Jackson, TN · standard
ZIP Code 38305
Madison County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,808
- 149/sq mi High-density area
- $68,977
- Median income Near-median income area
- $243,800
- Median home value Near-median home value
- 33.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Jackson pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 149
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38305 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38305 (Jackson, TN) rose +5.3% from 2023 to 2024. The all-transactions index moved from 202.0 in 2023 to 212.7 in 2024 (2000 = 100).
ZIP code 38305 is a densely settled ZIP (a standard USPS delivery area) in Jackson, Madison County, Tennessee, with 49,808 residents across 335.0 square miles, a density of 149 people per square mile, in the Chicago time zone.
ZIP 38305 reports a modest median household income of $68,977 (4% above the average Tennessee ZIP), while per-capita income is $37,506. The poverty rate is 13.7%, with unemployment at 5.6%; those measures add context to the income figure. Median home value is $243,800 (1% below the average Tennessee ZIP) and median rent is $1,249; 63.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.8% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 20 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Madison County, so 38305 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38305
Top 5 sectors by establishment count in Jackson, TN
Which industries have the most business establishments in ZIP 38305.
- Retail trade
Retail trade
283 establishments
- Health care and social assistance
Health care and social assistance
258 establishments
- Accommodation and food services
Accommodation and food services
193 establishments
- Finance and insurance
Finance and insurance
144 establishments
- Other services (except public administration)
Other services (except public administration)
134 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38305, Jackson, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,808
Population
335.0
Area (sq mi)
149
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38305?
38.4
Median Age
46.9%
Male
53.1%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,977
Median Household Income
+4% vs state ZIP avg
$37,506
Per Capita Income
13.7%
Poverty Rate
5.6%
Unemployment Rate
19.5 min
Mean Commute Time
How ZIP 38305 ranks nationally
Jackson, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$68,977 45th percentile higher than 45% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,270housing units
23,270
Total Housing Units
21,801
Occupied Units
1,469
Vacant Units
2.38
Avg Household Size
Occupancy Type
$243,800
Median Home Value
-1% vs state ZIP avg
$1,249
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
213
HPI Index (2000 = 100)
+113%
Total Change Since 2000
Home values in ZIP 38305 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 133 |
| 2021 | +16.0% | 154 |
| 2022 | +22.0% | 188 |
| 2023 | +7.5% | 202 |
| 2024 | +5.3% | 213 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,586 business establishments in ZIP 38305, employing approximately 29,529 people with a combined annual payroll of $1,327,081,000.
1,586
Businesses
29,529
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 283 | 17.8% |
| Health care and social assistance | 258 | 16.3% |
| Accommodation and food services | 193 | 12.2% |
| Finance and insurance | 144 | 9.1% |
| Other services (except public administration) | 134 | 8.4% |
| Construction | 115 | 7.3% |
| Administrative and support and waste management and remediation services | 89 | 5.6% |
| Professional, scientific, and technical services | 85 | 5.4% |
| Real estate and rental and leasing | 84 | 5.3% |
| Wholesale trade | 64 | 4.0% |
| Transportation and warehousing | 52 | 3.3% |
| Manufacturing | 22 | 1.4% |
| Arts, entertainment, and recreation | 22 | 1.4% |
| Educational services | 15 | 0.9% |
| Information | 12 | 0.8% |
| Management of companies and enterprises | 8 | 0.5% |
| Agriculture, forestry, fishing and hunting | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38305 vs 38362 →
ZIP 38305 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38305
Jackson (38305)
49,808 residents
- 38301
Jackson (38301)
36,613 residents
- 38355 5,882
Medina (38355)
5,882 residents
- 38313 3,204
Beech Bluff (38313)
3,204 residents
- 38362 1,145
Oakfield (38362)
1,145 residents
What this shows Among its immediate neighbors, ZIP 38305 ranks the most populous - useful context the national average alone can't give.
ZIP 38305 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38355
Medina (38355)
$108,982 median income
- 38313
Beech Bluff (38313)
$85,625 median income
- 38305
Jackson (38305)
$68,977 median income
- 38362
Oakfield (38362)
$60,714 median income
- 38301 $43,227
Jackson (38301)
$43,227 median income
What this shows By household income, ZIP 38305 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38305, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (49,808 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 38305 in?
ZIP code 38305 (Jackson) is located in Madison County, Tennessee. Madison County contains multiple ZIP codes, see the full list at /counties/madison-tn.
What is the population of ZIP code 38305?
ZIP code 38305 in Jackson, TN has a population of 49,808 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38305?
The median household income in ZIP 38305 is $68,977, which is 10% below the national average of $76,288.
What is the average home value in ZIP 38305?
The median home value in ZIP 38305 is $243,800, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38305?
The largest racial group in ZIP 38305 is White at 56.5%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 38305?
ZIP code 38305 has 1,586 business establishments employing approximately 29,529 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38305?
The top industries by establishment count in ZIP 38305 are: Retail trade (283), Health care and social assistance (258), Accommodation and food services (193). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 38305?
According to the FHFA House Price Index, home values in ZIP 38305 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38305?
In ZIP code 38305, 64.5% of residents aged 25+ have a high school diploma or higher, and 33.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38305?
The mean commute time for workers in ZIP code 38305 is 19.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38305?
In ZIP code 38305, approximately 63.3% of occupied housing units are owner-occupied and 36.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38305?
The poverty rate in ZIP code 38305 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38305's numbers, next.
- See how ZIP 38305 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jackson, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.