ZIP Code 40203

standard

Source:

Louisville · Jefferson County · Kentucky

Population
19,694

2,586/sq mi

Median income
$30,794

▼ 60% vs US

higher than 2% of US ZIPs

Median home value
$197,300

▼ 29% vs US

higher than 43% of US ZIPs

Bachelor's or higher
22.5%

Median age 32.8

Land area
7.6 sq mi

Kentucky/Louisville

ZIP code 40203 in Louisville, Kentucky has a population of 19,694. The median household income is $30,794, which is 60% below the national average. Median home value is $197,300, 29% below the US average. 22.5% of residents hold a bachelor's degree or higher.

ZIP code 40203 is classified by USPS as a standard delivery area and covers roughly 7.6 square miles in Louisville, Jefferson County, Kentucky. The area is home to 19,694 residents, producing a population density of 2,586 people per square mile, and falls within the Kentucky/Louisville time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40203 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40203 sits at $30,794 (48% below the Kentucky average), while per-capita income is $23,941. The poverty rate stands at 43.3% and the unemployment rate at 11.8%. On housing, the median home value is $197,300 (24% above the state average) with median rent at $809 per month, and 24.9% of occupied units are owner-occupied, a direct signal of whether 40203 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.5% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40203 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40203

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40203, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

19,694

Population

7.6

Area (sq mi)

2,586

People / sq mi

Kentucky/Louisville

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40203?

32.8

Median Age

47.6%

Male

52.4%

Female

2.9%

Foreign-Born

White 40.2%
African American 51.7%
Asian 0.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$30,794

Median Household Income

-48% vs state

$23,941

Per Capita Income

43.3%

Poverty Rate

11.8%

Unemployment Rate

19.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 22.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,481

Total Housing Units

8,911

Occupied Units

1,570

Vacant Units

1.86

Avg Household Size

Occupancy Type

Owner 24.9%
Renter 75.1%

$197,300

Median Home Value

+24% vs state

$809

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 40203 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 223
2021 +11.9% 250
2022 +12.5% 281
2023 +3.5% 291
2024 +1.8% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 522 business establishments in ZIP 40203, employing approximately 8,514 people with a combined annual payroll of $431,402,000.

522

Businesses

8,514

Employees

$431.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 84 16.1%
Other services (except public administration) 82 15.7%
Retail trade 59 11.3%
Professional, scientific, and technical services 53 10.2%
Construction 36 6.9%
Wholesale trade 35 6.7%
Manufacturing 31 5.9%
Accommodation and food services 29 5.6%
Real estate and rental and leasing 28 5.4%
Administrative and support and waste management and remediation services 25 4.8%
Finance and insurance 19 3.6%
Information 16 3.1%
Transportation and warehousing 8 1.5%
Arts, entertainment, and recreation 7 1.3%
Educational services 5 1.0%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40203 vs 40202 →

ZIP Code City Population Distance
40202 Louisville, KY 6,772 0.9 mi
40208 Louisville, KY 13,227 2.0 mi
40210 Louisville, KY 14,822 1.6 mi
40204 Louisville, KY 14,236 2.5 mi
40212 Louisville, KY 17,685 2.5 mi
40217 Louisville, KY 12,507 2.6 mi
47129 Clarksville, IN 19,527 4.6 mi
40211 Louisville, KY 22,612 3.3 mi
40206 Louisville, KY 18,865 3.4 mi
40209 Louisville, KY 360 4.1 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 40203 in?
ZIP code 40203 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40203?
ZIP code 40203 in Louisville, KY has a population of 19,694 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40203?
The median household income in ZIP 40203 is $30,794, which is 60% below the national average of $76,288.
What is the average home value in ZIP 40203?
The median home value in ZIP 40203 is $197,300, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 40203?
The largest racial group in ZIP 40203 is African American at 51.7%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 40203?
ZIP code 40203 has 522 business establishments employing approximately 8,514 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40203?
The top industries by establishment count in ZIP 40203 are: Health care and social assistance (84), Other services (except public administration) (82), Retail trade (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40203?
According to the FHFA House Price Index, home values in ZIP 40203 increased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40203?
In ZIP code 40203, 57.1% of residents aged 25+ have a high school diploma or higher, and 22.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40203?
The mean commute time for workers in ZIP code 40203 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40203?
In ZIP code 40203, approximately 24.9% of occupied housing units are owner-occupied and 75.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40203?
The poverty rate in ZIP code 40203 is 43.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Louisville, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.