ZIP Code 40207
standardSource:
Louisville · Jefferson County · Kentucky
- Population
- 29,745
- Median income
- $101,898
- Median home value
- $421,200
- Bachelor's or higher
- 68.2%
- Land area
- 30.1 sq mi
988/sq mi
▲ 34% vs US
higher than 82% of US ZIPs
▲ 51% vs US
higher than 81% of US ZIPs
Median age 41.2
New York
ZIP code 40207 in Louisville, Kentucky has a population of 29,745. The median household income is $101,898, which is 34% above the national average. Median home value is $421,200, 51% above the US average. 68.2% of residents hold a bachelor's degree or higher.
ZIP code 40207 is classified by USPS as a standard delivery area and covers roughly 30.1 square miles in Louisville, Jefferson County, Kentucky. The area is home to 29,745 residents, producing a population density of 988 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40207 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40207 sits at $101,898 (71% above the Kentucky average), while per-capita income is $72,150. The poverty rate stands at 5.7% and the unemployment rate at 2.7%. On housing, the median home value is $421,200 (165% above the state average) with median rent at $1,334 per month, and 69.1% of occupied units are owner-occupied, a direct signal of whether 40207 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 68.2% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40207 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40207
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40207.
- Health care and social assistance
Health care and social assistance
366 establishments
- Retail trade
Retail trade
267 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
165 establishments
- Other services (except public administration) 141
Other services (except public administration)
141 establishments
- Accommodation and food services 128
Accommodation and food services
128 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40207, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
29,745
Population
30.1
Area (sq mi)
988
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40207?
41.2
Median Age
48.0%
Male
52.0%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,898
Median Household Income
+71% vs state
$72,150
Per Capita Income
5.7%
Poverty Rate
2.7%
Unemployment Rate
19.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,575
Total Housing Units
13,759
Occupied Units
816
Vacant Units
2.09
Avg Household Size
Occupancy Type
$421,200
Median Home Value
+165% vs state
$1,334
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.9%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 40207 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 183 |
| 2021 | +6.8% | 195 |
| 2022 | +10.5% | 216 |
| 2023 | +4.5% | 225 |
| 2024 | +5.9% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,543 business establishments in ZIP 40207, employing approximately 24,457 people with a combined annual payroll of $1,380,736,000.
1,543
Businesses
24,457
Employees
$1.4B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 366 | 23.7% |
| Retail trade | 267 | 17.3% |
| Professional, scientific, and technical services | 165 | 10.7% |
| Other services (except public administration) | 141 | 9.1% |
| Accommodation and food services | 128 | 8.3% |
| Finance and insurance | 123 | 8.0% |
| Real estate and rental and leasing | 108 | 7.0% |
| Construction | 51 | 3.3% |
| Administrative and support and waste management and remediation services | 48 | 3.1% |
| Arts, entertainment, and recreation | 40 | 2.6% |
| Wholesale trade | 26 | 1.7% |
| Educational services | 24 | 1.6% |
| Information | 19 | 1.2% |
| Transportation and warehousing | 13 | 0.8% |
| Manufacturing | 12 | 0.8% |
| Management of companies and enterprises | 9 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40207 vs 40041 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40041 | Masonic Home, KY | 286 | 0.8 mi |
| 40222 | Louisville, KY | 21,359 | 2.0 mi |
| 40025 | Glenview, KY | 59 | 2.4 mi |
| 40280 | Louisville, KY | 303 | 2.1 mi |
| 40206 | Louisville, KY | 18,865 | 2.6 mi |
| 40205 | Louisville, KY | 23,678 | 3.2 mi |
| 40242 | Louisville, KY | 10,930 | 3.7 mi |
| 40218 | Louisville, KY | 31,658 | 5.3 mi |
| 40220 | Louisville, KY | 33,109 | 4.1 mi |
| 40204 | Louisville, KY | 14,236 | 3.9 mi |
More ZIP Codes in Jefferson County
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Frequently Asked Questions
What county is ZIP code 40207 in? ▼
What is the population of ZIP code 40207? ▼
What is the median household income in ZIP 40207? ▼
What is the average home value in ZIP 40207? ▼
What is the demographic makeup of ZIP 40207? ▼
How many businesses are in ZIP code 40207? ▼
What are the main industries in ZIP code 40207? ▼
How have home values changed in ZIP code 40207? ▼
What is the education level in ZIP code 40207? ▼
What is the average commute time in ZIP 40207? ▼
What percentage of residents own vs. rent in ZIP 40207? ▼
What is the poverty rate in ZIP code 40207? ▼
ZIP Code Research Guides
Official Data Resources for Louisville, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.