ZIP Code 40004
standardSource:
Bardstown · Nelson County · Kentucky
- Population
- 28,245
- Median income
- $66,578
- Median home value
- $242,200
- Bachelor's or higher
- 25.3%
- Land area
- 374.1 sq mi
76/sq mi
▼ 13% vs US
higher than 41% of US ZIPs
▼ 13% vs US
higher than 55% of US ZIPs
Median age 39.6
New York
ZIP code 40004 in Bardstown, Kentucky has a population of 28,245. The median household income is $66,578, which is 13% below the national average. Median home value is $242,200, 13% below the US average. 25.3% of residents hold a bachelor's degree or higher.
ZIP code 40004 is classified by USPS as a standard delivery area and covers roughly 374.1 square miles in Bardstown, Nelson County, Kentucky. The area is home to 28,245 residents, producing a population density of 76 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40004 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40004 sits at $66,578 (12% above the Kentucky average), while per-capita income is $35,246. The poverty rate stands at 11.4% and the unemployment rate at 3.4%. On housing, the median home value is $242,200 (52% above the state average) with median rent at $1,037 per month, and 73.3% of occupied units are owner-occupied, a direct signal of whether 40004 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.3% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Nelson County, so you can benchmark 40004 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40004
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40004.
- Retail trade
Retail trade
131 establishments
- Health care and social assistance
Health care and social assistance
117 establishments
- Construction
Construction
81 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
- Other services (except public administration)
Other services (except public administration)
69 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40004, Bardstown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,245
Population
374.1
Area (sq mi)
76
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40004?
39.6
Median Age
49.9%
Male
50.1%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,578
Median Household Income
+12% vs state
$35,246
Per Capita Income
11.4%
Poverty Rate
3.4%
Unemployment Rate
25.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,130
Total Housing Units
12,519
Occupied Units
611
Vacant Units
2.40
Avg Household Size
Occupancy Type
$242,200
Median Home Value
+52% vs state
$1,037
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.1%
YoY Change (2024)
240
HPI Index (2000 = 100)
+140%
Total Change Since 2000
Home values in ZIP 40004 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 161 |
| 2021 | +10.2% | 178 |
| 2022 | +17.8% | 209 |
| 2023 | +6.0% | 222 |
| 2024 | +8.1% | 240 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 799 business establishments in ZIP 40004, employing approximately 15,482 people with a combined annual payroll of $852,938,000.
799
Businesses
15,482
Employees
$852.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 131 | 16.4% |
| Health care and social assistance | 117 | 14.6% |
| Construction | 81 | 10.1% |
| Accommodation and food services | 70 | 8.8% |
| Other services (except public administration) | 69 | 8.6% |
| Finance and insurance | 64 | 8.0% |
| Manufacturing | 49 | 6.1% |
| Professional, scientific, and technical services | 44 | 5.5% |
| Administrative and support and waste management and remediation services | 42 | 5.3% |
| Wholesale trade | 32 | 4.0% |
| Transportation and warehousing | 31 | 3.9% |
| Real estate and rental and leasing | 29 | 3.6% |
| Information | 13 | 1.6% |
| Arts, entertainment, and recreation | 12 | 1.5% |
| Utilities | 5 | 0.6% |
| Management of companies and enterprises | 4 | 0.5% |
| Educational services | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40004 vs 40048 →
More ZIP Codes in Nelson County
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Frequently Asked Questions
What county is ZIP code 40004 in? ▼
What is the population of ZIP code 40004? ▼
What is the median household income in ZIP 40004? ▼
What is the average home value in ZIP 40004? ▼
What is the demographic makeup of ZIP 40004? ▼
How many businesses are in ZIP code 40004? ▼
What are the main industries in ZIP code 40004? ▼
How have home values changed in ZIP code 40004? ▼
What is the education level in ZIP code 40004? ▼
What is the average commute time in ZIP 40004? ▼
What percentage of residents own vs. rent in ZIP 40004? ▼
What is the poverty rate in ZIP code 40004? ▼
ZIP Code Research Guides
Official Data Resources for Bardstown, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.