Residential delivery area · Tennessee
ZIP Code 38104: Memphis, TN
ZIP code 38104 is in Memphis, Tennessee, entirely in Shelby County (Census 2020 ZIP-county file). About 23,000 people live there (Census Bureau, ACS 2020-2024), the 15th most populous of Memphis's 29 residential ZIP codes. Median household income is $58,117 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Memphis · 29 residential ZIPs
- County
- Shelby County
- Census places
- Memphis
- Neighborhoods
- Annesdale Park, Annesdale-Snowden, Morningside Park, Rosemary Lane, Stonewall Place GeoNames
- Metro area
- Memphis, TN-MS-AR
- House district
- TN-9 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 5.0 sq mi · 4,571 people per sq mi
- PO Box ZIPs
- 32 more ZIP codes use the name Memphis for PO boxes or single organizations
Where is ZIP code 38104?
38104 centers on 35.133°, -90.004° and covers 5.0 square miles of land. It borders 8 ZIP codes: 38112, 38105, 38126, 38114, 38107, 38106, 38103, 38111.
The map draws ZIP code areas only. For the streets inside 38104, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 38104 compare with the rest of Memphis?
| Measure | 38104 | In Memphis | In Shelby County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 22,634 | 15th of 29 | 21st of 41 | 105th of 636 |
| Median household income | $58k | 10th of 23 | 20th of 33 | 272nd of 425 |
| Median home value | $317k | 3rd of 24 | 9th of 34 | 110th of 436 |
Its median household income is higher than in 26% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38104?
The 2020 Census counted 22,584 people in 38104; the ACS, which samples households over 2020-2024, estimates 22,634. Between the 2010 and 2020 censuses its population fell 3.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 22,634
- 2020 Census count
- 22,584−3.5% since 2010 (23,409)
- Households
- 12,863
- Median age
- 37.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38104?
Of the 22,634 people the ACS estimates in 38104, 12.9% are under 18 and 15.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (59.5%), then Black (not Hispanic) (28.7%).
- Under 1812.9%
- 18 to 6471.8%
- 65 and older15.4%
- White, not Hispanic59.5%
- Black, not Hispanic28.7%
- Hispanic or Latino5.5%
- Other or two or more3.7%
- Asian, not Hispanic2.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38104 earn?
Median household income is $58,117 (ACS 2020-2024), the 20th highest of the 33 ranked ZIP codes in Shelby County. It rose from $51,161 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $58,117
- Income per person
- $53,836
- Below the poverty line
- 16.0%
- Unemployed (of the labor force)
- 4.3%
- Adults 25+ with a bachelor's degree
- 51.3%
- Adjusted gross income per tax return, 2022
- $105,0889,950 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38104?
FHFA's house price index for 38104, built from repeat sales and appraisals of the same homes, rose 53% from 2015 to 2025 and rose 14% from 2020 to 2025, and moved −3.8% in 2025.
- Median home value (owners' estimate)
- $317,200
- Median gross rent
- $1,112
- Homes owned by their occupants
- 38.0%
- Housing units
- 14,392
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38104?
903 business establishments had a location in this ZIP code in 2023, 32 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance186
- Accommodation and food services148
- Retail trade114
- Other services (except public administration)98
- Professional, scientific, and technical services82
- Finance and insurance43
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38104?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38112 | Memphis | 16,809 | $55k | 1.9 mi |
| 38105 | Memphis | 5,534 | $34k | 2.2 mi |
| 38126 | Memphis | 5,946 | $30k | 2.3 mi |
| 38114 | Memphis | 20,298 | $34k | 2.7 mi |
| 38107 | Memphis | 13,912 | $35k | 2.8 mi |
| 38106 | Memphis | 20,962 | $30k | 2.9 mi |
| 38103 | Memphis | 14,534 | $76k | 3.3 mi |
| 38111 | Memphis | 41,934 | $53k | 3.8 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.