PlainZIP

Memphis, TN · standard

ZIP Code 38125

Shelby County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,150
732/sq mi
$86,162
Median income
$251,100
Median home value
34.0%
Bachelor's or higher

The verdict

Memphis pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 31%
household income, US ZIPs
Top 42%
home value, US ZIPs
732
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38125 against every reporting US ZIP.

ZIP code 38125 is a densely settled ZIP (a standard USPS delivery area) in Memphis, Shelby County, Tennessee, with 36,150 residents across 49.4 square miles, a density of 732 people per square mile, in the Chicago time zone.

ZIP 38125 lands in the middle-income range, with a median household income of $86,162 (30% above the Tennessee average), while per-capita income is $39,115. Local economic indicators show a 10.7% poverty rate alongside 9.9% unemployment. The typical home here is valued at $251,100 (1% above the state average); renters pay a median of $1,581 monthly, and 53.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 34.0% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 38125, plus 6 more within Shelby County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38125

Top 5 sectors by establishment count in Memphis, TN

Which industries have the most business establishments in ZIP 38125.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38125, Memphis, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,150

Population

49.4

Area (sq mi)

732

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38125?

34.3

Median Age

44.8%

Male

55.2%

Female

6.0%

Foreign-Born

White 10.4%
African American 76.4%
Asian 3.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,162

Median Household Income

+30% vs state

$39,115

Per Capita Income

10.7%

Poverty Rate

9.9%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 38125 ranks nationally

Memphis, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,162 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 34.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,732

Total Housing Units

15,888

Occupied Units

844

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 53.5%
Renter 46.5%

$251,100

Median Home Value

+1% vs state

$1,581

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.7%

YoY Change (2024)

191

HPI Index (2000 = 100)

+91%

Total Change Since 2000

Home values in ZIP 38125 have decreased 0.7% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 131
2021 +14.8% 151
2022 +18.4% 178
2023 +7.6% 192
2024 -0.7% 191

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 835 business establishments in ZIP 38125, employing approximately 18,079 people with a combined annual payroll of $1,416,297,000.

835

Businesses

18,079

Employees

$1.4B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 136 16.3%
Management of companies and enterprises 112 13.4%
Retail trade 96 11.5%
Accommodation and food services 89 10.7%
Health care and social assistance 65 7.8%
Finance and insurance 60 7.2%
Other services (except public administration) 54 6.5%
Professional, scientific, and technical services 53 6.3%
Administrative and support and waste management and remediation services 45 5.4%
Real estate and rental and leasing 35 4.2%
Construction 30 3.6%
Wholesale trade 19 2.3%
Information 17 2.0%
Educational services 10 1.2%
Arts, entertainment, and recreation 10 1.2%
Manufacturing 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38125 vs 38138 →

ZIP 38125 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38125 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38125 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38125 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38138 Germantown, TN 24,045 4.1 mi
38141 Memphis, TN 22,462 3.8 mi
38139 Germantown, TN 16,086 4.5 mi
38115 Memphis, TN 39,129 4.7 mi
38119 Memphis, TN 22,330 4.9 mi
38654 Olive Branch, MS 45,956 6.6 mi
38018 Cordova, TN 35,059 7.9 mi
38118 Memphis, TN 41,465 8.1 mi
38120 Memphis, TN 14,237 7.6 mi
38017 Collierville, TN 48,642 8.3 mi

More ZIP Codes in Shelby County

38017 standard
Collierville, TN
Pop: 48,642
38109 standard
Memphis, TN
Pop: 46,594
38127 standard
Memphis, TN
Pop: 45,248
38128 standard
Memphis, TN
Pop: 44,863
38016 standard
Cordova, TN
Pop: 43,079
38134 standard
Memphis, TN
Pop: 41,948

Related Areas

Shelby County Memphis, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38125 in? ▼
ZIP code 38125 (Memphis) is located in Shelby County, Tennessee. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-tn.
What is the population of ZIP code 38125? ▼
ZIP code 38125 in Memphis, TN has a population of 36,150 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38125? ▼
The median household income in ZIP 38125 is $86,162, which is 13% above the national average of $76,288.
What is the average home value in ZIP 38125? ▼
The median home value in ZIP 38125 is $251,100, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 38125? ▼
The largest racial group in ZIP 38125 is African American at 76.4%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 38125? ▼
ZIP code 38125 has 835 business establishments employing approximately 18,079 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38125? ▼
The top industries by establishment count in ZIP 38125 are: Transportation and warehousing (136), Management of companies and enterprises (112), Retail trade (96). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 38125? ▼
According to the FHFA House Price Index, home values in ZIP 38125 decreased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38125? ▼
In ZIP code 38125, 55.3% of residents aged 25+ have a high school diploma or higher, and 34.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38125? ▼
The mean commute time for workers in ZIP code 38125 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38125? ▼
In ZIP code 38125, approximately 53.5% of occupied housing units are owner-occupied and 46.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38125? ▼
The poverty rate in ZIP code 38125 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.