ZIP Code 38321

ZIP code 38321 is classified by USPS as a standard delivery area and covers roughly 248.1 square miles in Cedar Grove, Carroll County, Tennessee. The area is home to 2,431 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38321 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38321 sits at $56,474 (15% below the Tennessee average), while per-capita income is $29,550. The poverty rate stands at 17.8% and the unemployment rate at 1.2%. On housing, the median home value is $157,900 (36% below the state average) with median rent at $540 per month, and 83.2% of occupied units are owner-occupied, a direct signal of whether 38321 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.7% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 38321 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →