38004)
9,866 residents
- 38041 5,085
Henning (38041)
5,085 residents
What this shows Among its immediate neighbors, ZIP 38019 ranks the most populous - useful context the national average alone can't give.
ZIP 38019 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38004
Atoka (38004)
$92,928 median income
- 38011
Brighton (38011)
$70,150 median income
- 38019
Covington (38019)
$61,826 median income
- 38041
Henning (38041)
$41,042 median income
What this shows By household income, ZIP 38019 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38019, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,601 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Tipton County
Related Areas
Frequently Asked Questions
What county is ZIP code 38019 in?
ZIP code 38019 (Covington) is located in Tipton County, Tennessee. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-tn.
What is the population of ZIP code 38019?
ZIP code 38019 in Covington, TN has a population of 15,601 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38019?
The median household income in ZIP 38019 is $61,826, which is 19% below the national average of $76,288.
What is the average home value in ZIP 38019?
The median home value in ZIP 38019 is $215,100, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 38019?
The largest racial group in ZIP 38019 is White at 61.6%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 38019?
ZIP code 38019 has 323 business establishments employing approximately 6,171 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38019?
The top industries by establishment count in ZIP 38019 are: Retail trade (75), Health care and social assistance (45), Accommodation and food services (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 38019?
According to the FHFA House Price Index, home values in ZIP 38019 decreased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38019?
In ZIP code 38019, 58.2% of residents aged 25+ have a high school diploma or higher, and 15.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38019?
The mean commute time for workers in ZIP code 38019 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38019?
In ZIP code 38019, approximately 60.9% of occupied housing units are owner-occupied and 39.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38019?
The poverty rate in ZIP code 38019 is 19.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38019's numbers, next.
- See how ZIP 38019 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Covington, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.