ZIP Code 40212

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Source:

Louisville · Jefferson County · Kentucky

Population
17,685

1,797/sq mi

Median income
$35,753

▼ 53% vs US

higher than 4% of US ZIPs

Median home value
$87,600

▼ 69% vs US

higher than 6% of US ZIPs

Bachelor's or higher
12.3%

Median age 40.1

Land area
9.8 sq mi

Kentucky/Louisville

ZIP code 40212 in Louisville, Kentucky has a population of 17,685. The median household income is $35,753, which is 53% below the national average. Median home value is $87,600, 69% below the US average. 12.3% of residents hold a bachelor's degree or higher.

ZIP code 40212 is classified by USPS as a standard delivery area and covers roughly 9.8 square miles in Louisville, Jefferson County, Kentucky. The area is home to 17,685 residents, producing a population density of 1,797 people per square mile, and falls within the Kentucky/Louisville time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40212 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40212 sits at $35,753 (40% below the Kentucky average), while per-capita income is $21,878. The poverty rate stands at 32.2% and the unemployment rate at 8.3%. On housing, the median home value is $87,600 (45% below the state average) with median rent at $1,032 per month, and 48.7% of occupied units are owner-occupied, a direct signal of whether 40212 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.3% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40212 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40212

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40212.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40212, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

17,685

Population

9.8

Area (sq mi)

1,797

People / sq mi

Kentucky/Louisville

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40212?

40.1

Median Age

49.4%

Male

50.6%

Female

1.1%

Foreign-Born

White 34.2%
African American 59.6%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,753

Median Household Income

-40% vs state

$21,878

Per Capita Income

32.2%

Poverty Rate

8.3%

Unemployment Rate

23.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.4%
Bachelor's Degree or Higher 12.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,019

Total Housing Units

6,444

Occupied Units

1,575

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 48.7%
Renter 51.3%

$87,600

Median Home Value

-45% vs state

$1,032

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.4%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 40212 have increased 15.4% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 +16.2% 120
2021 +16.7% 140
2022 +21.4% 170
2023 -6.8% 158
2024 +15.4% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 142 business establishments in ZIP 40212, employing approximately 1,319 people with a combined annual payroll of $54,434,000.

142

Businesses

1,319

Employees

$54.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 37 26.1%
Health care and social assistance 29 20.4%
Other services (except public administration) 16 11.3%
Construction 11 7.8%
Accommodation and food services 10 7.0%
Manufacturing 7 4.9%
Educational services 6 4.2%
Professional, scientific, and technical services 5 3.5%
Administrative and support and waste management and remediation services 5 3.5%
Finance and insurance 4 2.8%
Wholesale trade 3 2.1%
Real estate and rental and leasing 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40212 vs 40210 →

ZIP Code City Population Distance
40210 Louisville, KY 14,822 2.9 mi
40203 Louisville, KY 19,694 2.5 mi
40202 Louisville, KY 6,772 2.6 mi
40211 Louisville, KY 22,612 2.9 mi
47150 New Albany, IN 47,472 2.9 mi
47129 Clarksville, IN 19,527 3.3 mi
40208 Louisville, KY 13,227 4.1 mi
40215 Louisville, KY 22,287 5.6 mi
40206 Louisville, KY 18,865 5.1 mi
40204 Louisville, KY 14,236 4.8 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 40212 in?
ZIP code 40212 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40212?
ZIP code 40212 in Louisville, KY has a population of 17,685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40212?
The median household income in ZIP 40212 is $35,753, which is 53% below the national average of $76,288.
What is the average home value in ZIP 40212?
The median home value in ZIP 40212 is $87,600, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 40212?
The largest racial group in ZIP 40212 is African American at 59.6%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 40212?
ZIP code 40212 has 142 business establishments employing approximately 1,319 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40212?
The top industries by establishment count in ZIP 40212 are: Retail trade (37), Health care and social assistance (29), Other services (except public administration) (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 40212?
According to the FHFA House Price Index, home values in ZIP 40212 increased by 15.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40212?
In ZIP code 40212, 56.4% of residents aged 25+ have a high school diploma or higher, and 12.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40212?
The mean commute time for workers in ZIP code 40212 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40212?
In ZIP code 40212, approximately 48.7% of occupied housing units are owner-occupied and 51.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40212?
The poverty rate in ZIP code 40212 is 32.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Louisville, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.