PlainZIP

Cedar Grove, TN · standard

ZIP Code 38321

Carroll County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,431
10/sq mi
$56,474
Median income
$157,900
Median home value
14.7%
Bachelor's or higher

The verdict

Cedar Grove pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
29th pct
home value, US ZIPs
10
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38321 against every reporting US ZIP.

ZIP code 38321 covers 248.1 square miles in Cedar Grove, Carroll County, Tennessee (a standard USPS delivery area), with a modest 2,431 residents on file, a density of 10 people per square mile, in the Chicago time zone.

ZIP 38321 reports a modest median household income of $56,474 (15% below the Tennessee average), while per-capita income is $29,550. Poverty here runs at 17.8%, with unemployment measured at 1.2%. Median home value sits at $157,900 (36% below the state average), median rent at $540 a month, and owner-occupancy at 83.2%.

Formal educational attainment runs low here: just 14.7% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is -. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 38321, plus 6 more within Carroll County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38321

Top 5 sectors by establishment count in Cedar Grove, TN

Which industries have the most business establishments in ZIP 38321.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38321, Cedar Grove, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,431

Population

248.1

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38321?

44.2

Median Age

52.2%

Male

47.8%

Female

0.3%

Foreign-Born

White 86.2%
African American 4.5%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,474

Median Household Income

-15% vs state

$29,550

Per Capita Income

17.8%

Poverty Rate

1.2%

Unemployment Rate

How ZIP 38321 ranks nationally

Cedar Grove, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,474 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.6%
Bachelor's Degree or Higher 14.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,213

Total Housing Units

1,042

Occupied Units

171

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$157,900

Median Home Value

-36% vs state

$540

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 38321, employing approximately 64 people with a combined annual payroll of $2,267,000.

22

Businesses

64

Employees

$2.3M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Manufacturing 5 22.7%
Other services (except public administration) 4 18.2%
Retail trade 3 13.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38321 vs 38348 →

ZIP 38321 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38321 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38321 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38321 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38348 Lavinia, TN 1,037 7.3 mi
38344 Huntingdon, TN 8,684 11.3 mi

More ZIP Codes in Carroll County

38201 standard
Mc Kenzie, TN
Pop: 10,093
38344 standard
Huntingdon, TN
Pop: 8,684
38317 standard
Bruceton, TN
Pop: 2,537
38220 standard
Atwood, TN
Pop: 1,849
38258 standard
Trezevant, TN
Pop: 1,500
38342 standard
Hollow Rock, TN
Pop: 1,438

Related Areas

Carroll County Cedar Grove, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38321 in? ▼
ZIP code 38321 (Cedar Grove) is located in Carroll County, Tennessee. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-tn.
What is the population of ZIP code 38321? ▼
ZIP code 38321 in Cedar Grove, TN has a population of 2,431 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38321? ▼
The median household income in ZIP 38321 is $56,474, which is 26% below the national average of $76,288.
What is the average home value in ZIP 38321? ▼
The median home value in ZIP 38321 is $157,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 38321? ▼
The largest racial group in ZIP 38321 is White at 86.2%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 38321? ▼
ZIP code 38321 has 22 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38321? ▼
The top industries by establishment count in ZIP 38321 are: Manufacturing (5), Other services (except public administration) (4), Retail trade (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38321? ▼
In ZIP code 38321, 51.6% of residents aged 25+ have a high school diploma or higher, and 14.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38321? ▼
In ZIP code 38321, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38321? ▼
The poverty rate in ZIP code 38321 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.