Memphis, TN
Multi-ZIP Census mosaic for Memphis, TN: 28 delivery areas, combined population 697,385. Sort the ZIP table by population before trusting any single city average (ACS 2023 5-Year Estimates).
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet MEMPHIS-TN · Memphis, TN 28 ZIPs · 697,385 pop · #19116/25278 · Shelby County
INC-MID · RANK-LOWER · PHOTO-FINISH · BOOK-WIDE · OWN-LOW · POP-MAJOR · SPREAD-SPLIT · HOME-LOW
- INC-MID $57,170
- RANK-LOWER #19116/25278
- PHOTO-FINISH ≈ Millington
- BOOK-WIDE 28 ZIPs
- OWN-LOW 47% owners
- POP-MAJOR 697,385
- SPREAD-SPLIT 38126→38120
- HOME-LOW $189,984
Nearest income peer: Millington, TN (+ $1,024 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Memphis
Lowest/highest poles plus county-sharing cities nearest Memphis on average ZIP median household income. Full ladder: /cities.
- Memphis · this city · lowest $57,170
Memphis · this city · lowest
$57,170 median HH income
- Millington · near $58,194
Millington · near
$58,194 median HH income
- Cordova · near
Cordova · near
$83,287 median HH income
- Arlington · near
Arlington · near
$116,895 median HH income
- Collierville · near
Collierville · near
$138,677 median HH income
- Germantown · highest
Germantown · highest
$157,479 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Memphis, TN sits among US cities with one of the lowest household incomes among US cities, on a major-metro population base, across a multi-ZIP patchwork.
- 24th pct
- household income vs 25,278 US cities
- 697,385
- city population (Census)
- 28
- USPS ZIP codes covered
- $57,170
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Lower household-income footing ($57,170 average) with poverty near 25.6% and unemployment 8.8% across 28 ZIPs. Start from the most populated ZIP rather than treating the city mean as a uniform cost of living.
Every one of the 5 cities sharing Shelby County reports a higher average ZIP median income than Memphis, Cordova, Collierville and Germantown among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Germantown marks the far end of that range at $157,479, 175% above Memphis.
Within-city ZIP comparison
Where the ZIP codes inside Memphis differ
Memphis's city average masks two linked splits. Median household income runs from $30,071 in ZIP 38126 to $123,538 in ZIP 38120, while home values span $59,300 in 38126 to $460,700 in 38120. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.
- Income high-to-low ratio
- 4.1×
- Home-value high-to-low ratio
- 7.8×
- Poverty-rate spread
- 92.5 points
38126 to 38120
38126 to 38120
38133 to 38132
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Memphis residents fan out across many ZIPs
Population is spread across 28 codes in Memphis. The densest, 38109, still represents only about 7% of the 697,385 residents, so no single ZIP stands in for the city.
Census ZBP business roll-up
Mid-density employers across Memphis's ZIP mosaic
Citywide ZBP: 14,046 establishments, 346,974 employees , annual payroll $22,587,415k (~20 establishments per 1,000 residents) across 28 of 28 ZIPs. Peak business ZIP 38118 (1,387 units) ; leading NAICS Retail trade (2,223) · also Health care and social assistance · Accommodation and food services .
ZIP Codes in Memphis, TN
These ZIP codes sit in Shelby County, which covers 37 ZIP codes in all; 28 of them fall in Memphis. See the Shelby County roll-up →
Every one of the 5 cities sharing Shelby County reports a higher average ZIP median income than Memphis, Cordova, Collierville and Germantown among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Germantown marks the far end of that range at $157,479, 175% above Memphis.
Side-by-side: Compare 38109 vs 38127 →
| ZIP Code | Population | Median income | Establishments | Density |
|---|---|---|---|---|
| 38109 | 46,594 | $37,496 | 312 | 267 |
| 38127 | 45,248 | $36,901 | 291 | 465 |
| 38128 | 44,863 | $47,645 | 439 | 733 |
| 38134 | 41,948 | $60,622 | 1,265 | 871 |
| 38111 | 41,742 | $52,589 | 527 | 1,628 |
| 38118 | 41,465 | $43,446 | 1,387 | 513 |
| 38116 | 40,404 | $42,183 | 810 | 821 |
| 38115 | 39,129 | $45,636 | 730 | 1,761 |
| 38125 | 36,150 | $86,162 | 835 | 732 |
| 38135 | 30,657 | $97,282 | 134 | 926 |
| 38106 | 27,222 | $30,232 | 287 | 405 |
| 38114 | 26,905 | $34,206 | 279 | 1,377 |
| 38117 | 26,125 | $85,633 | 825 | 1,079 |
| 38122 | 25,270 | $48,710 | 437 | 1,294 |
| 38104 | 23,409 | $58,117 | 903 | 1,773 |
| 38141 | 22,462 | $60,817 | 276 | 1,111 |
| 38119 | 22,330 | $89,289 | 980 | 976 |
| 38133 | 20,787 | $81,659 | 866 | 634 |
| 38108 | 18,729 | $36,257 | 139 | 1,032 |
| 38107 | 17,698 | $35,265 | 138 | 1,265 |
| 38112 | 17,472 | $55,207 | 338 | 1,500 |
| 38120 | 14,237 | $123,538 | 604 | 570 |
| 38103 | 12,180 | $76,278 | 834 | 1,781 |
| 38126 | 7,334 | $30,071 | 124 | 1,559 |
| 38105 | 6,184 | $34,015 | 134 | 1,403 |
| 38152 | 834 | n/a | 26 | 6,257 |
| 38132 | 7 | n/a | 94 | 4 |
| 38131 | 0 | n/a | 32 | n/a |
Memphis roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Memphis, .