ZIP Code 38637
standardSource:
Horn Lake · DeSoto County · Mississippi
- Population
- 26,066
- Median income
- $53,311
- Median home value
- $171,400
- Bachelor's or higher
- 16.5%
- Land area
- 41.7 sq mi
625/sq mi
▼ 30% vs US
higher than 19% of US ZIPs
▼ 38% vs US
higher than 35% of US ZIPs
Median age 33.5
Chicago
ZIP code 38637 in Horn Lake, Mississippi has a population of 26,066. The median household income is $53,311, which is 30% below the national average. Median home value is $171,400, 38% below the US average. 16.5% of residents hold a bachelor's degree or higher.
ZIP code 38637 is classified by USPS as a standard delivery area and covers roughly 41.7 square miles in Horn Lake, DeSoto County, Mississippi. The area is home to 26,066 residents, producing a population density of 625 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38637 against Mississippi and the nation.
On the economic side, the median household income for ZIP 38637 sits at $53,311 (1% above the Mississippi average), while per-capita income is $26,749. The poverty rate stands at 19.0% and the unemployment rate at 5.8%. On housing, the median home value is $171,400 (27% above the state average) with median rent at $1,435 per month, and 58.1% of occupied units are owner-occupied, a direct signal of whether 38637 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 33.5, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing DeSoto County, so you can benchmark 38637 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38637
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38637.
- Retail trade
Retail trade
90 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
- Other services (except public administration) 31
Other services (except public administration)
31 establishments
- Construction 25
Construction
25 establishments
- Health care and social assistance 22
Health care and social assistance
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38637, Horn Lake, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
26,066
Population
41.7
Area (sq mi)
625
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38637?
33.5
Median Age
45.9%
Male
54.1%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,311
Median Household Income
+1% vs state
$26,749
Per Capita Income
19.0%
Poverty Rate
5.8%
Unemployment Rate
25.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,987
Total Housing Units
10,072
Occupied Units
915
Vacant Units
2.64
Avg Household Size
Occupancy Type
$171,400
Median Home Value
+27% vs state
$1,435
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 38637 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 147 |
| 2021 | +15.1% | 169 |
| 2022 | +19.2% | 201 |
| 2023 | +14.9% | 231 |
| 2024 | +2.1% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 330 business establishments in ZIP 38637, employing approximately 6,096 people with a combined annual payroll of $260,543,000.
330
Businesses
6,096
Employees
$260.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 90 | 27.3% |
| Accommodation and food services | 66 | 20.0% |
| Other services (except public administration) | 31 | 9.4% |
| Construction | 25 | 7.6% |
| Health care and social assistance | 22 | 6.7% |
| Transportation and warehousing | 21 | 6.4% |
| Finance and insurance | 18 | 5.5% |
| Real estate and rental and leasing | 16 | 4.8% |
| Wholesale trade | 10 | 3.0% |
| Administrative and support and waste management and remediation services | 8 | 2.4% |
| Manufacturing | 7 | 2.1% |
| Information | 5 | 1.5% |
| Professional, scientific, and technical services | 5 | 1.5% |
| Arts, entertainment, and recreation | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38637 vs 38671 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38671 | Southaven, MS | 35,712 | 3.0 mi |
| 38680 | Walls, MS | 6,194 | 5.3 mi |
| 38651 | Nesbit, MS | 7,103 | 4.9 mi |
| 38672 | Southaven, MS | 11,249 | 5.8 mi |
| 38116 | Memphis, TN | 40,404 | 6.1 mi |
| 38132 | Memphis, TN | 7 | 8.7 mi |
| 38131 | Memphis, TN | 0 | 8.6 mi |
| 38641 | Lake Cormorant, MS | 2,338 | 8.3 mi |
| 38109 | Memphis, TN | 46,594 | 8.0 mi |
| 38106 | Memphis, TN | 27,222 | 10.7 mi |
More ZIP Codes in DeSoto County
Related Areas
Frequently Asked Questions
What county is ZIP code 38637 in? ▼
What is the population of ZIP code 38637? ▼
What is the median household income in ZIP 38637? ▼
What is the average home value in ZIP 38637? ▼
What is the demographic makeup of ZIP 38637? ▼
How many businesses are in ZIP code 38637? ▼
What are the main industries in ZIP code 38637? ▼
How have home values changed in ZIP code 38637? ▼
What is the education level in ZIP code 38637? ▼
What is the average commute time in ZIP 38637? ▼
What percentage of residents own vs. rent in ZIP 38637? ▼
What is the poverty rate in ZIP code 38637? ▼
ZIP Code Research Guides
Official Data Resources for Horn Lake, MS
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.