Henderson, TN · standard
ZIP Code 38340
Chester County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,935
- 28/sq mi Moderate-density area
- $63,700
- Median income Near-median income area
- $160,000
- Median home value Below-median home value
- 23.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Henderson pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 28
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38340 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38340 (Henderson, TN) rose +3.3% from 2023 to 2024. The all-transactions index moved from 226.7 in 2023 to 234.1 in 2024 (2000 = 100).
ZIP code 38340 is a mid-sized community (a standard USPS delivery area) in Henderson, Chester County, Tennessee, home to 12,935 residents across 460.3 square miles, a density of 28 people per square mile, in the Chicago time zone.
ZIP 38340 reports a modest median household income of $63,700 (4% below the average Tennessee ZIP), while per-capita income is $28,080. The poverty rate is 14.6%, with unemployment at 4.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $160,000 (35% below the average Tennessee ZIP), and median rent is $785; owner occupancy is 74.1%.
Educational attainment sits below the national norm: 23.4% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 29 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 4 more in Chester County, so 38340 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38340
Top 5 sectors by establishment count in Henderson, TN
Which industries have the most business establishments in ZIP 38340.
- Retail trade
Retail trade
46 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Health care and social assistance
Health care and social assistance
30 establishments
- Construction
Construction
26 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38340, Henderson, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,935
Population
460.3
Area (sq mi)
28
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38340?
34.2
Median Age
45.3%
Male
54.7%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,700
Median Household Income
-4% vs state ZIP avg
$28,080
Per Capita Income
14.6%
Poverty Rate
4.5%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 38340 ranks among Tennessee ZIPs
Henderson, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,700 Top 45% higher than 55% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,709housing units
4,709
Total Housing Units
4,383
Occupied Units
326
Vacant Units
2.62
Avg Household Size
Occupancy Type
$160,000
Median Home Value
-35% vs state ZIP avg
$785
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.3%
YoY Change (2024)
234
HPI Index (2000 = 100)
+134%
Total Change Since 2000
Home values in ZIP 38340 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 142 |
| 2021 | +16.6% | 165 |
| 2022 | +20.6% | 199 |
| 2023 | +13.7% | 227 |
| 2024 | +3.3% | 234 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 226 business establishments in ZIP 38340, employing approximately 3,023 people with a combined annual payroll of $141,338,000.
226
Businesses
3,023
Employees
$141.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 46 | 20.4% |
| Other services (except public administration) | 32 | 14.2% |
| Health care and social assistance | 30 | 13.3% |
| Construction | 26 | 11.5% |
| Accommodation and food services | 22 | 9.7% |
| Finance and insurance | 15 | 6.6% |
| Manufacturing | 13 | 5.8% |
| Professional, scientific, and technical services | 10 | 4.4% |
| Transportation and warehousing | 8 | 3.5% |
| Real estate and rental and leasing | 7 | 3.1% |
| Wholesale trade | 6 | 2.6% |
| Administrative and support and waste management and remediation services | 6 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38340 vs 38334 →
ZIP 38340 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38340
Henderson (38340)
12,935 residents
- 38315 3,876
Bethel Springs (38315)
3,876 residents
- 38366 2,267
Pinson (38366)
2,267 residents
- 38334 1,911
Finger (38334)
1,911 residents
- 38352 494
Luray (38352)
494 residents
What this shows Among its immediate neighbors, ZIP 38340 ranks the most populous - useful context the national average alone can't give.
ZIP 38340 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38334
Finger (38334)
$66,563 median income
- 38340
Henderson (38340)
$63,700 median income
- 38366
Pinson (38366)
$58,802 median income
- 38315
Bethel Springs (38315)
$50,089 median income
- 38352
Luray (38352)
$36,976 median income
What this shows By household income, ZIP 38340 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38340, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,935 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chester County
Related Areas
Frequently Asked Questions
What county is ZIP code 38340 in?
ZIP code 38340 (Henderson) is located in Chester County, Tennessee. Chester County contains multiple ZIP codes, see the full list at /counties/chester-tn.
What is the population of ZIP code 38340?
ZIP code 38340 in Henderson, TN has a population of 12,935 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38340?
The median household income in ZIP 38340 is $63,700, which is 17% below the national average of $76,288.
What is the average home value in ZIP 38340?
The median home value in ZIP 38340 is $160,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 38340?
The largest racial group in ZIP 38340 is White at 80.0%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 38340?
ZIP code 38340 has 226 business establishments employing approximately 3,023 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38340?
The top industries by establishment count in ZIP 38340 are: Retail trade (46), Other services (except public administration) (32), Health care and social assistance (30). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 38340?
According to the FHFA House Price Index, home values in ZIP 38340 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38340?
In ZIP code 38340, 58.9% of residents aged 25+ have a high school diploma or higher, and 23.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38340?
The mean commute time for workers in ZIP code 38340 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38340?
In ZIP code 38340, approximately 74.1% of occupied housing units are owner-occupied and 25.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38340?
The poverty rate in ZIP code 38340 is 14.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38340's numbers, next.
- See how ZIP 38340 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Henderson, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.