PlainZIP

Ripley, TN · standard

ZIP Code 38063

Lauderdale County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,403
22/sq mi
$49,403
Median income
$153,300
Median home value
14.3%
Bachelor's or higher

The verdict

Ripley pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
27th pct
home value, US ZIPs
22
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38063 against every reporting US ZIP.

ZIP code 38063 is a mid-sized community (a standard USPS delivery area) in Ripley, Lauderdale County, Tennessee, home to 17,403 residents across 791.0 square miles, a density of 22 people per square mile, in the Chicago time zone.

ZIP 38063 reports a modest median household income of $49,403 (26% below the Tennessee average), while per-capita income is $27,788. Poverty here runs at 21.3%, with unemployment measured at 4.8%. Median home value sits at $153,300 (38% below the state average), median rent at $782 a month, and owner-occupancy at 63.9%.

Formal educational attainment runs low here: just 14.3% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is 28 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 3 more sharing Lauderdale County, letting you compare 38063 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38063

Top 5 sectors by establishment count in Ripley, TN

Which industries have the most business establishments in ZIP 38063.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38063, Ripley, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,403

Population

791.0

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38063?

38.5

Median Age

49.9%

Male

50.1%

Female

1.5%

Foreign-Born

White 57.2%
African American 35.2%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.1%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,403

Median Household Income

-26% vs state

$27,788

Per Capita Income

21.3%

Poverty Rate

4.8%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 38063 ranks nationally

Ripley, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,403 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 14.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,052

Total Housing Units

6,073

Occupied Units

979

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 63.9%
Renter 36.1%

$153,300

Median Home Value

-38% vs state

$782

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 38063 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 136
2021 +15.0% 157
2022 +17.0% 184
2023 +10.9% 204
2024 +3.6% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 206 business establishments in ZIP 38063, employing approximately 3,712 people with a combined annual payroll of $172,945,000.

206

Businesses

3,712

Employees

$172.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 40 19.4%
Other services (except public administration) 30 14.6%
Health care and social assistance 26 12.6%
Accommodation and food services 24 11.7%
Finance and insurance 17 8.3%
Professional, scientific, and technical services 10 4.8%
Construction 9 4.4%
Manufacturing 9 4.4%
Wholesale trade 8 3.9%
Information 8 3.9%
Real estate and rental and leasing 8 3.9%
Administrative and support and waste management and remediation services 8 3.9%
Transportation and warehousing 6 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38063 vs 38041 →

ZIP Code City Population Distance
38041 Henning, TN 5,085 8.5 mi

More ZIP Codes in Lauderdale County

38040 standard
Halls, TN
Pop: 5,193
38041 standard
Henning, TN
Pop: 5,085
38037 standard
Gates, TN
Pop: 1,773

Related Areas

Lauderdale County Ripley, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38063 in? ▼
ZIP code 38063 (Ripley) is located in Lauderdale County, Tennessee. Lauderdale County contains multiple ZIP codes, see the full list at /counties/lauderdale-tn.
What is the population of ZIP code 38063? ▼
ZIP code 38063 in Ripley, TN has a population of 17,403 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38063? ▼
The median household income in ZIP 38063 is $49,403, which is 35% below the national average of $76,288.
What is the average home value in ZIP 38063? ▼
The median home value in ZIP 38063 is $153,300, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 38063? ▼
The largest racial group in ZIP 38063 is White at 57.2%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 38063? ▼
ZIP code 38063 has 206 business establishments employing approximately 3,712 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38063? ▼
The top industries by establishment count in ZIP 38063 are: Retail trade (40), Other services (except public administration) (30), Health care and social assistance (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 38063? ▼
According to the FHFA House Price Index, home values in ZIP 38063 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38063? ▼
In ZIP code 38063, 60.8% of residents aged 25+ have a high school diploma or higher, and 14.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38063? ▼
The mean commute time for workers in ZIP code 38063 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38063? ▼
In ZIP code 38063, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38063? ▼
The poverty rate in ZIP code 38063 is 21.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.