Residential delivery area · Mississippi
ZIP Code 38654: Olive Branch, MS
ZIP code 38654 uses the postal name Olive Branch, Mississippi and lies mostly in DeSoto County (97% of its land) with the rest in Marshall County (Census 2020 ZIP-county file). About 58,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $103,092 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Olive Branch (41%) and Pleasant Hill (5%), and 2% in smaller places; 52% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Olive Branch · its only residential ZIP
- County
- DeSoto County (97%); Marshall County (3%)
- Census places
- Olive Branch (41%); Pleasant Hill (5%) census-designated place
- Metro area
- Memphis, TN-MS-AR
- House district
- MS-1 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 91.8 sq mi · 631 people per sq mi
Where is ZIP code 38654?
38654 centers on 34.934°, -89.816° and covers 91.8 square miles of land plus 0.3 of water. It borders 8 ZIP codes: 38141, 38125, 38672, 38118, 38611, 38651, 38017, 38632.
The map draws ZIP code areas only. For the streets inside 38654, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38654 compare with the rest of DeSoto County?
| Measure | 38654 | In DeSoto County | In MS |
|---|---|---|---|
| People (ACS 2020-2024) | 57,898 | 1st of 10 | 1st of 427 |
| Median household income | $103k | 2nd of 9 | 3rd of 205 |
| Median home value | $309k | 4th of 10 | 7th of 203 |
Its median household income is higher than in 83% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38654?
The 2020 Census counted 56,730 people in 38654; the ACS, which samples households over 2020-2024, estimates 57,898. Between the 2010 and 2020 censuses its population grew 23.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 57,898
- 2020 Census count
- 56,730+23.4% since 2010 (45,956)
- Households
- 20,919
- Median age
- 38.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38654?
Of the 57,898 people the ACS estimates in 38654, 24.4% are under 18 and 13.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (56.0%), then Black (not Hispanic) (32.8%).
- Under 1824.4%
- 18 to 6462.4%
- 65 and older13.2%
- White, not Hispanic56.0%
- Black, not Hispanic32.8%
- Hispanic or Latino5.6%
- Other or two or more3.4%
- Asian, not Hispanic2.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38654 earn?
Median household income is $103,092 (ACS 2020-2024), the 2nd highest of the 9 ranked ZIP codes in DeSoto County. It is not measurably different from 2015-2019 ($100,922 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $103,092
- Income per person
- $43,486
- Below the poverty line
- 4.8%
- Unemployed (of the labor force)
- 2.5%
- Adults 25+ with a bachelor's degree
- 32.5%
- Adjusted gross income per tax return, 2022
- $77,80727,160 returns; wages 76% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38654?
FHFA's house price index for 38654, built from repeat sales and appraisals of the same homes, rose 83% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved +2.7% in 2025.
- Median home value (owners' estimate)
- $309,400
- Median gross rent
- $1,829
- Homes owned by their occupants
- 85.1%
- Housing units
- 21,652
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38654?
1,136 business establishments had a location in this ZIP code in 2023, 178 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade178
- Transportation and warehousing132
- Accommodation and food services120
- Other services (except public administration)119
- Health care and social assistance96
- Construction82
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38654?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38141 | Memphis, TN | 23,952 | $61k | 6.1 mi |
| 38125 | Memphis, TN | 43,071 | $86k | 6.5 mi |
| 38672 | Southaven | 16,436 | $116k | 6.5 mi |
| 38118 | Memphis, TN | 39,107 | $43k | 9.4 mi |
| 38611 | Byhalia | 16,537 | $59k | 9.6 mi |
| 38651 | Nesbit | 8,731 | $99k | 10.9 mi |
| 38017 | Collierville, TN | 56,826 | $139k | 13.0 mi |
| 38632 | Hernando | 31,374 | $94k | 14.8 mi |
| 38115 | Memphis, TN | 38,491 | $46k | 8.6 mi (near) |
| 38119 | Memphis, TN | 23,464 | $89k | 10.2 mi (near) |
| 38138 | Germantown, TN | 25,167 | $136k | 10.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.