PlainZIP

Louisville, KY · standard

ZIP Code 40208

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,227
2,076/sq mi
$39,560
Median income
$188,900
Median home value
35.8%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, renter-heavy area.

5th pct
household income, US ZIPs
40th pct
home value, US ZIPs
2,076
people per sq mi
26%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40208 against every reporting US ZIP.

ZIP code 40208 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 13,227 residents across 6.4 square miles, a density of 2,076 people per square mile, in the New York time zone.

ZIP 40208 sits on the lower end of the income spectrum: median household income is $39,560 (34% below the Kentucky average), while per-capita income is $25,569. The poverty rate stands at 32.0% and the unemployment rate at 7.5%. Housing costs here run $188,900 for a typical home value (19% above the state average), with rent averaging $997 a month; 26.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 35.8% of adults hold a bachelor's degree or higher, the median age is 23.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40208 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40208

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40208.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40208, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,227

Population

6.4

Area (sq mi)

2,076

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40208?

23.3

Median Age

50.6%

Male

49.4%

Female

4.3%

Foreign-Born

White 63.3%
African American 23.8%
Asian 2.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 8.2%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$39,560

Median Household Income

-34% vs state

$25,569

Per Capita Income

32.0%

Poverty Rate

7.5%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 40208 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$39,560 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.3%
Bachelor's Degree or Higher 35.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,900

Total Housing Units

5,813

Occupied Units

1,087

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 26.2%
Renter 73.8%

$188,900

Median Home Value

+19% vs state

$997

Median Rent

1940

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

198

HPI Index (2000 = 100)

+98%

Total Change Since 2000

Home values in ZIP 40208 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +98% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.7% 146
2021 +4.0% 152
2022 +18.5% 180
2023 +1.5% 183
2024 +8.2% 198

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 276 business establishments in ZIP 40208, employing approximately 5,529 people with a combined annual payroll of $395,569,000.

276

Businesses

5,529

Employees

$395.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 50 18.1%
Retail trade 32 11.6%
Professional, scientific, and technical services 27 9.8%
Arts, entertainment, and recreation 25 9.1%
Health care and social assistance 21 7.6%
Other services (except public administration) 20 7.3%
Construction 18 6.5%
Real estate and rental and leasing 18 6.5%
Manufacturing 16 5.8%
Wholesale trade 13 4.7%
Finance and insurance 10 3.6%
Transportation and warehousing 8 2.9%
Information 6 2.2%
Administrative and support and waste management and remediation services 6 2.2%
Management of companies and enterprises 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40208 vs 40203 →

ZIP 40208 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40208 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40208 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40208 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40203 Louisville, KY 19,694 2.0 mi
40217 Louisville, KY 12,507 1.5 mi
40210 Louisville, KY 14,822 1.4 mi
40209 Louisville, KY 360 2.2 mi
40215 Louisville, KY 22,287 2.2 mi
40202 Louisville, KY 6,772 2.7 mi
40204 Louisville, KY 14,236 2.8 mi
40211 Louisville, KY 22,612 3.4 mi
40214 Louisville, KY 45,291 4.7 mi
40212 Louisville, KY 17,685 4.1 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40208 in? ▼
ZIP code 40208 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40208? ▼
ZIP code 40208 in Louisville, KY has a population of 13,227 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40208? ▼
The median household income in ZIP 40208 is $39,560, which is 48% below the national average of $76,288.
What is the average home value in ZIP 40208? ▼
The median home value in ZIP 40208 is $188,900, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 40208? ▼
The largest racial group in ZIP 40208 is White at 63.3%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 40208? ▼
ZIP code 40208 has 276 business establishments employing approximately 5,529 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40208? ▼
The top industries by establishment count in ZIP 40208 are: Accommodation and food services (50), Retail trade (32), Professional, scientific, and technical services (27). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 40208? ▼
According to the FHFA House Price Index, home values in ZIP 40208 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 98%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40208? ▼
In ZIP code 40208, 58.3% of residents aged 25+ have a high school diploma or higher, and 35.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40208? ▼
The mean commute time for workers in ZIP code 40208 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40208? ▼
In ZIP code 40208, approximately 26.2% of occupied housing units are owner-occupied and 73.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40208? ▼
The poverty rate in ZIP code 40208 is 32.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.