Residential delivery area · Kentucky
ZIP Code 40205: Louisville, KY
ZIP code 40205 is in Louisville, Kentucky, entirely in Jefferson County (Census 2020 ZIP-county file). About 25,000 people live there (Census Bureau, ACS 2020-2024), the 14th most populous of Louisville's 34 residential ZIP codes. Median household income is $99,966 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Louisville (87%), Seneca Gardens (2%), Strathmoor Village (2%), Wellington (1%), Kingsley (1%) and Strathmoor Manor (under 1%), and 6% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Louisville · 34 residential ZIPs
- County
- Jefferson County
- Census places
- Louisville (87%); Seneca Gardens (2%); Strathmoor Village (2%); Wellington (1%)
- Metro area
- Louisville/Jefferson County, KY-IN
- House district
- KY-3 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 6.9 sq mi · 3,581 people per sq mi
- PO Box ZIPs
- 32 more ZIP codes use the name Louisville for PO boxes or single organizations
Where is ZIP code 40205?
40205 centers on 38.223°, -85.683° and covers 6.9 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 40204, 40206, 40218, 40217, 40207, 40220, 40213.
The map draws ZIP code areas only. For the streets inside 40205, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40205 compare with the rest of Louisville?
| Measure | 40205 | In Louisville | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 24,664 | 14th of 34 | 56th of 780 |
| Median household income | $100k | 3rd of 29 | 20th of 310 |
| Median home value | $375k | 3rd of 29 | 11th of 320 |
Its median household income is higher than in 81% of U.S. residential ZIP codes, and it is denser than 91% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40205?
The 2020 Census counted 24,077 people in 40205; the ACS, which samples households over 2020-2024, estimates 24,664. Between the 2010 and 2020 censuses its population grew 1.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 24,664
- 2020 Census count
- 24,077+1.7% since 2010 (23,678)
- Households
- 10,476
- Median age
- 42.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40205?
Of the 24,664 people the ACS estimates in 40205, 20.0% are under 18 and 20.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.5%).
- Under 1820.0%
- 18 to 6459.2%
- 65 and older20.8%
- White, not Hispanic89.5%
- Other or two or more4.2%
- Black, not Hispanic3.0%
- Hispanic or Latino2.7%
- Asian, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40205 earn?
Median household income is $99,966 (ACS 2020-2024), the 3rd highest of the 29 ranked ZIP codes in Louisville. It is not measurably different from 2015-2019 ($99,039 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $99,966
- Income per person
- $59,226
- Below the poverty line
- 7.1%
- Unemployed (of the labor force)
- 2.8%
- Adults 25+ with a bachelor's degree
- 66.7%
- Adjusted gross income per tax return, 2022
- $141,33911,440 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40205?
FHFA's house price index for 40205, built from repeat sales and appraisals of the same homes, rose 59% from 2015 to 2025 and rose 33% from 2020 to 2025, and moved +5.0% in 2025.
- Median home value (owners' estimate)
- $375,300
- Median gross rent
- $1,185
- Homes owned by their occupants
- 74.4%
- Housing units
- 11,129
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40205?
642 business establishments had a location in this ZIP code in 2023, 25 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance114
- Professional, scientific, and technical services103
- Accommodation and food services76
- Other services (except public administration)61
- Real estate and rental and leasing58
- Retail trade55
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40205?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40204 | Louisville | 14,034 | $71k | 2.4 mi |
| 40206 | Louisville | 20,161 | $76k | 2.5 mi |
| 40218 | Louisville | 33,736 | $59k | 2.7 mi |
| 40217 | Louisville | 11,663 | $69k | 3.0 mi |
| 40207 | Louisville | 28,903 | $102k | 3.1 mi |
| 40220 | Louisville | 35,078 | $78k | 3.5 mi |
| 40213 | Louisville | 16,054 | $56k | 3.7 mi |
| 40280 | Louisville | 182 | – | 1.7 mi (near) |
| 40231 | Louisville | 0 | – | 2.0 mi (near) |
| 40041 | Masonic Home | 564 | $153k | 2.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.