Residential delivery area · Tennessee
ZIP Code 38103: Memphis, TN
ZIP code 38103 is in Memphis, Tennessee, entirely in Shelby County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the 21st most populous of Memphis's 29 residential ZIP codes. Median household income is $76,278 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Memphis · 29 residential ZIPs
- County
- Shelby County
- Census places
- Memphis
- Metro area
- Memphis, TN-MS-AR
- House district
- TN-9 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 2.7 sq mi · 5,478 people per sq mi
- PO Box ZIPs
- 32 more ZIP codes use the name Memphis for PO boxes or single organizations
Where is ZIP code 38103?
38103 centers on 35.156°, -90.055° and covers 2.7 square miles of land plus 1.4 of water. It borders 8 ZIP codes: 38105, 38107, 38126, 38104, 38106, 38127, 72301, 72364.
The map draws ZIP code areas only. For the streets inside 38103, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38103 compare with the rest of Memphis?
| Measure | 38103 | In Memphis | In Shelby County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 14,534 | 21st of 29 | 28th of 41 | 169th of 636 |
| Median household income | $76k | 7th of 23 | 15th of 33 | 120th of 425 |
| Median home value | $397k | 2nd of 24 | 7th of 34 | 54th of 436 |
Its median household income is higher than in 57% of U.S. residential ZIP codes, and it is denser than 95% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38103?
The 2020 Census counted 14,739 people in 38103; the ACS, which samples households over 2020-2024, estimates 14,534. Between the 2010 and 2020 censuses its population grew 21.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,534
- 2020 Census count
- 14,739+21.0% since 2010 (12,180)
- Households
- 8,372
- Median age
- 35.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38103?
Of the 14,534 people the ACS estimates in 38103, 5.8% are under 18 and 9.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (59.5%), then Black (not Hispanic) (25.8%).
- Under 185.8%
- 18 to 6484.6%
- 65 and older9.7%
- White, not Hispanic59.5%
- Black, not Hispanic25.8%
- Asian, not Hispanic7.4%
- Hispanic or Latino4.1%
- Other or two or more3.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38103 earn?
Median household income is $76,278 (ACS 2020-2024), the 15th highest of the 33 ranked ZIP codes in Shelby County. It fell from $89,386 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $76,278±$7,640
- Income per person
- $74,744
- Below the poverty line
- 9.8%
- Unemployed (of the labor force)
- 2.1%
- Adults 25+ with a bachelor's degree
- 61.6%
- Adjusted gross income per tax return, 2022
- $163,4646,340 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38103?
- Median home value (owners' estimate)
- $397,300
- Median gross rent
- $1,661
- Homes owned by their occupants
- 31.7%
- Housing units
- 9,303
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38103?
834 business establishments had a location in this ZIP code in 2023, 22 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services175
- Accommodation and food services157
- Other services (except public administration)91
- Health care and social assistance56
- Real estate and rental and leasing52
- Finance and insurance49
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38103?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38105 | Memphis | 5,534 | $34k | 1.2 mi |
| 38107 | Memphis | 13,912 | $35k | 2.0 mi |
| 38126 | Memphis | 5,946 | $30k | 2.1 mi |
| 38104 | Memphis | 22,634 | $58k | 3.3 mi |
| 38106 | Memphis | 20,962 | $30k | 4.0 mi |
| 38127 | Memphis | 39,541 | $37k | 6.2 mi |
| 72301 | West Memphis, AR | 23,959 | $43k | 7.2 mi |
| 72364 | Marion, AR | 16,034 | $75k | 8.6 mi |
| 38112 | Memphis | 16,809 | $55k | 4.5 mi (near) |
| 38108 | Memphis | 17,562 | $36k | 5.4 mi (near) |
| 38114 | Memphis | 20,298 | $34k | 5.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.