Louisville, KY · standard
ZIP Code 40207
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,745
- 988/sq mi High-density area
- $101,898
- Median income Above-median income area
- $421,200
- Median home value Above-median home value
- 68.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Louisville pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 988
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40207 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40207 (Louisville, KY) rose +5.9% from 2023 to 2024. The all-transactions index moved from 225.4 in 2023 to 238.8 in 2024 (2000 = 100).
ZIP code 40207 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 29,745 residents across 30.1 square miles, a density of 988 people per square mile, in the New York time zone.
ZIP 40207 lands in the middle-income range, with a median household income of $101,898 (71% above the average Kentucky ZIP), while per-capita income is $72,150. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 2.7%. Housing is both higher-cost and owner-heavy: median home value is $421,200 (165% above the average Kentucky ZIP), while 69.1% of occupied homes are owner-occupied and median rent is $1,334.
This is a highly-educated ZIP: 68.2% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40207 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40207
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40207.
- Health care and social assistance
Health care and social assistance
366 establishments
- Retail trade
Retail trade
267 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
165 establishments
- Other services (except public administration) 141
Other services (except public administration)
141 establishments
- Accommodation and food services 128
Accommodation and food services
128 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40207, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
29,745
Population
30.1
Area (sq mi)
988
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40207?
41.2
Median Age
48.0%
Male
52.0%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,898
Median Household Income
+71% vs state ZIP avg
$72,150
Per Capita Income
5.7%
Poverty Rate
2.7%
Unemployment Rate
19.3 min
Mean Commute Time
How ZIP 40207 ranks among Kentucky ZIPs
Louisville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$101,898 Top 4% higher than 96% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,575housing units
14,575
Total Housing Units
13,759
Occupied Units
816
Vacant Units
2.09
Avg Household Size
Occupancy Type
$421,200
Median Home Value
+165% vs state ZIP avg
$1,334
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.9%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 40207 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 183 |
| 2021 | +6.8% | 195 |
| 2022 | +10.5% | 216 |
| 2023 | +4.5% | 225 |
| 2024 | +5.9% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,543 business establishments in ZIP 40207, employing approximately 24,457 people with a combined annual payroll of $1,380,736,000.
1,543
Businesses
24,457
Employees
$1.4B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 366 | 23.7% |
| Retail trade | 267 | 17.3% |
| Professional, scientific, and technical services | 165 | 10.7% |
| Other services (except public administration) | 141 | 9.1% |
| Accommodation and food services | 128 | 8.3% |
| Finance and insurance | 123 | 8.0% |
| Real estate and rental and leasing | 108 | 7.0% |
| Construction | 51 | 3.3% |
| Administrative and support and waste management and remediation services | 48 | 3.1% |
| Arts, entertainment, and recreation | 40 | 2.6% |
| Wholesale trade | 26 | 1.7% |
| Educational services | 24 | 1.6% |
| Information | 19 | 1.2% |
| Transportation and warehousing | 13 | 0.8% |
| Manufacturing | 12 | 0.8% |
| Management of companies and enterprises | 9 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40207 vs 40041 →
ZIP 40207 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40220
Louisville (40220)
33,109 residents
- 40218
Louisville (40218)
31,658 residents
- 40207
Louisville (40207)
29,745 residents
- 40205
Louisville (40205)
23,678 residents
- 40222
Louisville (40222)
21,359 residents
- 40206
Louisville (40206)
18,865 residents
- 40204
Louisville (40204)
14,236 residents
- 40242 10,930
Louisville (40242)
10,930 residents
- 40280 303
Louisville (40280)
303 residents
What this shows Among its immediate neighbors, ZIP 40207 ranks #3 by population - useful context the national average alone can't give.
ZIP 40207 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40025
Glenview (40025)
$250,000 median income
- 40041
Masonic Home (40041)
$153,214 median income
- 40207
Louisville (40207)
$101,898 median income
- 40205 $99,966
Louisville (40205)
$99,966 median income
- 40222 $82,511
Louisville (40222)
$82,511 median income
- 40220 $78,434
Louisville (40220)
$78,434 median income
- 40206 $75,798
Louisville (40206)
$75,798 median income
- 40242 $75,417
Louisville (40242)
$75,417 median income
- 40204 $71,116
Louisville (40204)
$71,116 median income
What this shows By household income, ZIP 40207 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40041 | Masonic Home, KY | 286 | 0.8 mi |
| 40222 | Louisville, KY | 21,359 | 2.0 mi |
| 40025 | Glenview, KY | 59 | 2.4 mi |
| 40280 | Louisville, KY | 303 | 2.1 mi |
| 40206 | Louisville, KY | 18,865 | 2.6 mi |
| 40205 | Louisville, KY | 23,678 | 3.2 mi |
| 40242 | Louisville, KY | 10,930 | 3.7 mi |
| 40218 | Louisville, KY | 31,658 | 5.3 mi |
| 40220 | Louisville, KY | 33,109 | 4.1 mi |
| 40204 | Louisville, KY | 14,236 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40207, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (29,745 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40207 in?
ZIP code 40207 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40207?
ZIP code 40207 in Louisville, KY has a population of 29,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40207?
The median household income in ZIP 40207 is $101,898, which is 34% above the national average of $76,288.
What is the average home value in ZIP 40207?
The median home value in ZIP 40207 is $421,200, which is 51% above the national average of $278,155.
What is the demographic makeup of ZIP 40207?
The largest racial group in ZIP 40207 is White at 88.2%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 40207?
ZIP code 40207 has 1,543 business establishments employing approximately 24,457 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40207?
The top industries by establishment count in ZIP 40207 are: Health care and social assistance (366), Retail trade (267), Professional, scientific, and technical services (165). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40207?
According to the FHFA House Price Index, home values in ZIP 40207 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40207?
In ZIP code 40207, 77.0% of residents aged 25+ have a high school diploma or higher, and 68.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40207?
The mean commute time for workers in ZIP code 40207 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40207?
In ZIP code 40207, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40207?
The poverty rate in ZIP code 40207 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40207's numbers, next.
- See how ZIP 40207 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.