PlainZIP

Louisville, KY · standard

ZIP Code 40272

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,394
423/sq mi
$69,940
Median income
$176,200
Median home value
18.2%
Bachelor's or higher

The verdict

Louisville pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

46th pct
household income, US ZIPs
37th pct
home value, US ZIPs
423
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40272 against every reporting US ZIP.

ZIP code 40272 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 37,394 residents across 88.4 square miles, a density of 423 people per square mile, in the New York time zone.

ZIP 40272 reports a modest median household income of $69,940 (17% above the Kentucky average), while per-capita income is $30,960. Local economic indicators show a 12.7% poverty rate alongside 4.0% unemployment. On housing, the median home value is $176,200 (11% above the state average) with median rent at $1,203 per month, and 76.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40272, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40272

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40272.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40272, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,394

Population

88.4

Area (sq mi)

423

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40272?

38.2

Median Age

49.1%

Male

50.9%

Female

6.4%

Foreign-Born

White 77.2%
African American 7.8%
Asian 0.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.8%
Hispanic or Latino 9.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,940

Median Household Income

+17% vs state

$30,960

Per Capita Income

12.7%

Poverty Rate

4.0%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 40272 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,940 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,400

Total Housing Units

14,313

Occupied Units

1,087

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 76.1%
Renter 23.9%

$176,200

Median Home Value

+11% vs state

$1,203

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 40272 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 149
2021 +11.1% 165
2022 +12.0% 185
2023 +12.5% 208
2024 +9.6% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 400 business establishments in ZIP 40272, employing approximately 4,867 people with a combined annual payroll of $213,983,000.

400

Businesses

4,867

Employees

$214.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 72 18.0%
Construction 58 14.5%
Other services (except public administration) 57 14.3%
Health care and social assistance 46 11.5%
Accommodation and food services 39 9.8%
Real estate and rental and leasing 28 7.0%
Finance and insurance 24 6.0%
Administrative and support and waste management and remediation services 21 5.3%
Professional, scientific, and technical services 16 4.0%
Manufacturing 8 2.0%
Transportation and warehousing 8 2.0%
Information 8 2.0%
Arts, entertainment, and recreation 5 1.3%
Wholesale trade 4 1.0%
Utilities 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40272 vs 40258 →

ZIP 40272 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40272 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40272 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40272 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40258 Louisville, KY 26,465 4.5 mi
40118 Fairdale, KY 9,724 5.6 mi
40216 Louisville, KY 40,746 7.2 mi
40109 Brooks, KY 1,990 5.3 mi
40214 Louisville, KY 45,291 6.0 mi
47117 Elizabeth, IN 4,429 6.7 mi
40177 West Point, KY 1,463 6.5 mi
40215 Louisville, KY 22,287 8.2 mi
40211 Louisville, KY 22,612 10.5 mi
40209 Louisville, KY 360 9.2 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40229 standard
Louisville, KY
Pop: 36,852
40291 standard
Louisville, KY
Pop: 35,427

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40272 in? ▼
ZIP code 40272 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40272? ▼
ZIP code 40272 in Louisville, KY has a population of 37,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40272? ▼
The median household income in ZIP 40272 is $69,940, which is 8% below the national average of $76,288.
What is the average home value in ZIP 40272? ▼
The median home value in ZIP 40272 is $176,200, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 40272? ▼
The largest racial group in ZIP 40272 is White at 77.2%. Hispanic or Latino residents make up 9.4% of the population.
How many businesses are in ZIP code 40272? ▼
ZIP code 40272 has 400 business establishments employing approximately 4,867 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40272? ▼
The top industries by establishment count in ZIP 40272 are: Retail trade (72), Construction (58), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 40272? ▼
According to the FHFA House Price Index, home values in ZIP 40272 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40272? ▼
In ZIP code 40272, 57.0% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40272? ▼
The mean commute time for workers in ZIP code 40272 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40272? ▼
In ZIP code 40272, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40272? ▼
The poverty rate in ZIP code 40272 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.