PlainZIP

Bolivar, TN · standard

ZIP Code 38008

Hardeman County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,721
25/sq mi
$43,789
Median income
$127,800
Median home value
15.7%
Bachelor's or higher

The verdict

Bolivar pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
19th pct
home value, US ZIPs
25
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38008 against every reporting US ZIP.

ZIP code 38008 is a mid-sized community (a standard USPS delivery area) in Bolivar, Hardeman County, Tennessee, home to 9,721 residents across 384.2 square miles, a density of 25 people per square mile, in the Chicago time zone.

ZIP 38008 reports a modest median household income of $43,789 (34% below the Tennessee average), while per-capita income is $25,944. 17.9% of residents live below the poverty line, and the unemployment rate reads 11.4%. The typical home here is valued at $127,800 (48% below the state average); renters pay a median of $826 monthly, and 66.8% of units are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is -. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 38008, plus 6 more within Hardeman County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38008

Top 5 sectors by establishment count in Bolivar, TN

Which industries have the most business establishments in ZIP 38008.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38008, Bolivar, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,721

Population

384.2

Area (sq mi)

25

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38008?

36.0

Median Age

52.1%

Male

47.9%

Female

0.6%

Foreign-Born

White 35.5%
African American 56.9%
Asian 0.2%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,789

Median Household Income

-34% vs state

$25,944

Per Capita Income

17.9%

Poverty Rate

11.4%

Unemployment Rate

How ZIP 38008 ranks nationally

Bolivar, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,789 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,003

Total Housing Units

3,691

Occupied Units

312

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 66.8%
Renter 33.2%

$127,800

Median Home Value

-48% vs state

$826

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.1%

YoY Change (2024)

184

HPI Index (2000 = 100)

+84%

Total Change Since 2000

Home values in ZIP 38008 have increased 24.1% over the past year (2024). Since 2000, this ZIP has seen +84% cumulative appreciation.

Year Annual Change HPI Index
2019 -2.5% 120
2020 +8.3% 130
2021 +6.6% 138
2022 +24.1% 172
2024 – 184

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 176 business establishments in ZIP 38008, employing approximately 2,006 people with a combined annual payroll of $83,873,000.

176

Businesses

2,006

Employees

$83.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 37 21.0%
Health care and social assistance 33 18.8%
Finance and insurance 25 14.2%
Other services (except public administration) 22 12.5%
Accommodation and food services 20 11.4%
Professional, scientific, and technical services 8 4.5%
Construction 7 4.0%
Information 6 3.4%
Transportation and warehousing 4 2.3%
Real estate and rental and leasing 4 2.3%
Manufacturing 3 1.7%
Administrative and support and waste management and remediation services 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38008 vs 38381 →

ZIP 38008 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38008 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38008 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38008 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38381 Toone, TN 1,640 7.8 mi
38042 Hickory Valley, TN 796 10.6 mi

More ZIP Codes in Hardeman County

38075 standard
Whiteville, TN
Pop: 6,936
38052 standard
Middleton, TN
Pop: 3,907
38039 standard
Grand Junction, TN
Pop: 1,804
38381 standard
Toone, TN
Pop: 1,640
38067 standard
Saulsbury, TN
Pop: 1,476
38061 standard
Pocahontas, TN
Pop: 977

Related Areas

Hardeman County Bolivar, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38008 in? ▼
ZIP code 38008 (Bolivar) is located in Hardeman County, Tennessee. Hardeman County contains multiple ZIP codes, see the full list at /counties/hardeman-tn.
What is the population of ZIP code 38008? ▼
ZIP code 38008 in Bolivar, TN has a population of 9,721 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38008? ▼
The median household income in ZIP 38008 is $43,789, which is 43% below the national average of $76,288.
What is the average home value in ZIP 38008? ▼
The median home value in ZIP 38008 is $127,800, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 38008? ▼
The largest racial group in ZIP 38008 is African American at 56.9%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 38008? ▼
ZIP code 38008 has 176 business establishments employing approximately 2,006 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38008? ▼
The top industries by establishment count in ZIP 38008 are: Retail trade (37), Health care and social assistance (33), Finance and insurance (25). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 38008? ▼
According to the FHFA House Price Index, home values in ZIP 38008 increased by 24.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 84%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38008? ▼
In ZIP code 38008, 54.6% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38008? ▼
In ZIP code 38008, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38008? ▼
The poverty rate in ZIP code 38008 is 17.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.