PlainZIP

Memphis, TN · standard

ZIP Code 38105

Shelby County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,184
1,403/sq mi
$34,015
Median income
$90,200
Median home value
25.6%
Bachelor's or higher

The verdict

Memphis pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.

3th pct
household income, US ZIPs
7th pct
home value, US ZIPs
1,403
people per sq mi
14%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38105 against every reporting US ZIP.

ZIP code 38105 is a mid-sized community (a standard USPS delivery area) in Memphis, Shelby County, Tennessee, home to 6,184 residents across 4.4 square miles, a density of 1,403 people per square mile, in the Chicago time zone.

ZIP 38105 sits on the lower end of the income spectrum: median household income is $34,015 (49% below the Tennessee average), while per-capita income is $29,538. Local economic indicators show a 25.8% poverty rate alongside 8.0% unemployment. The typical home here is valued at $90,200 (64% below the state average); renters pay a median of $997 monthly, and 13.5% of units are owner-occupied.

Educational attainment sits below the national norm: 25.6% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 38105 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38105

Top 5 sectors by establishment count in Memphis, TN

Which industries have the most business establishments in ZIP 38105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38105, Memphis, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,184

Population

4.4

Area (sq mi)

1,403

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38105?

40.2

Median Age

45.6%

Male

54.4%

Female

11.3%

Foreign-Born

White 14.9%
African American 72.1%
Asian 5.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 6.5%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$34,015

Median Household Income

-49% vs state

$29,538

Per Capita Income

25.8%

Poverty Rate

8.0%

Unemployment Rate

How ZIP 38105 ranks nationally

Memphis, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$34,015 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 25.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,269

Total Housing Units

3,242

Occupied Units

1,027

Vacant Units

1.65

Avg Household Size

Occupancy Type

Owner 13.5%
Renter 86.5%

$90,200

Median Home Value

-64% vs state

$997

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 134 business establishments in ZIP 38105, employing approximately 8,712 people with a combined annual payroll of $812,038,000.

134

Businesses

8,712

Employees

$812.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 31 23.1%
Health care and social assistance 24 17.9%
Accommodation and food services 23 17.2%
Retail trade 10 7.5%
Real estate and rental and leasing 10 7.5%
Professional, scientific, and technical services 10 7.5%
Finance and insurance 9 6.7%
Construction 4 3.0%
Manufacturing 4 3.0%
Educational services 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38105 vs 38103 →

ZIP 38105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38105 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38105 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38103 Memphis, TN 12,180 1.2 mi
38107 Memphis, TN 17,698 1.5 mi
38126 Memphis, TN 7,334 1.7 mi
38104 Memphis, TN 23,409 2.2 mi
38112 Memphis, TN 17,472 3.3 mi
38108 Memphis, TN 18,729 4.1 mi
38114 Memphis, TN 26,905 4.7 mi
38127 Memphis, TN 45,248 6.1 mi
38106 Memphis, TN 27,222 4.9 mi
38132 Memphis, TN 7 5.8 mi

More ZIP Codes in Shelby County

38017 standard
Collierville, TN
Pop: 48,642
38109 standard
Memphis, TN
Pop: 46,594
38127 standard
Memphis, TN
Pop: 45,248
38128 standard
Memphis, TN
Pop: 44,863
38016 standard
Cordova, TN
Pop: 43,079
38134 standard
Memphis, TN
Pop: 41,948

Related Areas

Shelby County Memphis, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38105 in? ▼
ZIP code 38105 (Memphis) is located in Shelby County, Tennessee. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-tn.
What is the population of ZIP code 38105? ▼
ZIP code 38105 in Memphis, TN has a population of 6,184 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38105? ▼
The median household income in ZIP 38105 is $34,015, which is 55% below the national average of $76,288.
What is the average home value in ZIP 38105? ▼
The median home value in ZIP 38105 is $90,200, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 38105? ▼
The largest racial group in ZIP 38105 is African American at 72.1%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 38105? ▼
ZIP code 38105 has 134 business establishments employing approximately 8,712 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38105? ▼
The top industries by establishment count in ZIP 38105 are: Other services (except public administration) (31), Health care and social assistance (24), Accommodation and food services (23). There are 10 industry sectors represented in total.
What is the education level in ZIP code 38105? ▼
In ZIP code 38105, 54.2% of residents aged 25+ have a high school diploma or higher, and 25.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38105? ▼
In ZIP code 38105, approximately 13.5% of occupied housing units are owner-occupied and 86.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38105? ▼
The poverty rate in ZIP code 38105 is 25.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.