PlainZIP

Finley, TN · standard

ZIP Code 38030

Dyer County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

977
3/sq mi
$123,750
Median income
$192,700
Median home value
21.4%
Bachelor's or higher

The verdict

Finley pairs a top-decile household income with below-median home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
41th pct
home value, US ZIPs
3
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38030 against every reporting US ZIP.

ZIP code 38030 is a sparsely populated ZIP (a standard USPS delivery area) in Finley, Dyer County, Tennessee, home to just 977 residents across 336.9 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 38030 skews affluent, with a median household income of $123,750 (86% above the Tennessee average), while per-capita income is $59,659. Poverty here runs at 2.6%, with unemployment measured at 0.0%. Median home value sits at $192,700 (22% below the state average), median rent at - a month, and owner-occupancy at 61.3%.

Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Dyer County, letting you compare 38030 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38030, Finley, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

977

Population

336.9

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38030?

38.5

Median Age

59.2%

Male

40.8%

Female

0.0%

Foreign-Born

White 81.1%
African American 0.0%
Asian 9.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,750

Median Household Income

+86% vs state

$59,659

Per Capita Income

2.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 38030 ranks nationally

Finley, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$123,750 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.9%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

150

Total Housing Units

150

Occupied Units

0

Vacant Units

1.52

Avg Household Size

Occupancy Type

Owner 61.3%
Renter 38.7%

$192,700

Median Home Value

-22% vs state

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 38030, employing approximately 21 people with a combined annual payroll of $992,000.

7

Businesses

21

Employees

$992K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38030 vs 38047 →

ZIP 38030 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38030 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38030 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38030 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38047 Lenox, TN 91 7.3 mi
63830 Caruthersville, MO 7,102 9.9 mi

More ZIP Codes in Dyer County

38024 standard
Dyersburg, TN
Pop: 27,406
38059 standard
Newbern, TN
Pop: 7,663
38259 standard
Trimble, TN
Pop: 860
38070 standard
Tigrett, TN
Pop: 175
38007 standard
Bogota, TN
Pop: 91
38047 standard
Lenox, TN
Pop: 91

Related Areas

Dyer County Finley, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38030 in? ▼
ZIP code 38030 (Finley) is located in Dyer County, Tennessee. Dyer County contains multiple ZIP codes, see the full list at /counties/dyer-tn.
What is the population of ZIP code 38030? ▼
ZIP code 38030 in Finley, TN has a population of 977 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38030? ▼
The median household income in ZIP 38030 is $123,750, which is 62% above the national average of $76,288.
What is the average home value in ZIP 38030? ▼
The median home value in ZIP 38030 is $192,700, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 38030? ▼
The largest racial group in ZIP 38030 is White at 81.1%.
How many businesses are in ZIP code 38030? ▼
ZIP code 38030 has 7 business establishments employing approximately 21 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38030? ▼
In ZIP code 38030, 72.9% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38030? ▼
In ZIP code 38030, approximately 61.3% of occupied housing units are owner-occupied and 38.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38030? ▼
The poverty rate in ZIP code 38030 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.