Residential delivery area · Tennessee
ZIP Code 38313: Beech Bluff, TN
ZIP code 38313 uses the postal name Beech Bluff, Tennessee and lies mostly in Madison County (56% of its land), reaching into Henderson County and Chester County (Census 2020 ZIP-county file). About 3,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,625 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Beech Bluff (6%) and Luray (4%); 90% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Beech Bluff · its only residential ZIP
- County
- Madison County (56%); Henderson County (22%); Chester County (22%)
- Census places
- Beech Bluff (6%) census-designated place; Luray (4%) census-designated place
- Metro area
- Jackson, TN
- House district
- TN-8 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 75.6 sq mi · 44 people per sq mi
Where is ZIP code 38313?
38313 centers on 35.610°, -88.620° and covers 75.6 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 38345, 38352, 38305, 38366, 38351, 38301, 38340.
The map draws ZIP code areas only. For the streets inside 38313, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38313 compare with the rest of Madison County?
| Measure | 38313 | In Madison County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 3,288 | 6th of 12 | 374th of 636 |
| Median household income | $86k | not ranked | not ranked |
| Median home value | $214k | 3rd of 9 | 259th of 436 |
38313's median household income is not ranked: its 90% margin of error (±$27,937) is more than a quarter of the figure ($85,625). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 40% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38313?
The 2020 Census counted 3,194 people in 38313; the ACS, which samples households over 2020-2024, estimates 3,288. Between the 2010 and 2020 censuses its population fell 0.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,288±625 (90% margin)
- 2020 Census count
- 3,194−0.3% since 2010 (3,204)
- Households
- 1,253
- Median age
- 44.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38313?
Of the 3,288 people the ACS estimates in 38313, 16.5% are under 18 and 21.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.3%), then Black (not Hispanic) (11.7%).
- Under 1816.5%
- 18 to 6461.7%
- 65 and older21.8%
- White, not Hispanic84.3%
- Black, not Hispanic11.7%
- Hispanic or Latino4.0%
- Asian, not Hispanic0.0%
- Other or two or more0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38313 earn?
Median household income is $85,625 (ACS 2020-2024). It is not measurably different from 2015-2019 ($86,383 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $85,625±$27,937
- Income per person
- $43,674
- Below the poverty line
- 7.6%
- Unemployed (of the labor force)
- 1.4%
- Adults 25+ with a bachelor's degree
- 19.8%
- Adjusted gross income per tax return, 2022
- $64,3781,460 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38313?
FHFA's house price index for 38313, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +9.4% in 2025.
- Median home value (owners' estimate)
- $213,900
- Median gross rent
- $863
- Homes owned by their occupants
- 85.6%
- Housing units
- 1,418
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38313?
16 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)4
- Construction3
- Administrative and support and waste management and remediation services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38313?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38345 | Huron | 1,423 | $48k | 6.4 mi |
| 38352 | Luray | 722 | $37k | 7.4 mi |
| 38305 | Jackson | 53,488 | $69k | 10.4 mi |
| 38366 | Pinson | 2,336 | $59k | 11.4 mi |
| 38351 | Lexington | 18,248 | $55k | 12.6 mi |
| 38301 | Jackson | 33,536 | $43k | 13.2 mi |
| 38340 | Henderson | 12,694 | $64k | 14.6 mi |
| 38347 | Jacks Creek | 257 | $58k | 11.5 mi (near) |
| 38362 | Oakfield | 1,011 | $61k | 12.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.