Finley, TN · standard
ZIP Code 38030
Dyer County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 977
- 3/sq mi Low-density area
- $123,750
- Median income Above-median income area
- $192,700
- Median home value Near-median home value
- 21.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Finley pairs a top-decile household income with below-median home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 3
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38030 against every reporting US ZIP.
ZIP code 38030 is a sparsely populated ZIP (a standard USPS delivery area) in Finley, Dyer County, Tennessee, home to just 977 residents across 336.9 square miles, a density of 3 people per square mile, in the Chicago time zone.
ZIP 38030 skews affluent, with a median household income of $123,750 (86% above the average Tennessee ZIP), while per-capita income is $59,659. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.6% and unemployment is 0.0%. Home values sit below the statewide ZIP benchmark: the median is $192,700 (22% below the average Tennessee ZIP); owner occupancy is 61.3%.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Dyer County, so 38030 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38030, Finley, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
977
Population
336.9
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38030?
38.5
Median Age
59.2%
Male
40.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$123,750
Median Household Income
+86% vs state ZIP avg
$59,659
Per Capita Income
2.6%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 38030 ranks among Tennessee ZIPs
Finley, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$123,750 Top 3% higher than 97% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
150housing units
150
Total Housing Units
150
Occupied Units
0
Vacant Units
1.52
Avg Household Size
Occupancy Type
$192,700
Median Home Value
-22% vs state ZIP avg
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 38030, employing approximately 21 people with a combined annual payroll of $992,000.
7
Businesses
21
Employees
$992K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38030 vs 38047 →
ZIP 38030 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63830
Caruthersville (63830)
7,102 residents
- 38030 977
Finley (38030)
977 residents
- 38047 91
Lenox (38047)
91 residents
What this shows Among its immediate neighbors, ZIP 38030 ranks #2 by population - useful context the national average alone can't give.
ZIP 38030 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38030
Finley (38030)
$123,750 median income
- 38047
Lenox (38047)
$58,438 median income
- 63830 $36,979
Caruthersville (63830)
$36,979 median income
What this shows By household income, ZIP 38030 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38030, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dyer County
Related Areas
Frequently Asked Questions
What county is ZIP code 38030 in?
ZIP code 38030 (Finley) is located in Dyer County, Tennessee. Dyer County contains multiple ZIP codes, see the full list at /counties/dyer-tn.
What is the population of ZIP code 38030?
ZIP code 38030 in Finley, TN has a population of 977 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38030?
The median household income in ZIP 38030 is $123,750, which is 62% above the national average of $76,288.
What is the average home value in ZIP 38030?
The median home value in ZIP 38030 is $192,700, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 38030?
The largest racial group in ZIP 38030 is White at 81.1%.
How many businesses are in ZIP code 38030?
ZIP code 38030 has 7 business establishments employing approximately 21 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38030?
In ZIP code 38030, 72.9% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38030?
In ZIP code 38030, approximately 61.3% of occupied housing units are owner-occupied and 38.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38030?
The poverty rate in ZIP code 38030 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38030's numbers, next.
- See how ZIP 38030 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Finley, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.