ZIP Code 38139
standardSource:
Germantown · Shelby County · Tennessee
- Population
- 16,086
- Median income
- $178,661
- Median home value
- $575,500
- Bachelor's or higher
- 75.1%
- Land area
- 23.0 sq mi
700/sq mi
▲ 134% vs US
higher than 98% of US ZIPs
▲ 107% vs US
higher than 90% of US ZIPs
Median age 44.8
Chicago
ZIP code 38139 in Germantown, Tennessee has a population of 16,086. The median household income is $178,661, which is 134% above the national average. Median home value is $575,500, 107% above the US average. 75.1% of residents hold a bachelor's degree or higher.
ZIP code 38139 is classified by USPS as a standard delivery area and covers roughly 23.0 square miles in Germantown, Shelby County, Tennessee. The area is home to 16,086 residents, producing a population density of 700 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38139 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38139 sits at $178,661 (169% above the Tennessee average), while per-capita income is $85,385. The poverty rate stands at 1.5% and the unemployment rate at 1.8%. On housing, the median home value is $575,500 (133% above the state average) with median rent at $2,697 per month, and 97.2% of occupied units are owner-occupied, a direct signal of whether 38139 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 75.1% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 38139 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38139
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38139.
- Professional, scientific, and technical services
Professional, scientific, and technical services
34 establishments
- Health care and social assistance
Health care and social assistance
32 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Construction
Construction
15 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38139, Germantown, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
16,086
Population
23.0
Area (sq mi)
700
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38139?
44.8
Median Age
50.1%
Male
49.9%
Female
10.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$178,661
Median Household Income
+169% vs state
$85,385
Per Capita Income
1.5%
Poverty Rate
1.8%
Unemployment Rate
23.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,053
Total Housing Units
5,909
Occupied Units
144
Vacant Units
2.79
Avg Household Size
Occupancy Type
$575,500
Median Home Value
+133% vs state
$2,697
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.4%
YoY Change (2024)
197
HPI Index (2000 = 100)
+97%
Total Change Since 2000
Home values in ZIP 38139 have decreased 2.4% over the past year (2024). Since 2000, this ZIP has seen +97% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 151 |
| 2021 | +9.1% | 165 |
| 2022 | +14.6% | 189 |
| 2023 | +7.1% | 202 |
| 2024 | -2.4% | 197 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 185 business establishments in ZIP 38139, employing approximately 1,799 people with a combined annual payroll of $85,651,000.
185
Businesses
1,799
Employees
$85.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 34 | 18.4% |
| Health care and social assistance | 32 | 17.3% |
| Other services (except public administration) | 21 | 11.3% |
| Construction | 15 | 8.1% |
| Administrative and support and waste management and remediation services | 14 | 7.6% |
| Wholesale trade | 12 | 6.5% |
| Real estate and rental and leasing | 12 | 6.5% |
| Accommodation and food services | 11 | 6.0% |
| Retail trade | 8 | 4.3% |
| Finance and insurance | 8 | 4.3% |
| Arts, entertainment, and recreation | 6 | 3.2% |
| Transportation and warehousing | 4 | 2.2% |
| Information | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38139 vs 38138 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38138 | Germantown, TN | 24,045 | 2.5 mi |
| 38018 | Cordova, TN | 35,059 | 3.7 mi |
| 38125 | Memphis, TN | 36,150 | 4.5 mi |
| 38119 | Memphis, TN | 22,330 | 5.1 mi |
| 38016 | Cordova, TN | 43,079 | 6.5 mi |
| 38017 | Collierville, TN | 48,642 | 6.1 mi |
| 38120 | Memphis, TN | 14,237 | 6.1 mi |
| 38115 | Memphis, TN | 39,129 | 6.5 mi |
| 38133 | Memphis, TN | 20,787 | 9.1 mi |
| 38141 | Memphis, TN | 22,462 | 7.4 mi |
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 38139 in? ▼
What is the population of ZIP code 38139? ▼
What is the median household income in ZIP 38139? ▼
What is the average home value in ZIP 38139? ▼
What is the demographic makeup of ZIP 38139? ▼
How many businesses are in ZIP code 38139? ▼
What are the main industries in ZIP code 38139? ▼
How have home values changed in ZIP code 38139? ▼
What is the education level in ZIP code 38139? ▼
What is the average commute time in ZIP 38139? ▼
What percentage of residents own vs. rent in ZIP 38139? ▼
What is the poverty rate in ZIP code 38139? ▼
ZIP Code Research Guides
Official Data Resources for Germantown, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.