Residential delivery area · Tennessee
ZIP Code 38138: Germantown, TN
ZIP code 38138 is in Germantown, Tennessee, entirely in Shelby County (Census 2020 ZIP-county file). About 25,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Germantown's 2 residential ZIP codes. Median household income is $136,297 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Germantown · 2 residential ZIPs
- County
- Shelby County
- Census places
- Germantown
- Metro area
- Memphis, TN-MS-AR
- House district
- TN-8 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 11.9 sq mi · 2,122 people per sq mi
- PO Box ZIPs
- 38183 also use the name Germantown
Where is ZIP code 38138?
38138 centers on 35.085°, -89.799° and covers 11.9 square miles of land. It borders 6 ZIP codes: 38139, 38119, 38120, 38018, 38125, 38017.
The map draws ZIP code areas only. For the streets inside 38138, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38138 compare with the rest of Germantown?
| Measure | 38138 | In Germantown | In Shelby County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 25,167 | 1st of 2 | 18th of 41 | 91st of 636 |
| Median household income | $136k | 2nd of 2 | 4th of 33 | 11th of 425 |
| Median home value | $430k | 2nd of 2 | 5th of 34 | 41st of 436 |
Its median household income is higher than in 94% of U.S. residential ZIP codes, and it is denser than 85% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38138?
The 2020 Census counted 25,837 people in 38138; the ACS, which samples households over 2020-2024, estimates 25,167. Between the 2010 and 2020 censuses its population grew 7.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 25,167
- 2020 Census count
- 25,837+7.5% since 2010 (24,045)
- Households
- 10,211
- Median age
- 44.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38138?
Of the 25,167 people the ACS estimates in 38138, 24.8% are under 18 and 26.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (83.8%).
- Under 1824.8%
- 18 to 6448.3%
- 65 and older26.8%
- White, not Hispanic83.8%
- Asian, not Hispanic5.3%
- Black, not Hispanic5.2%
- Other or two or more3.4%
- Hispanic or Latino2.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38138 earn?
Median household income is $136,297 (ACS 2020-2024), the 4th highest of the 33 ranked ZIP codes in Shelby County. It is not measurably different from 2015-2019 ($129,192 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $136,297
- Income per person
- $70,818
- Below the poverty line
- 3.6%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 69.1%
- Adjusted gross income per tax return, 2022
- $166,20912,310 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38138?
FHFA's house price index for 38138, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 34% from 2020 to 2025, and moved −0.9% in 2025.
- Median home value (owners' estimate)
- $430,200
- Median gross rent
- $1,726
- Homes owned by their occupants
- 79.8%
- Housing units
- 10,660
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38138?
1,017 business establishments had a location in this ZIP code in 2023, 25 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance211
- Retail trade148
- Finance and insurance116
- Accommodation and food services111
- Other services (except public administration)93
- Professional, scientific, and technical services87
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38138?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38139 | Germantown | 16,466 | $179k | 2.5 mi |
| 38119 | Memphis | 23,464 | $89k | 2.6 mi |
| 38120 | Memphis | 13,309 | $124k | 4.0 mi |
| 38018 | Cordova | 38,527 | $90k | 4.2 mi |
| 38125 | Memphis | 43,071 | $86k | 4.1 mi |
| 38017 | Collierville | 56,826 | $139k | 8.3 mi |
| 38115 | Memphis | 38,491 | $46k | 4.2 mi (near) |
| 38141 | Memphis | 23,952 | $61k | 5.7 mi (near) |
| 38117 | Memphis | 25,776 | $86k | 6.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.