PlainZIP

Memphis, TN · standard

ZIP Code 38108

Shelby County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,729
1,032/sq mi
$36,257
Median income
$71,200
Median home value
8.9%
Bachelor's or higher

The verdict

Memphis pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

4th pct
household income, US ZIPs
3th pct
home value, US ZIPs
1,032
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38108 against every reporting US ZIP.

ZIP code 38108 is a mid-sized community (a standard USPS delivery area) in Memphis, Shelby County, Tennessee, home to 18,729 residents across 18.1 square miles, a density of 1,032 people per square mile, in the Chicago time zone.

ZIP 38108 sits on the lower end of the income spectrum: median household income is $36,257 (45% below the Tennessee average), while per-capita income is $20,213. The poverty rate stands at 28.5% and the unemployment rate at 9.7%. Housing costs here run $71,200 for a typical home value (71% below the state average), with rent averaging $902 a month; 46.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.9% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 38108, plus 6 more within Shelby County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38108

Top 5 sectors by establishment count in Memphis, TN

Which industries have the most business establishments in ZIP 38108.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38108, Memphis, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,729

Population

18.1

Area (sq mi)

1,032

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38108?

35.5

Median Age

49.3%

Male

50.7%

Female

16.3%

Foreign-Born

White 17.1%
African American 55.5%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 27.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,257

Median Household Income

-45% vs state

$20,213

Per Capita Income

28.5%

Poverty Rate

9.7%

Unemployment Rate

24.8 min

Mean Commute Time

How ZIP 38108 ranks nationally

Memphis, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,257 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.0%
Bachelor's Degree or Higher 8.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,714

Total Housing Units

6,508

Occupied Units

1,206

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 46.0%
Renter 54.0%

$71,200

Median Home Value

-71% vs state

$902

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 139 business establishments in ZIP 38108, employing approximately 3,431 people with a combined annual payroll of $251,932,000.

139

Businesses

3,431

Employees

$251.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 34 24.5%
Other services (except public administration) 20 14.4%
Manufacturing 19 13.7%
Wholesale trade 16 11.5%
Transportation and warehousing 12 8.6%
Health care and social assistance 9 6.5%
Accommodation and food services 9 6.5%
Construction 6 4.3%
Professional, scientific, and technical services 3 2.2%
Management of companies and enterprises 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38108 vs 38112 →

ZIP 38108 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38108 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38108 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38108 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38112 Memphis, TN 17,472 2.0 mi
38107 Memphis, TN 17,698 3.1 mi
38122 Memphis, TN 25,270 3.0 mi
38104 Memphis, TN 23,409 3.6 mi
38152 Memphis, TN 834 4.2 mi
38105 Memphis, TN 6,184 4.1 mi
38111 Memphis, TN 41,742 4.8 mi
38128 Memphis, TN 44,863 4.2 mi
38114 Memphis, TN 26,905 5.6 mi
38103 Memphis, TN 12,180 5.1 mi

More ZIP Codes in Shelby County

38017 standard
Collierville, TN
Pop: 48,642
38109 standard
Memphis, TN
Pop: 46,594
38127 standard
Memphis, TN
Pop: 45,248
38128 standard
Memphis, TN
Pop: 44,863
38016 standard
Cordova, TN
Pop: 43,079
38134 standard
Memphis, TN
Pop: 41,948

Related Areas

Shelby County Memphis, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38108 in? ▼
ZIP code 38108 (Memphis) is located in Shelby County, Tennessee. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-tn.
What is the population of ZIP code 38108? ▼
ZIP code 38108 in Memphis, TN has a population of 18,729 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38108? ▼
The median household income in ZIP 38108 is $36,257, which is 52% below the national average of $76,288.
What is the average home value in ZIP 38108? ▼
The median home value in ZIP 38108 is $71,200, which is 74% below the national average of $278,155.
What is the demographic makeup of ZIP 38108? ▼
The largest racial group in ZIP 38108 is African American at 55.5%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 38108? ▼
ZIP code 38108 has 139 business establishments employing approximately 3,431 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38108? ▼
The top industries by establishment count in ZIP 38108 are: Retail trade (34), Other services (except public administration) (20), Manufacturing (19). There are 10 industry sectors represented in total.
What is the education level in ZIP code 38108? ▼
In ZIP code 38108, 42.0% of residents aged 25+ have a high school diploma or higher, and 8.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38108? ▼
The mean commute time for workers in ZIP code 38108 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38108? ▼
In ZIP code 38108, approximately 46.0% of occupied housing units are owner-occupied and 54.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38108? ▼
The poverty rate in ZIP code 38108 is 28.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.