PlainZIP

Horn Lake, MS · standard

ZIP Code 38637

DeSoto County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,066
625/sq mi
$53,311
Median income
$171,400
Median home value
16.5%
Bachelor's or higher

The verdict

Horn Lake pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

19th pct
household income, US ZIPs
35th pct
home value, US ZIPs
625
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38637 against every reporting US ZIP.

ZIP code 38637 is a densely settled ZIP (a standard USPS delivery area) in Horn Lake, DeSoto County, Mississippi, with 26,066 residents across 41.7 square miles, a density of 625 people per square mile, in the Chicago time zone.

ZIP 38637 reports a modest median household income of $53,311 (1% above the Mississippi average), while per-capita income is $26,749. 19.0% of residents live below the poverty line, and the unemployment rate reads 5.8%. On housing, the median home value is $171,400 (27% above the state average) with median rent at $1,435 per month, and 58.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.5% of adults hold a bachelor's degree or higher, the median age is 33.5, and the average commute is 26 minutes. To put 38637 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in DeSoto County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38637

Top 5 sectors by establishment count in Horn Lake, MS

Which industries have the most business establishments in ZIP 38637.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38637, Horn Lake, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,066

Population

41.7

Area (sq mi)

625

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38637?

33.5

Median Age

45.9%

Male

54.1%

Female

6.0%

Foreign-Born

White 36.2%
African American 50.1%
Asian 0.8%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 9.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,311

Median Household Income

+1% vs state

$26,749

Per Capita Income

19.0%

Poverty Rate

5.8%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 38637 ranks nationally

Horn Lake, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,311 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 16.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,987

Total Housing Units

10,072

Occupied Units

915

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 58.1%
Renter 41.9%

$171,400

Median Home Value

+27% vs state

$1,435

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 38637 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 147
2021 +15.1% 169
2022 +19.2% 201
2023 +14.9% 231
2024 +2.1% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 330 business establishments in ZIP 38637, employing approximately 6,096 people with a combined annual payroll of $260,543,000.

330

Businesses

6,096

Employees

$260.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 90 27.3%
Accommodation and food services 66 20.0%
Other services (except public administration) 31 9.4%
Construction 25 7.6%
Health care and social assistance 22 6.7%
Transportation and warehousing 21 6.4%
Finance and insurance 18 5.5%
Real estate and rental and leasing 16 4.8%
Wholesale trade 10 3.0%
Administrative and support and waste management and remediation services 8 2.4%
Manufacturing 7 2.1%
Information 5 1.5%
Professional, scientific, and technical services 5 1.5%
Arts, entertainment, and recreation 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38637 vs 38671 →

ZIP 38637 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38637 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38637 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38637 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38671 Southaven, MS 35,712 3.0 mi
38680 Walls, MS 6,194 5.3 mi
38651 Nesbit, MS 7,103 4.9 mi
38672 Southaven, MS 11,249 5.8 mi
38116 Memphis, TN 40,404 6.1 mi
38132 Memphis, TN 7 8.7 mi
38131 Memphis, TN 0 8.6 mi
38641 Lake Cormorant, MS 2,338 8.3 mi
38109 Memphis, TN 46,594 8.0 mi
38106 Memphis, TN 27,222 10.7 mi

More ZIP Codes in DeSoto County

38654 standard
Olive Branch, MS
Pop: 45,956
38671 standard
Southaven, MS
Pop: 35,712
38632 standard
Hernando, MS
Pop: 24,377
38672 standard
Southaven, MS
Pop: 11,249
38651 standard
Nesbit, MS
Pop: 7,103
38680 standard
Walls, MS
Pop: 6,194

Related Areas

DeSoto County Horn Lake, MS Mississippi

Frequently Asked Questions

What county is ZIP code 38637 in? ▼
ZIP code 38637 (Horn Lake) is located in DeSoto County, Mississippi. DeSoto County contains multiple ZIP codes, see the full list at /counties/desoto-ms.
What is the population of ZIP code 38637? ▼
ZIP code 38637 in Horn Lake, MS has a population of 26,066 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38637? ▼
The median household income in ZIP 38637 is $53,311, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38637? ▼
The median home value in ZIP 38637 is $171,400, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 38637? ▼
The largest racial group in ZIP 38637 is African American at 50.1%. Hispanic or Latino residents make up 9.2% of the population.
How many businesses are in ZIP code 38637? ▼
ZIP code 38637 has 330 business establishments employing approximately 6,096 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38637? ▼
The top industries by establishment count in ZIP 38637 are: Retail trade (90), Accommodation and food services (66), Other services (except public administration) (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 38637? ▼
According to the FHFA House Price Index, home values in ZIP 38637 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38637? ▼
In ZIP code 38637, 55.4% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38637? ▼
The mean commute time for workers in ZIP code 38637 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38637? ▼
In ZIP code 38637, approximately 58.1% of occupied housing units are owner-occupied and 41.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38637? ▼
The poverty rate in ZIP code 38637 is 19.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.