Jackson, TN · standard
ZIP Code 38305
Madison County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,808
- 149/sq mi
- $68,977
- Median income
- $243,800
- Median home value
- 33.8%
- Bachelor's or higher
The verdict
Jackson pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 149
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38305 against every reporting US ZIP.
ZIP code 38305 is a densely settled ZIP (a standard USPS delivery area) in Jackson, Madison County, Tennessee, with 49,808 residents across 335.0 square miles, a density of 149 people per square mile, in the Chicago time zone.
ZIP 38305 reports a modest median household income of $68,977 (4% above the Tennessee average), while per-capita income is $37,506. Local economic indicators show a 13.7% poverty rate alongside 5.6% unemployment. Median home value sits at $243,800 (1% below the state average), median rent at $1,249 a month, and owner-occupancy at 63.3%.
A solid share of residents have a four-year degree: 33.8% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 20 minutes. To put 38305 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Madison County, for a geography-aware comparison.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38305
Top 5 sectors by establishment count in Jackson, TN
Which industries have the most business establishments in ZIP 38305.
- Retail trade
Retail trade
283 establishments
- Health care and social assistance
Health care and social assistance
258 establishments
- Accommodation and food services
Accommodation and food services
193 establishments
- Finance and insurance
Finance and insurance
144 establishments
- Other services (except public administration)
Other services (except public administration)
134 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38305, Jackson, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,808
Population
335.0
Area (sq mi)
149
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38305?
38.4
Median Age
46.9%
Male
53.1%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,977
Median Household Income
+4% vs state
$37,506
Per Capita Income
13.7%
Poverty Rate
5.6%
Unemployment Rate
19.5 min
Mean Commute Time
How ZIP 38305 ranks nationally
Jackson, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$68,977 45th percentile higher than 45% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
23,270
Total Housing Units
21,801
Occupied Units
1,469
Vacant Units
2.38
Avg Household Size
Occupancy Type
$243,800
Median Home Value
-1% vs state
$1,249
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
213
HPI Index (2000 = 100)
+113%
Total Change Since 2000
Home values in ZIP 38305 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 133 |
| 2021 | +16.0% | 154 |
| 2022 | +22.0% | 188 |
| 2023 | +7.5% | 202 |
| 2024 | +5.3% | 213 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,586 business establishments in ZIP 38305, employing approximately 29,529 people with a combined annual payroll of $1,327,081,000.
1,586
Businesses
29,529
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 283 | 17.8% |
| Health care and social assistance | 258 | 16.3% |
| Accommodation and food services | 193 | 12.2% |
| Finance and insurance | 144 | 9.1% |
| Other services (except public administration) | 134 | 8.4% |
| Construction | 115 | 7.3% |
| Administrative and support and waste management and remediation services | 89 | 5.6% |
| Professional, scientific, and technical services | 85 | 5.4% |
| Real estate and rental and leasing | 84 | 5.3% |
| Wholesale trade | 64 | 4.0% |
| Transportation and warehousing | 52 | 3.3% |
| Manufacturing | 22 | 1.4% |
| Arts, entertainment, and recreation | 22 | 1.4% |
| Educational services | 15 | 0.9% |
| Information | 12 | 0.8% |
| Management of companies and enterprises | 8 | 0.5% |
| Agriculture, forestry, fishing and hunting | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38305 vs 38362 →
ZIP 38305 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38305
Jackson (38305)
49,808 residents
- 38301
Jackson (38301)
36,613 residents
- 38355 5,882
Medina (38355)
5,882 residents
- 38313 3,204
Beech Bluff (38313)
3,204 residents
- 38362 1,145
Oakfield (38362)
1,145 residents
What this shows Among its immediate neighbors, ZIP 38305 ranks the most populous - useful context the national average alone can't give.
ZIP 38305 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38355
Medina (38355)
$108,982 median income
- 38313
Beech Bluff (38313)
$85,625 median income
- 38305
Jackson (38305)
$68,977 median income
- 38362
Oakfield (38362)
$60,714 median income
- 38301 $43,227
Jackson (38301)
$43,227 median income
What this shows By household income, ZIP 38305 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 38305 in? ▼
What is the population of ZIP code 38305? ▼
What is the median household income in ZIP 38305? ▼
What is the average home value in ZIP 38305? ▼
What is the demographic makeup of ZIP 38305? ▼
How many businesses are in ZIP code 38305? ▼
What are the main industries in ZIP code 38305? ▼
How have home values changed in ZIP code 38305? ▼
What is the education level in ZIP code 38305? ▼
What is the average commute time in ZIP 38305? ▼
What percentage of residents own vs. rent in ZIP 38305? ▼
What is the poverty rate in ZIP code 38305? ▼
Read our methodology to see how this data is sourced, computed, and verified.