Memphis, TN · standard
ZIP Code 38108
Shelby County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,729
- 1,032/sq mi High-density area
- $36,257
- Median income Below-median income area
- $71,200
- Median home value Below-median home value
- 8.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Memphis pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 4th pct
- household income, US ZIPs
- 3rd pct
- home value, US ZIPs
- 1,032
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38108 against every reporting US ZIP.
ZIP code 38108 is a mid-sized community (a standard USPS delivery area) in Memphis, Shelby County, Tennessee, home to 18,729 residents across 18.1 square miles, a density of 1,032 people per square mile, in the Chicago time zone.
ZIP 38108 sits on the lower end of the income spectrum: median household income is $36,257 (45% below the average Tennessee ZIP), while per-capita income is $20,213. The poverty rate is 28.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $71,200 (71% below the average Tennessee ZIP), and median rent is $902; owner occupancy is 46.0%.
Formal educational attainment runs low here: just 8.9% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Shelby County, so 38108 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38108
Top 5 sectors by establishment count in Memphis, TN
Which industries have the most business establishments in ZIP 38108.
- Retail trade
Retail trade
34 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Manufacturing
Manufacturing
19 establishments
- Wholesale trade
Wholesale trade
16 establishments
- Transportation and warehousing 12
Transportation and warehousing
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38108, Memphis, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,729
Population
18.1
Area (sq mi)
1,032
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38108?
35.5
Median Age
49.3%
Male
50.7%
Female
16.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$36,257
Median Household Income
-45% vs state ZIP avg
$20,213
Per Capita Income
28.5%
Poverty Rate
9.7%
Unemployment Rate
24.8 min
Mean Commute Time
How ZIP 38108 ranks among Tennessee ZIPs
Memphis, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$36,257 5th percentile higher than 5% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,714housing units
7,714
Total Housing Units
6,508
Occupied Units
1,206
Vacant Units
2.69
Avg Household Size
Occupancy Type
$71,200
Median Home Value
-71% vs state ZIP avg
$902
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 139 business establishments in ZIP 38108, employing approximately 3,431 people with a combined annual payroll of $251,932,000.
139
Businesses
3,431
Employees
$251.9M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 34 | 24.5% |
| Other services (except public administration) | 20 | 14.4% |
| Manufacturing | 19 | 13.7% |
| Wholesale trade | 16 | 11.5% |
| Transportation and warehousing | 12 | 8.6% |
| Health care and social assistance | 9 | 6.5% |
| Accommodation and food services | 9 | 6.5% |
| Construction | 6 | 4.3% |
| Professional, scientific, and technical services | 3 | 2.2% |
| Management of companies and enterprises | 3 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38108 vs 38112 →
ZIP 38108 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38128
Memphis (38128)
44,863 residents
- 38111
Memphis (38111)
41,742 residents
- 38114
Memphis (38114)
26,905 residents
- 38122
Memphis (38122)
25,270 residents
- 38104
Memphis (38104)
23,409 residents
- 38108
Memphis (38108)
18,729 residents
- 38107 17,698
Memphis (38107)
17,698 residents
- 38112 17,472
Memphis (38112)
17,472 residents
- 38103 12,180
Memphis (38103)
12,180 residents
What this shows Among its immediate neighbors, ZIP 38108 ranks #6 by population - useful context the national average alone can't give.
ZIP 38108 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38103
Memphis (38103)
$76,278 median income
- 38104
Memphis (38104)
$58,117 median income
- 38112
Memphis (38112)
$55,207 median income
- 38111
Memphis (38111)
$52,589 median income
- 38122
Memphis (38122)
$48,710 median income
- 38128
Memphis (38128)
$47,645 median income
- 38108
Memphis (38108)
$36,257 median income
- 38107
Memphis (38107)
$35,265 median income
- 38114
Memphis (38114)
$34,206 median income
What this shows By household income, ZIP 38108 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38112 | Memphis, TN | 17,472 | 2.0 mi |
| 38107 | Memphis, TN | 17,698 | 3.1 mi |
| 38122 | Memphis, TN | 25,270 | 3.0 mi |
| 38104 | Memphis, TN | 23,409 | 3.6 mi |
| 38152 | Memphis, TN | 834 | 4.2 mi |
| 38105 | Memphis, TN | 6,184 | 4.1 mi |
| 38111 | Memphis, TN | 41,742 | 4.8 mi |
| 38128 | Memphis, TN | 44,863 | 4.2 mi |
| 38114 | Memphis, TN | 26,905 | 5.6 mi |
| 38103 | Memphis, TN | 12,180 | 5.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38108, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,729 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 38108 in?
ZIP code 38108 (Memphis) is located in Shelby County, Tennessee. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-tn.
What is the population of ZIP code 38108?
ZIP code 38108 in Memphis, TN has a population of 18,729 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38108?
The median household income in ZIP 38108 is $36,257, which is 52% below the national average of $76,288.
What is the average home value in ZIP 38108?
The median home value in ZIP 38108 is $71,200, which is 74% below the national average of $278,155.
What is the demographic makeup of ZIP 38108?
The largest racial group in ZIP 38108 is African American at 55.5%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 38108?
ZIP code 38108 has 139 business establishments employing approximately 3,431 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38108?
The top industries by establishment count in ZIP 38108 are: Retail trade (34), Other services (except public administration) (20), Manufacturing (19). There are 10 industry sectors represented in total.
What is the education level in ZIP code 38108?
In ZIP code 38108, 42.0% of residents aged 25+ have a high school diploma or higher, and 8.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38108?
The mean commute time for workers in ZIP code 38108 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38108?
In ZIP code 38108, approximately 46.0% of occupied housing units are owner-occupied and 54.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38108?
The poverty rate in ZIP code 38108 is 28.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38108's numbers, next.
- See how ZIP 38108 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Memphis, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.