Residential delivery area · Tennessee

ZIP Code 38139: Germantown, TN

ZIP code 38139 is in Germantown, Tennessee, entirely in Shelby County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Germantown's 2 residential ZIP codes. Median household income is $178,661 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Germantown (82%) and Collierville (18%).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Tennessee, Alabama, Florida, Georgia, Mississippi and Armed Forces Americas
381sectional center: Memphis, TN (SCF 380)
39delivery area within it
Town
Germantown · 2 residential ZIPs
Census places
Germantown (82%); Collierville (18%)
Metro area
Memphis, TN-MS-AR
House district
TN-8 119th Congress
Time zone
Central
Land area
8.7 sq mi · 1,892 people per sq mi
PO Box ZIPs
38183 also use the name Germantown

Where is ZIP code 38139?

38139 centers on 35.083°, -89.755° and covers 8.7 square miles of land plus 0.1 of water. It borders 3 ZIP codes: 38138, 38018, 38017.

38017 · Collierville38018 · Cordova38138 · Germantown38139 · Germantown (this ZIP)3813938017380183813838017 · Collierville38018 · Cordova38138 · Germantown38139 · Germantown (this ZIP)38139380183813838017 · Collierville38018 · Cordova38138 · Germantown38139 · Germantown (this ZIP)381393801838138
Shaded by median household income, in national fifths (ACS 2020-2024); 38139 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 38139, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 38139 compare with the rest of Germantown?

Rank of 38139 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure38139In GermantownIn Shelby CountyIn TN
People (ACS 2020-2024)16,4662nd of 227th of 41152nd of 636
Median household income$179k1st of 21st of 332nd of 425
Median home value$576k1st of 21st of 3416th of 436

Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 38139?

The 2020 Census counted 16,734 people in 38139; the ACS, which samples households over 2020-2024, estimates 16,466. Between the 2010 and 2020 censuses its population grew 4.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
16,466
2020 Census count
16,734+4.0% since 2010 (16,086)
Households
5,909
Median age
44.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 38139?

Of the 16,466 people the ACS estimates in 38139, 28.8% are under 18 and 21.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.9%).

  • Under 1828.8%
  • 18 to 6449.2%
  • 65 and older21.9%
Age of the people of 38139 (ACS 2020-2024, B01001)
  • White, not Hispanic82.9%
  • Asian, not Hispanic7.9%
  • Hispanic or Latino3.8%
  • Black, not Hispanic2.9%
  • Other or two or more2.6%
Race and Hispanic origin in 38139 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 38139 earn?

Median household income is $178,661 (ACS 2020-2024), the highest of the 33 ranked ZIP codes in Shelby County. It is not measurably different from 2015-2019 ($184,570 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$178,661±$20,011
Income per person
$85,385
Below the poverty line
1.5%
Unemployed (of the labor force)
1.8%
Adults 25+ with a bachelor's degree
75.1%
Adjusted gross income per tax return, 2022
$265,6477,570 returns; wages 54% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 38139?

FHFA's house price index for 38139, built from repeat sales and appraisals of the same homes, rose 66% from 2015 to 2025 and rose 36% from 2020 to 2025, and moved +4.0% in 2025.

Median home value (owners' estimate)
$575,500
Median gross rent
$2,697
Homes owned by their occupants
97.2%
Housing units
6,053
0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 38139; 2025: 644.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 38139?

185 business establishments had a location in this ZIP code in 2023, 25 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services34
  • Health care and social assistance32
  • Other services (except public administration)21
  • Construction15
  • Administrative and support and waste management and remediation services14
  • Wholesale trade12

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 38139?

ZIP codes that share a boundary with 38139, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
38138Germantown25,167$136k2.5 mi
38018Cordova38,527$90k3.9 mi
38017Collierville56,826$139k5.8 mi
38125Memphis43,071$86k4.4 mi (near)
38119Memphis23,464$89k5.1 mi (near)
38120Memphis13,309$124k6.2 mi (near)
38115Memphis38,491$46k6.4 mi (near)
38016Cordova44,136$77k6.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.