Selmer, TN · standard

ZIP Code 38375

McNairy County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,251
31/sq mi
$53,597
Median income
$166,400
Median home value
16.6%
Bachelor's or higher

The verdict

Selmer pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
33th pct
home value, US ZIPs
31
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38375 against every reporting US ZIP.

ZIP code 38375 is a mid-sized community (a standard USPS delivery area) in Selmer, McNairy County, Tennessee, home to 9,251 residents across 296.5 square miles, a density of 31 people per square mile, in the Chicago time zone.

ZIP 38375 reports a modest median household income of $53,597 (19% below the Tennessee average), while per-capita income is $29,849. Local economic indicators show a 18.3% poverty rate alongside 3.7% unemployment. Median home value sits at $166,400 (33% below the state average), median rent at $670 a month, and owner-occupancy at 76.6%.

Educational attainment sits below the national norm: 16.6% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 23 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing McNairy County, letting you compare 38375 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38375

Top 5 sectors by establishment count in Selmer, TN

Which industries have the most business establishments in ZIP 38375.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38375, Selmer, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,251

Population

296.5

Area (sq mi)

31

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38375?

45.5

Median Age

48.0%

Male

52.0%

Female

1.9%

Foreign-Born

White 83.0%
African American 10.8%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,597

Median Household Income

-19% vs state

$29,849

Per Capita Income

18.3%

Poverty Rate

3.7%

Unemployment Rate

23.1 min

Mean Commute Time

How ZIP 38375 ranks nationally

Selmer, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,597 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.8%
Bachelor's Degree or Higher 16.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,250

Total Housing Units

3,482

Occupied Units

768

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 76.6%
Renter 23.4%

$166,400

Median Home Value

-33% vs state

$670

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.1%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 38375 have increased 13.1% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.9% 151
2021 +14.7% 174
2022 +19.1% 207
2023 +3.9% 215
2024 +13.1% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 227 business establishments in ZIP 38375, employing approximately 2,927 people with a combined annual payroll of $104,389,000.

227

Businesses

2,927

Employees

$104.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 45 19.8%
Health care and social assistance 31 13.7%
Accommodation and food services 27 11.9%
Finance and insurance 21 9.3%
Other services (except public administration) 20 8.8%
Construction 19 8.4%
Manufacturing 19 8.4%
Wholesale trade 8 3.5%
Real estate and rental and leasing 8 3.5%
Professional, scientific, and technical services 8 3.5%
Transportation and warehousing 6 2.6%
Agriculture, forestry, fishing and hunting 4 1.8%
Administrative and support and waste management and remediation services 4 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38375 vs 38367 →

ZIP 38375 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38375 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38375 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38375 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38367 Ramer, TN 2,843 7.6 mi
38315 Bethel Springs, TN 3,876 7.9 mi
38339 Guys, TN 637 8.4 mi

More ZIP Codes in McNairy County

Frequently Asked Questions

What county is ZIP code 38375 in?
ZIP code 38375 (Selmer) is located in McNairy County, Tennessee. McNairy County contains multiple ZIP codes, see the full list at /counties/mcnairy-tn.
What is the population of ZIP code 38375?
ZIP code 38375 in Selmer, TN has a population of 9,251 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38375?
The median household income in ZIP 38375 is $53,597, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38375?
The median home value in ZIP 38375 is $166,400, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 38375?
The largest racial group in ZIP 38375 is White at 83.0%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 38375?
ZIP code 38375 has 227 business establishments employing approximately 2,927 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38375?
The top industries by establishment count in ZIP 38375 are: Retail trade (45), Health care and social assistance (31), Accommodation and food services (27). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 38375?
According to the FHFA House Price Index, home values in ZIP 38375 increased by 13.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38375?
In ZIP code 38375, 62.8% of residents aged 25+ have a high school diploma or higher, and 16.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38375?
The mean commute time for workers in ZIP code 38375 is 23.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38375?
In ZIP code 38375, approximately 76.6% of occupied housing units are owner-occupied and 23.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38375?
The poverty rate in ZIP code 38375 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.