ZIP 40033 vs ZIP 40037

This side-by-side compares ZIP 40033 (Lebanon, KY) and ZIP 40037 (Loretto, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40033 has a population of 12,355 at 33 people per square mile, while ZIP 40037 has 2,864 at 23 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40033 reports a median household income of $57,647 against $70,000 in ZIP 40037, with per-capita income of $29,712 vs $36,640. The share of adults holding a bachelor's degree or higher is 14.9% in 40033 and 14.8% in 40037. Poverty rate reads 17.7% vs 10.1%, and unemployment 3.7% vs 2.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $174,000 in 40033 versus $215,000 in 40037, with median rent of $731 and $714 per month respectively. Homeownership rate is 70.3% vs 90.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.