ZIP 40004 vs ZIP 40048

This side-by-side compares ZIP 40004 (Bardstown, KY) and ZIP 40048 (Nazareth, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40004 has a population of 28,245 at 76 people per square mile, while ZIP 40048 has 113 at 324 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40004 reports a median household income of $66,578 against — in ZIP 40048, with per-capita income of $35,246 vs —. The share of adults holding a bachelor's degree or higher is 25.3% in 40004 and — in 40048. Poverty rate reads 11.4% vs —, and unemployment 3.4% vs — — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $242,200 in 40004 versus — in 40048, with median rent of $1,037 and — per month respectively. Homeownership rate is 73.3% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.