ZIP Code 38220

ZIP code 38220 is classified by USPS as a standard delivery area and covers roughly 101.0 square miles in Atwood, Carroll County, Tennessee. The area is home to 1,849 residents, producing a population density of 18 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38220 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38220 sits at $46,791 (30% below the Tennessee average), while per-capita income is $21,589. The poverty rate stands at 16.4% and the unemployment rate at 10.1%. On housing, the median home value is $103,900 (58% below the state average) with median rent at $764 per month, and 85.0% of occupied units are owner-occupied, a direct signal of whether 38220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 29 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 38220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →