Residential delivery area · Kentucky

ZIP Code 40004: Bardstown, KY

ZIP code 40004 uses the postal name Bardstown, Kentucky and lies entirely in Nelson County (Census 2020 ZIP-county file). About 31,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,578 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Bardstown; 92% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Kentucky, Indiana, Michigan and Ohio
400sectional center: Louisville, KY (SCF 400)
04delivery area within it
Town
Bardstown · its only residential ZIP
Census places
Bardstown
Metro area
Louisville/Jefferson County, KY-IN
House districts
KY-2 (51%), KY-4 (49%) 119th Congress, by share of land
Time zone
Eastern
Land area
145.5 sq mi · 210 people per sq mi

Where is ZIP code 40004?

40004 centers on 37.802°, -85.470° and covers 145.5 square miles of land plus 2.0 of water. It borders 6 ZIP codes: 40107, 40013, 40037, 40051, 40008, 40069.

40008 · Bloomfield40013 · Coxs Creek40037 · Loretto40051 · New Haven40069 · Springfield40107 · Boston40004 · Bardstown (this ZIP)4000440069400514000840013401074003740008 · Bloomfield40013 · Coxs Creek40037 · Loretto40051 · New Haven40069 · Springfield40107 · Boston40004 · Bardstown (this ZIP)4000440069400514000840013401074003740008 · Bloomfield40013 · Coxs Creek40037 · Loretto40051 · New Haven40069 · Springfield40107 · Boston40004 · Bardstown (this ZIP)40004400694005140008400134010740037
Shaded by median household income, in national fifths (ACS 2020-2024); 40004 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 40004, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 40004 compare with the rest of Nelson County?

Rank of 40004 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure40004In Nelson CountyIn KY
People (ACS 2020-2024)30,6011st of 936th of 780
Median household income$67k3rd of 4116th of 310
Median home value$242k2nd of 564th of 320

Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 63% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 40004?

The 2020 Census counted 30,890 people in 40004; the ACS, which samples households over 2020-2024, estimates 30,601. Between the 2010 and 2020 censuses its population grew 9.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
30,601
2020 Census count
30,890+9.4% since 2010 (28,245)
Households
12,519
Median age
39.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 40004?

Of the 30,601 people the ACS estimates in 40004, 22.4% are under 18 and 17.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.9%).

  • Under 1822.4%
  • 18 to 6459.7%
  • 65 and older17.9%
Age of the people of 40004 (ACS 2020-2024, B01001)
  • White, not Hispanic85.9%
  • Black, not Hispanic7.7%
  • Hispanic or Latino3.0%
  • Other or two or more2.7%
  • Asian, not Hispanic0.7%
Race and Hispanic origin in 40004 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 40004 earn?

Median household income is $66,578 (ACS 2020-2024), the 3rd highest of the 4 ranked ZIP codes in Nelson County. It fell from $74,229 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$66,578
Income per person
$35,246
Below the poverty line
11.4%
Unemployed (of the labor force)
3.4%
Adults 25+ with a bachelor's degree
25.3%
Adjusted gross income per tax return, 2022
$71,03915,020 returns; wages 67% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 40004?

FHFA's house price index for 40004, built from repeat sales and appraisals of the same homes, rose 101% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +4.8% in 2025.

Median home value (owners' estimate)
$242,200
Median gross rent
$1,037
Homes owned by their occupants
73.3%
Housing units
13,130
0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 40004; 2025: 381.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 40004?

799 business establishments had a location in this ZIP code in 2023, 44 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade131
  • Health care and social assistance117
  • Construction81
  • Accommodation and food services70
  • Other services (except public administration)69
  • Finance and insurance64

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 40004?

ZIP codes that share a boundary with 40004, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
40107Boston2,187$60k8.8 mi
40013Coxs Creek6,670$100k9.6 mi
40037Loretto2,793$70k10.2 mi
40051New Haven4,658$80k12.0 mi
40008Bloomfield4,020$67k12.9 mi
40069Springfield8,015$71k15.3 mi
40020Fairfield199$91k10.2 mi (near)
40049Nerinx108–10.4 mi (near)
40150Lebanon Junction4,950$66k12.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.