ZIP 38058 vs ZIP 38004

This side-by-side compares ZIP 38058 (Munford, TN) and ZIP 38004 (Atoka, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38058 has a population of 10,236 at 149 people per square mile, while ZIP 38004 has 9,866 at 145 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38058 reports a median household income of $83,750 against $92,928 in ZIP 38004, with per-capita income of $34,917 vs $44,946. The share of adults holding a bachelor's degree or higher is 18.0% in 38058 and 34.7% in 38004. Poverty rate reads 10.2% vs 5.8%, and unemployment 6.7% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $243,700 in 38058 versus $320,900 in 38004, with median rent of $1,109 and $1,243 per month respectively. Homeownership rate is 84.8% vs 86.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.