Cedar Grove, TN · standard
ZIP Code 38321
Carroll County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,431
- 10/sq mi Low-density area
- $56,474
- Median income Below-median income area
- $157,900
- Median home value Below-median home value
- 14.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cedar Grove pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 10
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38321 against every reporting US ZIP.
ZIP code 38321 covers 248.1 square miles in Cedar Grove, Carroll County, Tennessee (a standard USPS delivery area), with a modest 2,431 residents on file, a density of 10 people per square mile, in the Chicago time zone.
ZIP 38321 reports a modest median household income of $56,474 (15% below the average Tennessee ZIP), while per-capita income is $29,550. The poverty rate is 17.8%, with unemployment at 1.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $157,900 (36% below the average Tennessee ZIP), and median rent is $540; owner occupancy is 83.2%.
Formal educational attainment runs low here: just 14.7% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Carroll County, so 38321 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38321
Top 5 sectors by establishment count in Cedar Grove, TN
Which industries have the most business establishments in ZIP 38321.
- Manufacturing
Manufacturing
5 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Retail trade
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38321, Cedar Grove, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,431
Population
248.1
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38321?
44.2
Median Age
52.2%
Male
47.8%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,474
Median Household Income
-15% vs state ZIP avg
$29,550
Per Capita Income
17.8%
Poverty Rate
1.2%
Unemployment Rate
How ZIP 38321 ranks among Tennessee ZIPs
Cedar Grove, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,474 38th percentile higher than 38% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,213housing units
1,213
Total Housing Units
1,042
Occupied Units
171
Vacant Units
2.30
Avg Household Size
Occupancy Type
$157,900
Median Home Value
-36% vs state ZIP avg
$540
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 22 business establishments in ZIP 38321, employing approximately 64 people with a combined annual payroll of $2,267,000.
22
Businesses
64
Employees
$2.3M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 5 | 22.7% |
| Other services (except public administration) | 4 | 18.2% |
| Retail trade | 3 | 13.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38321 vs 38348 →
ZIP 38321 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38344
Huntingdon (38344)
8,684 residents
- 38321 2,431
Cedar Grove (38321)
2,431 residents
- 38348 1,037
Lavinia (38348)
1,037 residents
What this shows Among its immediate neighbors, ZIP 38321 ranks #2 by population - useful context the national average alone can't give.
ZIP 38321 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38321
Cedar Grove (38321)
$56,474 median income
- 38344
Huntingdon (38344)
$54,395 median income
- 38348
Lavinia (38348)
$52,604 median income
What this shows By household income, ZIP 38321 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38321, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,431 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 38321 in?
ZIP code 38321 (Cedar Grove) is located in Carroll County, Tennessee. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-tn.
What is the population of ZIP code 38321?
ZIP code 38321 in Cedar Grove, TN has a population of 2,431 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38321?
The median household income in ZIP 38321 is $56,474, which is 26% below the national average of $76,288.
What is the average home value in ZIP 38321?
The median home value in ZIP 38321 is $157,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 38321?
The largest racial group in ZIP 38321 is White at 86.2%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 38321?
ZIP code 38321 has 22 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38321?
The top industries by establishment count in ZIP 38321 are: Manufacturing (5), Other services (except public administration) (4), Retail trade (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38321?
In ZIP code 38321, 51.6% of residents aged 25+ have a high school diploma or higher, and 14.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38321?
In ZIP code 38321, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38321?
The poverty rate in ZIP code 38321 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38321's numbers, next.
- See how ZIP 38321 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cedar Grove, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.