ZIP 38632 vs ZIP 38651

This side-by-side compares ZIP 38632 (Hernando, MS) and ZIP 38651 (Nesbit, MS) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38632 has a population of 24,377 at 55 people per square mile, while ZIP 38651 has 7,103 at 83 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38632 reports a median household income of $93,583 against $98,760 in ZIP 38651, with per-capita income of $42,120 vs $42,592. The share of adults holding a bachelor's degree or higher is 36.2% in 38632 and 30.2% in 38651. Poverty rate reads 5.2% vs 6.9%, and unemployment 2.2% vs 2.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $322,000 in 38632 versus $328,000 in 38651, with median rent of $1,312 and $796 per month respectively. Homeownership rate is 88.2% vs 92.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.