PlainZIP

Munford, TN · standard

ZIP Code 38058

Tipton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,236
149/sq mi
$83,750
Median income
$243,700
Median home value
18.0%
Bachelor's or higher

The verdict

Munford pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 44%
home value, US ZIPs
149
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38058 against every reporting US ZIP.

ZIP code 38058 is a mid-sized community (a standard USPS delivery area) in Munford, Tipton County, Tennessee, home to 10,236 residents across 68.5 square miles, a density of 149 people per square mile, in the Chicago time zone.

ZIP 38058 lands in the middle-income range, with a median household income of $83,750 (26% above the Tennessee average), while per-capita income is $34,917. The poverty rate stands at 10.2% and the unemployment rate at 6.7%. The typical home here is valued at $243,700 (2% below the state average); renters pay a median of $1,109 monthly, and 84.8% of units are owner-occupied.

Educational attainment sits below the national norm: 18.0% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 35 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 38058, plus 6 more within Tipton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38058

Top 5 sectors by establishment count in Munford, TN

Which industries have the most business establishments in ZIP 38058.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38058, Munford, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,236

Population

68.5

Area (sq mi)

149

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38058?

35.9

Median Age

50.5%

Male

49.5%

Female

1.4%

Foreign-Born

White 83.9%
African American 7.2%
Asian 1.2%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,750

Median Household Income

+26% vs state

$34,917

Per Capita Income

10.2%

Poverty Rate

6.7%

Unemployment Rate

35.3 min

Mean Commute Time

How ZIP 38058 ranks nationally

Munford, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,750 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.2%
Bachelor's Degree or Higher 18.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,936

Total Housing Units

3,633

Occupied Units

303

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 84.8%
Renter 15.2%

$243,700

Median Home Value

-2% vs state

$1,109

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.0%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 38058 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 151
2021 +13.3% 171
2022 +18.4% 202
2023 +1.7% 206
2024 +13.0% 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 108 business establishments in ZIP 38058, employing approximately 1,173 people with a combined annual payroll of $51,653,000.

108

Businesses

1,173

Employees

$51.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 25 23.1%
Other services (except public administration) 15 13.9%
Health care and social assistance 14 13.0%
Retail trade 12 11.1%
Accommodation and food services 12 11.1%
Finance and insurance 5 4.6%
Real estate and rental and leasing 5 4.6%
Administrative and support and waste management and remediation services 5 4.6%
Transportation and warehousing 4 3.7%
Professional, scientific, and technical services 4 3.7%
Manufacturing 3 2.8%
Wholesale trade 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38058 vs 38004 →

ZIP 38058 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38058 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38058 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38058 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38004 Atoka, TN 9,866 4.0 mi
38015 Burlison, TN 2,828 6.9 mi
38011 Brighton, TN 9,908 6.4 mi
38023 Drummonds, TN 6,146 7.2 mi
38054 Millington, TN 284 9.0 mi
38053 Millington, TN 27,932 10.9 mi

More ZIP Codes in Tipton County

38019 standard
Covington, TN
Pop: 15,601
38011 standard
Brighton, TN
Pop: 9,908
38004 standard
Atoka, TN
Pop: 9,866
38023 standard
Drummonds, TN
Pop: 6,146
38049 standard
Mason, TN
Pop: 4,984
38015 standard
Burlison, TN
Pop: 2,828

Related Areas

Tipton County Munford, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38058 in? ▼
ZIP code 38058 (Munford) is located in Tipton County, Tennessee. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-tn.
What is the population of ZIP code 38058? ▼
ZIP code 38058 in Munford, TN has a population of 10,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38058? ▼
The median household income in ZIP 38058 is $83,750, which is 10% above the national average of $76,288.
What is the average home value in ZIP 38058? ▼
The median home value in ZIP 38058 is $243,700, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38058? ▼
The largest racial group in ZIP 38058 is White at 83.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 38058? ▼
ZIP code 38058 has 108 business establishments employing approximately 1,173 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38058? ▼
The top industries by establishment count in ZIP 38058 are: Construction (25), Other services (except public administration) (15), Health care and social assistance (14). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 38058? ▼
According to the FHFA House Price Index, home values in ZIP 38058 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38058? ▼
In ZIP code 38058, 50.2% of residents aged 25+ have a high school diploma or higher, and 18.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38058? ▼
The mean commute time for workers in ZIP code 38058 is 35.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38058? ▼
In ZIP code 38058, approximately 84.8% of occupied housing units are owner-occupied and 15.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38058? ▼
The poverty rate in ZIP code 38058 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.