ZIP 38305 vs ZIP 38362

This side-by-side compares ZIP 38305 (Jackson, TN) and ZIP 38362 (Oakfield, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38305 has a population of 49,808 at 149 people per square mile, while ZIP 38362 has 1,145 at 53 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38305 reports a median household income of $68,977 against $60,714 in ZIP 38362, with per-capita income of $37,506 vs $31,852. The share of adults holding a bachelor's degree or higher is 33.8% in 38305 and 20.1% in 38362. Poverty rate reads 13.7% vs 18.7%, and unemployment 5.6% vs 7.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $243,800 in 38305 versus $164,700 in 38362, with median rent of $1,249 and $1,029 per month respectively. Homeownership rate is 63.3% vs 72.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.