Residential delivery area · Mississippi
ZIP Code 38632: Hernando, MS
ZIP code 38632 uses the postal name Hernando, Mississippi and lies entirely in DeSoto County (Census 2020 ZIP-county file). About 31,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $93,583 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Hernando (11%) and Eudora (1%); 88% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Hernando · its only residential ZIP
- County
- DeSoto County
- Census places
- Hernando (11%); Eudora (1%) census-designated place
- Metro area
- Memphis, TN-MS-AR
- House district
- MS-1 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 162.3 sq mi · 193 people per sq mi
Where is ZIP code 38632?
38632 centers on 34.796°, -90.015° and covers 162.3 square miles of land plus 11.5 of water. It borders 6 ZIP codes: 38651, 38618, 38641, 38654, 38664, 38611.
The map draws ZIP code areas only. For the streets inside 38632, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38632 compare with the rest of DeSoto County?
| Measure | 38632 | In DeSoto County | In MS |
|---|---|---|---|
| People (ACS 2020-2024) | 31,374 | 3rd of 10 | 14th of 427 |
| Median household income | $94k | 5th of 9 | 7th of 205 |
| Median home value | $322k | 2nd of 10 | 5th of 203 |
Its median household income is higher than in 76% of U.S. residential ZIP codes, and it is denser than 62% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38632?
The 2020 Census counted 29,210 people in 38632; the ACS, which samples households over 2020-2024, estimates 31,374. Between the 2010 and 2020 censuses its population grew 19.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 31,374
- 2020 Census count
- 29,210+19.8% since 2010 (24,377)
- Households
- 11,527
- Median age
- 40.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38632?
Of the 31,374 people the ACS estimates in 38632, 25.2% are under 18 and 16.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.3%), then Black (not Hispanic) (10.3%).
- Under 1825.2%
- 18 to 6458.2%
- 65 and older16.5%
- White, not Hispanic81.3%
- Black, not Hispanic10.3%
- Other or two or more5.1%
- Hispanic or Latino2.3%
- Asian, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38632 earn?
Median household income is $93,583 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in DeSoto County. It is not measurably different from 2015-2019 ($99,459 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $93,583
- Income per person
- $42,120
- Below the poverty line
- 5.2%
- Unemployed (of the labor force)
- 2.2%
- Adults 25+ with a bachelor's degree
- 36.2%
- Adjusted gross income per tax return, 2022
- $94,57414,110 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38632?
FHFA's house price index for 38632, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 46% from 2020 to 2025, and moved +0.2% in 2025.
- Median home value (owners' estimate)
- $322,000
- Median gross rent
- $1,312
- Homes owned by their occupants
- 88.2%
- Housing units
- 12,088
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38632?
511 business establishments had a location in this ZIP code in 2023, 108 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade85
- Other services (except public administration)63
- Accommodation and food services59
- Construction57
- Professional, scientific, and technical services52
- Finance and insurance41
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38632?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38651 | Nesbit | 8,731 | $99k | 6.8 mi |
| 38618 | Coldwater | 9,866 | $66k | 7.0 mi |
| 38641 | Lake Cormorant | 2,450 | $96k | 11.8 mi |
| 38654 | Olive Branch | 57,898 | $103k | 14.8 mi |
| 38664 | Robinsonville | 3,465 | $41k | 17.9 mi |
| 38611 | Byhalia | 16,537 | $59k | 19.7 mi |
| 38672 | Southaven | 16,436 | $116k | 9.4 mi (near) |
| 38637 | Horn Lake | 26,647 | $53k | 10.9 mi (near) |
| 38671 | Southaven | 37,319 | $62k | 11.8 mi (near) |
| 38680 | Walls | 6,839 | $60k | 13.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.