PlainZIP

Louisville, KY · standard

ZIP Code 40212

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,685
1,797/sq mi
$35,753
Median income
$87,600
Median home value
12.3%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

4th pct
household income, US ZIPs
6th pct
home value, US ZIPs
1,797
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40212 against every reporting US ZIP.

ZIP code 40212 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 17,685 residents across 9.8 square miles, a density of 1,797 people per square mile, in the Kentucky/Louisville time zone.

ZIP 40212 sits on the lower end of the income spectrum: median household income is $35,753 (40% below the Kentucky average), while per-capita income is $21,878. Poverty here runs at 32.2%, with unemployment measured at 8.3%. Housing costs here run $87,600 for a typical home value (45% below the state average), with rent averaging $1,032 a month; 48.7% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.3% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40212, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40212

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40212.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40212, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,685

Population

9.8

Area (sq mi)

1,797

People / sq mi

Kentucky/Louisville

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40212?

40.1

Median Age

49.4%

Male

50.6%

Female

1.1%

Foreign-Born

White 34.2%
African American 59.6%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,753

Median Household Income

-40% vs state

$21,878

Per Capita Income

32.2%

Poverty Rate

8.3%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 40212 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$35,753 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.4%
Bachelor's Degree or Higher 12.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,019

Total Housing Units

6,444

Occupied Units

1,575

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 48.7%
Renter 51.3%

$87,600

Median Home Value

-45% vs state

$1,032

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.4%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 40212 have increased 15.4% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 +16.2% 120
2021 +16.7% 140
2022 +21.4% 170
2023 -6.8% 158
2024 +15.4% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 142 business establishments in ZIP 40212, employing approximately 1,319 people with a combined annual payroll of $54,434,000.

142

Businesses

1,319

Employees

$54.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 37 26.1%
Health care and social assistance 29 20.4%
Other services (except public administration) 16 11.3%
Construction 11 7.8%
Accommodation and food services 10 7.0%
Manufacturing 7 4.9%
Educational services 6 4.2%
Professional, scientific, and technical services 5 3.5%
Administrative and support and waste management and remediation services 5 3.5%
Finance and insurance 4 2.8%
Wholesale trade 3 2.1%
Real estate and rental and leasing 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40212 vs 40210 →

ZIP 40212 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40212 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40212 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40212 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40210 Louisville, KY 14,822 2.9 mi
40203 Louisville, KY 19,694 2.5 mi
40202 Louisville, KY 6,772 2.6 mi
40211 Louisville, KY 22,612 2.9 mi
47150 New Albany, IN 47,472 2.9 mi
47129 Clarksville, IN 19,527 3.3 mi
40208 Louisville, KY 13,227 4.1 mi
40215 Louisville, KY 22,287 5.6 mi
40206 Louisville, KY 18,865 5.1 mi
40204 Louisville, KY 14,236 4.8 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40212 in? ▼
ZIP code 40212 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40212? ▼
ZIP code 40212 in Louisville, KY has a population of 17,685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40212? ▼
The median household income in ZIP 40212 is $35,753, which is 53% below the national average of $76,288.
What is the average home value in ZIP 40212? ▼
The median home value in ZIP 40212 is $87,600, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 40212? ▼
The largest racial group in ZIP 40212 is African American at 59.6%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 40212? ▼
ZIP code 40212 has 142 business establishments employing approximately 1,319 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40212? ▼
The top industries by establishment count in ZIP 40212 are: Retail trade (37), Health care and social assistance (29), Other services (except public administration) (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 40212? ▼
According to the FHFA House Price Index, home values in ZIP 40212 increased by 15.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40212? ▼
In ZIP code 40212, 56.4% of residents aged 25+ have a high school diploma or higher, and 12.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40212? ▼
The mean commute time for workers in ZIP code 40212 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40212? ▼
In ZIP code 40212, approximately 48.7% of occupied housing units are owner-occupied and 51.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40212? ▼
The poverty rate in ZIP code 40212 is 32.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.