Horn Lake, MS · standard
ZIP Code 38637
DeSoto County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,066
- 625/sq mi High-density area
- $53,311
- Median income Below-median income area
- $171,400
- Median home value Near-median home value
- 16.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Horn Lake pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 19th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 625
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38637 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38637 (Horn Lake, MS) rose +2.1% from 2023 to 2024. The all-transactions index moved from 231.1 in 2023 to 236.1 in 2024 (2000 = 100).
ZIP code 38637 is a densely settled ZIP (a standard USPS delivery area) in Horn Lake, DeSoto County, Mississippi, with 26,066 residents across 41.7 square miles, a density of 625 people per square mile, in the Chicago time zone.
ZIP 38637 reports a modest median household income of $53,311 (1% above the average Mississippi ZIP), while per-capita income is $26,749. The poverty rate is 19.0%, with unemployment at 5.8%; those measures add context to the income figure. Median home value is $171,400 (27% above the average Mississippi ZIP) and median rent is $1,435; 58.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.5% of adults hold a bachelor's degree or higher, the median age is 33.5, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in DeSoto County, so 38637 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38637
Top 5 sectors by establishment count in Horn Lake, MS
Which industries have the most business establishments in ZIP 38637.
- Retail trade
Retail trade
90 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
- Other services (except public administration) 31
Other services (except public administration)
31 establishments
- Construction 25
Construction
25 establishments
- Health care and social assistance 22
Health care and social assistance
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38637, Horn Lake, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,066
Population
41.7
Area (sq mi)
625
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38637?
33.5
Median Age
45.9%
Male
54.1%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,311
Median Household Income
+1% vs state ZIP avg
$26,749
Per Capita Income
19.0%
Poverty Rate
5.8%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 38637 ranks among Mississippi ZIPs
Horn Lake, MS household income vs. every Mississippi ZIP code
Median household income among 377 reporting Mississippi ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,311 Top 45% higher than 55% of 377 Mississippi ZIPs
Each bar is a $20K-wide band; taller bars hold more Mississippi ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,987housing units
10,987
Total Housing Units
10,072
Occupied Units
915
Vacant Units
2.64
Avg Household Size
Occupancy Type
$171,400
Median Home Value
+27% vs state ZIP avg
$1,435
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 38637 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 147 |
| 2021 | +15.1% | 169 |
| 2022 | +19.2% | 201 |
| 2023 | +14.9% | 231 |
| 2024 | +2.1% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 330 business establishments in ZIP 38637, employing approximately 6,096 people with a combined annual payroll of $260,543,000.
330
Businesses
6,096
Employees
$260.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 90 | 27.3% |
| Accommodation and food services | 66 | 20.0% |
| Other services (except public administration) | 31 | 9.4% |
| Construction | 25 | 7.6% |
| Health care and social assistance | 22 | 6.7% |
| Transportation and warehousing | 21 | 6.4% |
| Finance and insurance | 18 | 5.5% |
| Real estate and rental and leasing | 16 | 4.8% |
| Wholesale trade | 10 | 3.0% |
| Administrative and support and waste management and remediation services | 8 | 2.4% |
| Manufacturing | 7 | 2.1% |
| Information | 5 | 1.5% |
| Professional, scientific, and technical services | 5 | 1.5% |
| Arts, entertainment, and recreation | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38637 vs 38671 →
ZIP 38637 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38109
Memphis (38109)
46,594 residents
- 38116
Memphis (38116)
40,404 residents
- 38671
Southaven (38671)
35,712 residents
- 38106
Memphis (38106)
27,222 residents
- 38637
Horn Lake (38637)
26,066 residents
- 38672 11,249
Southaven (38672)
11,249 residents
- 38651 7,103
Nesbit (38651)
7,103 residents
- 38680 6,194
Walls (38680)
6,194 residents
- 38641 2,338
Lake Cormorant (38641)
2,338 residents
What this shows Among its immediate neighbors, ZIP 38637 ranks #5 by population - useful context the national average alone can't give.
ZIP 38637 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38672
Southaven (38672)
$116,184 median income
- 38651
Nesbit (38651)
$98,760 median income
- 38641
Lake Cormorant (38641)
$96,208 median income
- 38671
Southaven (38671)
$61,843 median income
- 38680
Walls (38680)
$59,503 median income
- 38637
Horn Lake (38637)
$53,311 median income
- 38116 $42,183
Memphis (38116)
$42,183 median income
- 38109 $37,496
Memphis (38109)
$37,496 median income
- 38106 $30,232
Memphis (38106)
$30,232 median income
What this shows By household income, ZIP 38637 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38671 | Southaven, MS | 35,712 | 3.0 mi |
| 38680 | Walls, MS | 6,194 | 5.3 mi |
| 38651 | Nesbit, MS | 7,103 | 4.9 mi |
| 38672 | Southaven, MS | 11,249 | 5.8 mi |
| 38116 | Memphis, TN | 40,404 | 6.1 mi |
| 38132 | Memphis, TN | 7 | 8.7 mi |
| 38131 | Memphis, TN | 0 | 8.6 mi |
| 38641 | Lake Cormorant, MS | 2,338 | 8.3 mi |
| 38109 | Memphis, TN | 46,594 | 8.0 mi |
| 38106 | Memphis, TN | 27,222 | 10.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38637, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,066 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in DeSoto County
Related Areas
Frequently Asked Questions
What county is ZIP code 38637 in?
ZIP code 38637 (Horn Lake) is located in DeSoto County, Mississippi. DeSoto County contains multiple ZIP codes, see the full list at /counties/desoto-ms.
What is the population of ZIP code 38637?
ZIP code 38637 in Horn Lake, MS has a population of 26,066 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38637?
The median household income in ZIP 38637 is $53,311, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38637?
The median home value in ZIP 38637 is $171,400, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 38637?
The largest racial group in ZIP 38637 is African American at 50.1%. Hispanic or Latino residents make up 9.2% of the population.
How many businesses are in ZIP code 38637?
ZIP code 38637 has 330 business establishments employing approximately 6,096 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38637?
The top industries by establishment count in ZIP 38637 are: Retail trade (90), Accommodation and food services (66), Other services (except public administration) (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 38637?
According to the FHFA House Price Index, home values in ZIP 38637 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38637?
In ZIP code 38637, 55.4% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38637?
The mean commute time for workers in ZIP code 38637 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38637?
In ZIP code 38637, approximately 58.1% of occupied housing units are owner-occupied and 41.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38637?
The poverty rate in ZIP code 38637 is 19.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38637's numbers, next.
- See how ZIP 38637 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Horn Lake, MS ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.