PlainZIP

Mercer, TN · standard

ZIP Code 38392

Madison County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

776
9/sq mi
$51,477
Median income
$41,200
Median home value
8.3%
Bachelor's or higher

The verdict

Mercer pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
0th pct
home value, US ZIPs
9
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38392 against every reporting US ZIP.

ZIP code 38392 is a sparsely populated ZIP (a standard USPS delivery area) in Mercer, Madison County, Tennessee, home to just 776 residents across 87.2 square miles, a density of 9 people per square mile, in the Chicago time zone.

ZIP 38392 reports a modest median household income of $51,477 (23% below the Tennessee average), while per-capita income is $27,777. Poverty here runs at 18.6%, with unemployment measured at 0.0%. Median home value sits at $41,200 (83% below the state average), median rent at - a month, and owner-occupancy at 92.6%.

Formal educational attainment runs low here: just 8.3% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 38392, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38392, Mercer, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

776

Population

87.2

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38392?

44.2

Median Age

50.5%

Male

49.5%

Female

0.0%

Foreign-Born

White 86.7%
African American 3.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.4%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,477

Median Household Income

-23% vs state

$27,777

Per Capita Income

18.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 38392 ranks nationally

Mercer, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,477 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.5%
Bachelor's Degree or Higher 8.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

305

Total Housing Units

297

Occupied Units

8

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 92.6%
Renter 7.4%

$41,200

Median Home Value

-83% vs state

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 38392, employing approximately 27 people with a combined annual payroll of $883,000.

8

Businesses

27

Employees

$883K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38392 vs 38391 →

ZIP 38392 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38392 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38392 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38392 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38391 Denmark, TN 1,174 6.4 mi
38356 Medon, TN 2,193 8.0 mi
38381 Toone, TN 1,640 8.3 mi
38075 Whiteville, TN 6,936 9.4 mi

More ZIP Codes in Madison County

38305 standard
Jackson, TN
Pop: 49,808
38301 standard
Jackson, TN
Pop: 36,613
38313 standard
Beech Bluff, TN
Pop: 3,204
38366 standard
Pinson, TN
Pop: 2,267
38391 standard
Denmark, TN
Pop: 1,174
38362 standard
Oakfield, TN
Pop: 1,145

Related Areas

Madison County Mercer, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38392 in? ▼
ZIP code 38392 (Mercer) is located in Madison County, Tennessee. Madison County contains multiple ZIP codes, see the full list at /counties/madison-tn.
What is the population of ZIP code 38392? ▼
ZIP code 38392 in Mercer, TN has a population of 776 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38392? ▼
The median household income in ZIP 38392 is $51,477, which is 33% below the national average of $76,288.
What is the average home value in ZIP 38392? ▼
The median home value in ZIP 38392 is $41,200, which is 85% below the national average of $278,155.
What is the demographic makeup of ZIP 38392? ▼
The largest racial group in ZIP 38392 is White at 86.7%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 38392? ▼
ZIP code 38392 has 8 business establishments employing approximately 27 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38392? ▼
In ZIP code 38392, 46.5% of residents aged 25+ have a high school diploma or higher, and 8.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38392? ▼
In ZIP code 38392, approximately 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38392? ▼
The poverty rate in ZIP code 38392 is 18.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.