Residential delivery area · Kentucky
ZIP Code 40037: Loretto, KY
ZIP code 40037 uses the postal name Loretto, Kentucky and lies mostly in Marion County (88% of its land) with the rest in Nelson County (Census 2020 ZIP-county file). About 2,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $70,000 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Loretto; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Loretto · its only residential ZIP
- County
- Marion County (88%); Nelson County (12%)
- Census places
- Loretto
- House districts
- KY-1 (88%), KY-2 (12%) 119th Congress, by share of land
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 50.3 sq mi · 56 people per sq mi
Where is ZIP code 40037?
40037 centers on 37.661°, -85.418° and covers 50.3 square miles of land plus 0.5 of water. It borders 8 ZIP codes: 40049, 40062, 40052, 40060, 40051, 40004, 40069, 40033.
The map draws ZIP code areas only. For the streets inside 40037, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40037 compare with the rest of Marion County?
| Measure | 40037 | In Marion County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,793 | 4th of 11 | 274th of 780 |
| Median household income | $70k | not ranked | not ranked |
| Median home value | $215k | 1st of 5 | 92nd of 320 |
40037's median household income is not ranked: its 90% margin of error (±$20,294) is more than a quarter of the figure ($70,000). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 44% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40037?
The 2020 Census counted 2,888 people in 40037; the ACS, which samples households over 2020-2024, estimates 2,793. Between the 2010 and 2020 censuses its population grew 0.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,793±373 (90% margin)
- 2020 Census count
- 2,888+0.8% since 2010 (2,864)
- Households
- 1,158
- Median age
- 38.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40037?
Of the 2,793 people the ACS estimates in 40037, 24.5% are under 18 and 18.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.8%).
- Under 1824.5%
- 18 to 6457.3%
- 65 and older18.2%
- White, not Hispanic98.8%
- Other or two or more0.6%
- Hispanic or Latino0.5%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40037 earn?
Median household income is $70,000 (ACS 2020-2024). It is not measurably different from 2015-2019 ($60,736 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $70,000±$20,294
- Income per person
- $36,640
- Below the poverty line
- 10.1%
- Unemployed (of the labor force)
- 2.6%
- Adults 25+ with a bachelor's degree
- 14.8%
- Adjusted gross income per tax return, 2022
- $60,0971,350 returns; wages 79% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40037?
- Median home value (owners' estimate)
- $215,000
- Median gross rent
- $714
- Homes owned by their occupants
- 90.7%
- Housing units
- 1,218
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40037?
25 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade6
- Construction4
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40037?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40049 | Nerinx | 108 | – | 1.2 mi |
| 40062 | Saint Francis | 280 | $53k | 3.9 mi |
| 40052 | New Hope | 655 | $46k | 5.5 mi |
| 40060 | Raywick | 1,114 | $45k | 8.6 mi |
| 40051 | New Haven | 4,658 | $80k | 8.9 mi |
| 40004 | Bardstown | 30,601 | $67k | 10.2 mi |
| 40069 | Springfield | 8,015 | $71k | 12.3 mi |
| 40033 | Lebanon | 11,923 | $58k | 13.2 mi |
| 40063 | Saint Mary | 326 | – | 7.5 mi (near) |
| 40061 | Saint Catharine | 168 | – | 9.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.