ZIP Code 38315

ZIP code 38315 is classified by USPS as a standard delivery area and covers roughly 289.3 square miles in Bethel Springs, McNairy County, Tennessee. The area is home to 3,876 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38315 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38315 sits at $50,089 (25% below the Tennessee average), while per-capita income is $26,239. The poverty rate stands at 13.1% and the unemployment rate at 4.5%. On housing, the median home value is $138,600 (44% below the state average) with median rent at $729 per month, and 84.7% of occupied units are owner-occupied, a direct signal of whether 38315 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.2% of adults hold a bachelor's degree or higher, the median age is 51.1, and the average commute is 33 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McNairy County, so you can benchmark 38315 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →