ZIP Code 38313
standardSource:
Beech Bluff · Madison County · Tennessee
- Population
- 3,204
- Median income
- $85,625
- Median home value
- $213,900
- Bachelor's or higher
- 19.8%
- Land area
- 188.5 sq mi
17/sq mi
▲ 12% vs US
higher than 69% of US ZIPs
▼ 23% vs US
higher than 47% of US ZIPs
Median age 44.1
Chicago
ZIP code 38313 in Beech Bluff, Tennessee has a population of 3,204. The median household income is $85,625, which is 12% above the national average. Median home value is $213,900, 23% below the US average. 19.8% of residents hold a bachelor's degree or higher.
ZIP code 38313 is classified by USPS as a standard delivery area and covers roughly 188.5 square miles in Beech Bluff, Madison County, Tennessee. The area is home to 3,204 residents, producing a population density of 17 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38313 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38313 sits at $85,625 (29% above the Tennessee average), while per-capita income is $43,674. The poverty rate stands at 7.6% and the unemployment rate at 1.4%. On housing, the median home value is $213,900 (14% below the state average) with median rent at $863 per month, and 85.6% of occupied units are owner-occupied, a direct signal of whether 38313 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.8% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Madison County, so you can benchmark 38313 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38313
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38313.
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Construction
Construction
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38313, Beech Bluff, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,204
Population
188.5
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38313?
44.1
Median Age
48.3%
Male
51.7%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,625
Median Household Income
+29% vs state
$43,674
Per Capita Income
7.6%
Poverty Rate
1.4%
Unemployment Rate
28.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,418
Total Housing Units
1,253
Occupied Units
165
Vacant Units
2.62
Avg Household Size
Occupancy Type
$213,900
Median Home Value
-14% vs state
$863
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.0%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 38313 have increased 10.0% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.4% | 140 |
| 2021 | +20.1% | 168 |
| 2022 | +11.0% | 186 |
| 2023 | +12.9% | 210 |
| 2024 | +10.0% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 16 business establishments in ZIP 38313, employing approximately 25 people with a combined annual payroll of $1,036,000.
16
Businesses
25
Employees
$1.0M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 4 | 25.0% |
| Construction | 3 | 18.8% |
| Administrative and support and waste management and remediation services | 3 | 18.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38313 vs 38345 →
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 38313 in? ▼
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How many businesses are in ZIP code 38313? ▼
What are the main industries in ZIP code 38313? ▼
How have home values changed in ZIP code 38313? ▼
What is the education level in ZIP code 38313? ▼
What is the average commute time in ZIP 38313? ▼
What percentage of residents own vs. rent in ZIP 38313? ▼
What is the poverty rate in ZIP code 38313? ▼
ZIP Code Research Guides
Official Data Resources for Beech Bluff, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.