PlainZIP

Louisville, KY · standard

ZIP Code 40214

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,291
1,175/sq mi
$54,931
Median income
$184,600
Median home value
23.1%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

21th pct
household income, US ZIPs
39th pct
home value, US ZIPs
1,175
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40214 against every reporting US ZIP.

ZIP code 40214 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 45,291 residents across 38.5 square miles, a density of 1,175 people per square mile, in the New York time zone.

ZIP 40214 reports a modest median household income of $54,931 (8% below the Kentucky average), while per-capita income is $31,086. The poverty rate stands at 18.8% and the unemployment rate at 5.1%. The typical home here is valued at $184,600 (16% above the state average); renters pay a median of $979 monthly, and 54.4% of units are owner-occupied.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 23 minutes. To put 40214 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Jefferson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40214

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40214.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40214, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

45,291

Population

38.5

Area (sq mi)

1,175

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40214?

35.4

Median Age

50.4%

Male

49.6%

Female

21.9%

Foreign-Born

White 49.8%
African American 21.9%
Asian 8.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.1%
Hispanic or Latino 14.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,931

Median Household Income

-8% vs state

$31,086

Per Capita Income

18.8%

Poverty Rate

5.1%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 40214 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,931 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,421

Total Housing Units

18,443

Occupied Units

1,978

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 54.4%
Renter 45.6%

$184,600

Median Home Value

+16% vs state

$979

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 40214 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 149
2021 +11.3% 166
2022 +11.9% 186
2023 +7.3% 199
2024 +7.1% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 620 business establishments in ZIP 40214, employing approximately 11,903 people with a combined annual payroll of $701,362,000.

620

Businesses

11,903

Employees

$701.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 88 14.2%
Construction 76 12.3%
Other services (except public administration) 70 11.3%
Accommodation and food services 56 9.0%
Administrative and support and waste management and remediation services 49 7.9%
Manufacturing 44 7.1%
Health care and social assistance 44 7.1%
Real estate and rental and leasing 35 5.7%
Professional, scientific, and technical services 34 5.5%
Wholesale trade 31 5.0%
Transportation and warehousing 30 4.8%
Finance and insurance 27 4.3%
Information 19 3.1%
Arts, entertainment, and recreation 8 1.3%
Educational services 6 1.0%
Utilities 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40214 vs 40215 →

ZIP 40214 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40214 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40214 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40214 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40215 Louisville, KY 22,287 2.7 mi
40209 Louisville, KY 360 3.2 mi
40210 Louisville, KY 14,822 5.5 mi
40208 Louisville, KY 13,227 4.7 mi
40118 Fairdale, KY 9,724 4.0 mi
40213 Louisville, KY 16,796 3.8 mi
40216 Louisville, KY 40,746 4.0 mi
40258 Louisville, KY 26,465 5.2 mi
40219 Louisville, KY 38,032 5.3 mi
40217 Louisville, KY 12,507 5.1 mi

More ZIP Codes in Jefferson County

40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852
40291 standard
Louisville, KY
Pop: 35,427

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40214 in? ▼
ZIP code 40214 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40214? ▼
ZIP code 40214 in Louisville, KY has a population of 45,291 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40214? ▼
The median household income in ZIP 40214 is $54,931, which is 28% below the national average of $76,288.
What is the average home value in ZIP 40214? ▼
The median home value in ZIP 40214 is $184,600, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 40214? ▼
The largest racial group in ZIP 40214 is White at 49.8%. Hispanic or Latino residents make up 14.3% of the population.
How many businesses are in ZIP code 40214? ▼
ZIP code 40214 has 620 business establishments employing approximately 11,903 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40214? ▼
The top industries by establishment count in ZIP 40214 are: Retail trade (88), Construction (76), Other services (except public administration) (70). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40214? ▼
According to the FHFA House Price Index, home values in ZIP 40214 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40214? ▼
In ZIP code 40214, 53.7% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40214? ▼
The mean commute time for workers in ZIP code 40214 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40214? ▼
In ZIP code 40214, approximately 54.4% of occupied housing units are owner-occupied and 45.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40214? ▼
The poverty rate in ZIP code 40214 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.