ZIP Code 38104

ZIP code 38104 is classified by USPS as a standard delivery area and covers roughly 13.2 square miles in Memphis, Shelby County, Tennessee. The area is home to 23,409 residents, producing a population density of 1,773 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38104 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38104 sits at $58,117 (13% below the Tennessee average), while per-capita income is $53,836. The poverty rate stands at 16.0% and the unemployment rate at 4.3%. On housing, the median home value is $317,200 (28% above the state average) with median rent at $1,112 per month, and 38.0% of occupied units are owner-occupied, a direct signal of whether 38104 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.3% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 38104 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →