Residential delivery area · Tennessee

ZIP Code 38125: Memphis, TN

ZIP code 38125 uses the postal name Memphis, Tennessee and lies entirely in Shelby County (Census 2020 ZIP-county file). About 43,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Memphis's 29 residential ZIP codes. Median household income is $86,162 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Memphis (17%) and Germantown (6%), and 4% in smaller places; 73% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Tennessee, Alabama, Florida, Georgia, Mississippi and Armed Forces Americas
381sectional center: Memphis, TN (SCF 380)
25delivery area within it
Town
Memphis · 29 residential ZIPs
Census places
Memphis (17%); Germantown (6%)
Metro area
Memphis, TN-MS-AR
House districts
TN-9 (89%), TN-8 (11%) 119th Congress, by share of land
Time zone
Central
Land area
19.0 sq mi · 2,267 people per sq mi
PO Box ZIPs
32 more ZIP codes use the name Memphis for PO boxes or single organizations

Where is ZIP code 38125?

38125 centers on 35.025°, -89.789° and covers 19.0 square miles of land. It borders 6 ZIP codes: 38141, 38138, 38115, 38119, 38654, 38017.

38017 · Collierville38115 · Memphis38119 · Memphis38138 · Germantown38141 · Memphis38654 · Olive Branch38125 · Memphis (this ZIP)38125380173813838119381153814138017 · Collierville38115 · Memphis38119 · Memphis38138 · Germantown38141 · Memphis38654 · Olive Branch38125 · Memphis (this ZIP)381253813838119381153814138017 · Collierville38115 · Memphis38119 · Memphis38138 · Germantown38141 · Memphis38654 · Olive Branch38125 · Memphis (this ZIP)3812538138381193811538141
Shaded by median household income, in national fifths (ACS 2020-2024); 38125 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 38125, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 38125 compare with the rest of Memphis?

Rank of 38125 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure38125In MemphisIn Shelby CountyIn TN
People (ACS 2020-2024)43,0712nd of 295th of 4127th of 636
Median household income$86k4th of 2311th of 3377th of 425
Median home value$251k9th of 2417th of 34185th of 436

Its median household income is higher than in 69% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 38125?

The 2020 Census counted 40,970 people in 38125; the ACS, which samples households over 2020-2024, estimates 43,071. Between the 2010 and 2020 censuses its population grew 13.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
43,071
2020 Census count
40,970+13.3% since 2010 (36,150)
Households
15,888
Median age
34.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 38125?

Of the 43,071 people the ACS estimates in 38125, 24.0% are under 18 and 10.5% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (76.3%), then White (not Hispanic) (10.2%).

  • Under 1824.0%
  • 18 to 6465.6%
  • 65 and older10.5%
Age of the people of 38125 (ACS 2020-2024, B01001)
  • Black, not Hispanic76.3%
  • White, not Hispanic10.2%
  • Hispanic or Latino6.3%
  • Other or two or more3.8%
  • Asian, not Hispanic3.4%
Race and Hispanic origin in 38125 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 38125 earn?

Median household income is $86,162 (ACS 2020-2024), the 11th highest of the 33 ranked ZIP codes in Shelby County. It is not measurably different from 2015-2019 ($80,656 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$86,162
Income per person
$39,115
Below the poverty line
10.7%
Unemployed (of the labor force)
10.0%
Adults 25+ with a bachelor's degree
34.0%
Adjusted gross income per tax return, 2022
$65,35820,860 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 38125?

FHFA's house price index for 38125, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 42% from 2020 to 2025, and moved −2.3% in 2025.

Median home value (owners' estimate)
$251,100
Median gross rent
$1,581
Homes owned by their occupants
53.5%
Housing units
16,732
0 100 200 300 400 197919902000201020202025 0 100 200 300 400 197919902000201020202025 0 100 200 300 400 197919902000201020202025
Index = 100 in 1979, the first year FHFA reports for 38125; 2025: 373.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 38125?

835 business establishments had a location in this ZIP code in 2023, 26 more than in 2018; the most are in transportation and warehousing (ZIP Code Business Patterns).

  • Transportation and warehousing136
  • Management of companies and enterprises112
  • Retail trade96
  • Accommodation and food services89
  • Health care and social assistance65
  • Finance and insurance60

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 38125?

ZIP codes that share a boundary with 38125, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
38141Memphis23,952$61k3.8 mi
38138Germantown25,167$136k4.1 mi
38115Memphis38,491$46k4.6 mi
38119Memphis23,464$89k4.9 mi
38654Olive Branch, MS57,898$103k6.5 mi
38017Collierville56,826$139k8.2 mi
38139Germantown16,466$179k4.4 mi (near)
38120Memphis13,309$124k7.7 mi (near)
38118Memphis39,107$43k7.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.