PlainZIP

Germantown, TN

Single-footprint Census roll-up for Germantown, TN: 2 USPS ZIPs, population 40,131. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet GERMANTOWN-TN · Germantown, TN 2 ZIPs · 40,131 pop · #695/25278 · Shelby County

INC-TOP · RANK-TOP · ABOVE-PEER · BOOK-FEW · OWN-HIGH · POP-SMALL · SPREAD-MOD · HOME-HIGH

  • INC-TOP $157,479
  • RANK-TOP #695/25278
  • ABOVE-PEER over Collierville
  • BOOK-FEW 2 ZIPs
  • OWN-HIGH 89% owners
  • POP-SMALL 40,131
  • SPREAD-MOD 38138→38139
  • HOME-HIGH $502,850

Nearest income peer: Collierville, TN ( $18,802 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Germantown

Lowest/highest poles plus county-sharing cities nearest Germantown on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Germantown, TN sits among US cities with a top-decile household income, on a small-city population base, across a handful of delivery areas.

Top 3%
household income vs 25,278 US cities
40,131
city population (Census)
2
USPS ZIP codes covered
$157,479
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

High-income footprint on only 2 ZIPs: the city page and the ZIP page nearly coincide. Headline income $157,479 and home value $502,850 should be read as near-neighborhood numbers ; bachelor's attainment averages 72.1%.

Owner-occupancy here runs high (88.5%) - tenure is stable enough that the ZIP detail's owner share is the right next click, not a renter-heavy compare.

Within Tennessee, Brentwood is the closest lower-income city and Elkton the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Germantown.

Within-city ZIP comparison

Where the ZIP codes inside Germantown differ

The published income range is comparatively compact across the ZIPs in Germantown: $136,297 in ZIP 38138 to $178,661 in 38139. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.3×

38138 to 38139

Home-value high-to-low ratio
1.3×

38138 to 38139

Poverty-rate spread
2.1 points

38139 to 38138

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 38138 skews compact Germantown

In this 2-ZIP cluster, 38138 covers about 60% of Germantown's 40,131 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Germantown

Citywide ZBP: 1,202 establishments, 22,534 employees , annual payroll $1,595,034k (~30 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 38138 (1,017 units) ; leading NAICS Health care and social assistance (243) · also Retail trade · Finance and insurance .

View your shortlist →

ZIP Codes in Germantown, TN

These ZIP codes sit in Shelby County, which covers 37 ZIP codes in all; 2 of them fall in Germantown. See the Shelby County roll-up →

No other city sharing Shelby County reports a higher average ZIP median income than Germantown. Memphis, Cordova and Collierville sit below it, so a household comparing this county on income alone starts here. Memphis marks the far end of that range at $57,170, 64% below Germantown.

Side-by-side: Compare 38138 vs 38139 →

ZIP Code Population Median income Establishments Density
38138 24,045 $136,297 1,017 783
38139 16,086 $178,661 185 700
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Germantown roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Germantown, .