ZIP 40041 vs ZIP 40207

This side-by-side compares ZIP 40041 (Masonic Home, KY) and ZIP 40207 (Louisville, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40041 has a population of 286 at 1,066 people per square mile, while ZIP 40207 has 29,745 at 988 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40041 reports a median household income of $153,214 against $101,898 in ZIP 40207, with per-capita income of $58,921 vs $72,150. The share of adults holding a bachelor's degree or higher is 45.6% in 40041 and 68.2% in 40207. Poverty rate reads 14.6% vs 5.7%, and unemployment — vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 40041 versus $421,200 in 40207, with median rent of — and $1,334 per month respectively. Homeownership rate is 18.2% vs 69.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.