Louisville, KY · standard
ZIP Code 40214
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,291
- 1,175/sq mi High-density area
- $54,931
- Median income Below-median income area
- $184,600
- Median home value Near-median home value
- 23.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 21st pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 1,175
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40214 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40214 (Louisville, KY) rose +7.1% from 2023 to 2024. The all-transactions index moved from 199.4 in 2023 to 213.5 in 2024 (2000 = 100).
ZIP code 40214 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 45,291 residents across 38.5 square miles, a density of 1,175 people per square mile, in the New York time zone.
ZIP 40214 reports a modest median household income of $54,931 (8% below the average Kentucky ZIP), while per-capita income is $31,086. The poverty rate is 18.8%, with unemployment at 5.1%; those measures add context to the income figure. Median home value is $184,600 (16% above the average Kentucky ZIP) and median rent is $979; 54.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40214 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40214
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40214.
- Retail trade
Retail trade
88 establishments
- Construction
Construction
76 establishments
- Other services (except public administration)
Other services (except public administration)
70 establishments
- Accommodation and food services
Accommodation and food services
56 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40214, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
45,291
Population
38.5
Area (sq mi)
1,175
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40214?
35.4
Median Age
50.4%
Male
49.6%
Female
21.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,931
Median Household Income
-8% vs state ZIP avg
$31,086
Per Capita Income
18.8%
Poverty Rate
5.1%
Unemployment Rate
23.4 min
Mean Commute Time
How ZIP 40214 ranks nationally
Louisville, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$54,931 21st percentile higher than 21% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,421housing units
20,421
Total Housing Units
18,443
Occupied Units
1,978
Vacant Units
2.46
Avg Household Size
Occupancy Type
$184,600
Median Home Value
+16% vs state ZIP avg
$979
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.1%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 40214 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 149 |
| 2021 | +11.3% | 166 |
| 2022 | +11.9% | 186 |
| 2023 | +7.3% | 199 |
| 2024 | +7.1% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 620 business establishments in ZIP 40214, employing approximately 11,903 people with a combined annual payroll of $701,362,000.
620
Businesses
11,903
Employees
$701.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 88 | 14.2% |
| Construction | 76 | 12.3% |
| Other services (except public administration) | 70 | 11.3% |
| Accommodation and food services | 56 | 9.0% |
| Administrative and support and waste management and remediation services | 49 | 7.9% |
| Manufacturing | 44 | 7.1% |
| Health care and social assistance | 44 | 7.1% |
| Real estate and rental and leasing | 35 | 5.7% |
| Professional, scientific, and technical services | 34 | 5.5% |
| Wholesale trade | 31 | 5.0% |
| Transportation and warehousing | 30 | 4.8% |
| Finance and insurance | 27 | 4.3% |
| Information | 19 | 3.1% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Educational services | 6 | 1.0% |
| Utilities | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40214 vs 40215 →
ZIP 40214 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40214
Louisville (40214)
45,291 residents
- 40216
Louisville (40216)
40,746 residents
- 40219
Louisville (40219)
38,032 residents
- 40258
Louisville (40258)
26,465 residents
- 40215
Louisville (40215)
22,287 residents
- 40213 16,796
Louisville (40213)
16,796 residents
- 40210 14,822
Louisville (40210)
14,822 residents
- 40208 13,227
Louisville (40208)
13,227 residents
- 40217 12,507
Louisville (40217)
12,507 residents
What this shows Among its immediate neighbors, ZIP 40214 ranks the most populous - useful context the national average alone can't give.
ZIP 40214 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40217
Louisville (40217)
$69,114 median income
- 40258
Louisville (40258)
$68,162 median income
- 40118
Fairdale (40118)
$59,316 median income
- 40216
Louisville (40216)
$56,441 median income
- 40213
Louisville (40213)
$55,897 median income
- 40219
Louisville (40219)
$55,720 median income
- 40214
Louisville (40214)
$54,931 median income
- 40215
Louisville (40215)
$43,725 median income
- 40208
Louisville (40208)
$39,560 median income
What this shows By household income, ZIP 40214 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40215 | Louisville, KY | 22,287 | 2.7 mi |
| 40209 | Louisville, KY | 360 | 3.2 mi |
| 40210 | Louisville, KY | 14,822 | 5.5 mi |
| 40208 | Louisville, KY | 13,227 | 4.7 mi |
| 40118 | Fairdale, KY | 9,724 | 4.0 mi |
| 40213 | Louisville, KY | 16,796 | 3.8 mi |
| 40216 | Louisville, KY | 40,746 | 4.0 mi |
| 40258 | Louisville, KY | 26,465 | 5.2 mi |
| 40219 | Louisville, KY | 38,032 | 5.3 mi |
| 40217 | Louisville, KY | 12,507 | 5.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40214, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (45,291 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40214 in?
ZIP code 40214 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40214?
ZIP code 40214 in Louisville, KY has a population of 45,291 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40214?
The median household income in ZIP 40214 is $54,931, which is 28% below the national average of $76,288.
What is the average home value in ZIP 40214?
The median home value in ZIP 40214 is $184,600, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 40214?
The largest racial group in ZIP 40214 is White at 49.8%. Hispanic or Latino residents make up 14.3% of the population.
How many businesses are in ZIP code 40214?
ZIP code 40214 has 620 business establishments employing approximately 11,903 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40214?
The top industries by establishment count in ZIP 40214 are: Retail trade (88), Construction (76), Other services (except public administration) (70). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40214?
According to the FHFA House Price Index, home values in ZIP 40214 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40214?
In ZIP code 40214, 53.7% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40214?
The mean commute time for workers in ZIP code 40214 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40214?
In ZIP code 40214, approximately 54.4% of occupied housing units are owner-occupied and 45.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40214?
The poverty rate in ZIP code 40214 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40214's numbers, next.
- See how ZIP 40214 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.